The top-rated workers' compensation insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 721 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Augustine Insurance, Farm Bureau Insurance. This directory lists 20 workers' compensation insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 4 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 5 | Michael Freemyer - State Farm Insurance Agent | 1289 Northfield Dr Suite 3 | (931) 436-2105 |
| 6 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 7 | Proseguros Insurance & Ayuda Latina - Clarksville | 1505 Fort Campbell Blvd | (615) 750-3108 |
| 8 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 9 | Kathryn Minniehan: Allstate Insurance | 345 Union St | (931) 542-0401 |
| 10 | The Stack Agency - Insurance Broker | 105 Ussery Rd | (931) 346-7700 |
Legacy Insurance serves the Clarksville, Tennessee metro area by acting as a workers' compensation insurance agent. It connects local employers with insurance policies that provide medical benefits and wage replacement for employees injured on the job. The company handles the complex process of securing coverage tailored to specific business risks and industry classifications common in the region. These services include assisting with policy setup to comply with state regulations and managing required audit paperwork.
Daniel Ingram, as a GEICO Insurance Agent in Clarksville, TN, provides a range of workers' compensation insurance services including policy consultation, coverage selection guidance, and claims assistance. Routine service includes regular policy reviews to align coverage with changing business operations. Maintenance services encompass updates for policy adjustments and support during renewals. The agency handles properties such as single-family homes used for business, apartments with on-site staff, retail spaces, and restaurants.
Augustine Insurance provides workers’ compensation coverage for businesses in Clarksville, Tennessee and the surrounding Montgomery County communities. It handles employer liability policies and statutory claims management for industries ranging from construction to regional service firms. The agency focuses on securing compliant coverage that aligns with Tennessee labor regulations while ensuring each client understands their policy obligations. For a typical job, it assesses the company’s payroll and risk exposures, then presents appropriate insurance options tailored to the specific operational needs.
Farm Bureau Insurance serves the Clarksville, Tennessee metro area as a Workers' Compensation Insurance Agent. It helps local businesses obtain coverage that addresses medical costs and lost wages for employees injured on the job. The agency navigates clients through the specific requirements of Tennessee’s workers’ compensation system. It assists with policy selection for various industries operating in the Clarksville region. Farm Bureau Insurance specifically handles claims management support and premium audit services for policyholders.
For a workers’ compensation insurance agent in Clarksville, TN, one-time quotes typically compare policy options for a new business owner, while recurring service manages ongoing claims and annual renewals to adjust coverage as payroll changes. Michael Freemyer - State Farm Insurance Agent provides policies that meet Tennessee state requirements and protect against workplace injury claims. Rather than offering a single appointment, this agent handles client needs on an as-needed basis, triggered by policy changes, renewal dates, or claims support.
BFS Insurance Group specializes in connecting Clarksville businesses with tailored workers’ compensation policies to meet regulatory requirements and protect against workplace injury claims. The agency assists local employers in evaluating coverage options that align with their specific operational risks. Throughout the policy term, it provides ongoing support for claim reporting and compliance updates. As seasonal work patterns shift in this manufacturing and logistics region, the agent also helps firms adjust their coverage to accommodate temporary employees during peak production periods.
Winter weather can lead to slip-and-fall injuries on icy parking lots in Clarksville, and seasonal layoffs in local manufacturing make timely wage-replacement claims critical for workers. Proseguros Insurance & Ayuda Latina - Clarksville provides workers' compensation insurance agent services to help businesses comply with Tennessee’s requirements while protecting employees. The agent reviews coverage limits against medical costs and lost-wage obligations for common regional hazards. An in-person inspection of the workplace and a review of current payroll records begins the process to identify any gaps in policy terms.
Morford Agency: Allstate Insurance writes workers’ compensation policies to protect employers against costs from workplace injuries. Located in Clarksville, TN, the agency pairs standard coverage with experience-rated modifications that can lower premiums for safe operations. Clients receive claims support and payroll-based audit services to adjust premiums annually. The agency serves commercial sectors including offices, warehouses, and food service operations requiring tailored liability protection for their distinct work environments.
Serving residential clients with personal insurance needs, Kathryn Minniehan: Allstate Insurance in Clarksville, TN also provides workers' compensation coverage for local businesses. This agency helps area employers secure the necessary policies to protect their employees from workplace injuries. Covering the Clarksville region, the office focuses on matching commercial clients with appropriate coverage levels. Customers returning for policy adjustments or renewal assistance between scheduled visits will find consistent service for their ongoing business insurance requirements.
The Stack Agency provides a range of workers' compensation insurance products for local businesses in Clarksville, Tennessee. Its service and maintenance plans focus on helping employers meet state compliance requirements while managing claim costs and premiums. The agency works with clients to tailor policies that address specific risks, from small service providers to larger operations with diverse coverage needs. It services properties including single-family homes, apartments, retail spaces, and restaurants.
What Does a a Workers' Compensation Insurance Agent in Clarksville Cost?
Workers compensation insurance costs in Tennessee typically range from 0.50 to 2.00 per 100 dollars of payroll for low risk office jobs, and up to 10.00 or more per 100 dollars for high risk construction work. The average premium for a small business in Clarksville might be around 1,500 to 3,000 dollars annually. Actual costs vary based on your specific business class code, payroll, and loss history. This is general information and not insurance advice.
About workers' compensation insurance agents in Clarksville
Workers compensation insurance agents in Clarksville Tennessee help businesses meet state legal requirements. Tennessee law requires most employers with five or more employees to carry workers comp coverage. An agent can guide you through the process of obtaining a policy that fits your specific industry and payroll needs.
Frequently Asked Questions
What are the workers compensation requirements in Tennessee?
Tennessee law requires employers with five or more employees to carry workers compensation insurance. Construction businesses with one or more employees must also have coverage. Failure to comply can result in fines and legal penalties.
How do I find a workers compensation insurance agent in Clarksville?
You can search online for licensed agents in Clarksville Tennessee who specialize in commercial insurance. Many local agencies offer free quotes and can explain Tennessee specific requirements. Check the Tennessee Department of Commerce and Insurance website for agent license verification.
What factors affect the cost of workers comp insurance in Tennessee?
Costs depend on your industry classification, payroll size, claims history, and safety record. Tennessee uses a competitive rating system so rates vary by carrier. An agent can help you compare quotes from multiple insurers.
Workers' Compensation Insurance Agents in Other Tennessee Cities
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