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Compare Workers' Compensation Insurance Agents in Tiverton, RI

Directory of workers' compensation insurance agents in Tiverton, Rhode Island. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Tiverton, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 workers' compensation insurance agents in Tiverton, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Main Rhode Insurance Agency, Inc.: Allstate Insurance
546A Main Rd, Tiverton, RI 02878
(401) 624-2990 agents.allstate.com
American Insurance Agency RI
14a Stafford Rd, Tiverton, RI 02878
(401) 655-2757
BayCoast Insurance
1 Crandall Rd, Tiverton, RI 02878
(401) 624-9936 baycoastinsurance.com

Workers compensation insurance is required for most employers in Rhode Island under state law. A local agent in Tiverton can help you secure a policy that meets Rhode Island Department of Labor and Training requirements. They can also assist with payroll classification and premium audits specific to your business type.

What Does a Workers' Compensation Insurance Agent in Tiverton Cost?

Workers compensation insurance costs in Rhode Island vary by industry and payroll. For a small business, annual premiums can range from a few hundred dollars for low risk office work to several thousand for construction or manufacturing. The average rate per 100 dollars of payroll in Rhode Island is around 1.50 to 2.50 for many classes. These numbers are estimates only. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is workers compensation insurance mandatory in Tiverton Rhode Island?
Yes. Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines and stop work orders.
What does a workers compensation insurance agent in Tiverton do?
An agent helps you choose a policy that covers medical costs and lost wages for work related injuries. They explain Rhode Island specific rules like the 26 week waiting period for permanent partial disability benefits. They also help you file required forms with the state.
How are workers compensation premiums calculated in Rhode Island?
Premiums are based on your payroll, employee job classifications, and your claims history. The Rhode Island Workers Compensation Rating Bureau sets approved class codes and loss costs. An agent can help you review these factors to find accurate coverage.