The top-rated workers' compensation insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 14 workers' compensation insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas area and surrounding Grayson County, offering workers' compensation insurance agent services. This agency helps local businesses secure essential coverage that provides medical benefits and wage replacement for employees who suffer job-related injuries or illnesses. Each policy is tailored to comply with Texas state regulations and the specific risks of different industries. The office handles filing new workers' comp policies and reviewing existing coverage to ensure adequate protection for employers and their staff.
Oden Insurance provides workers' compensation coverage for businesses operating in the Denison area. The company assists employers with policy selection to meet regulatory requirements and manage workplace injury risks. Its services include evaluating payroll classifications and setting up payment plans. Ongoing support involves claims reporting assistance and periodic policy reviews to ensure coverage remains current as business needs change. Oden Insurance serves a range of commercial properties, including single-family homes being remodeled, apartment complexes, retail storefronts, and restaurants.
Homeowners, local businesses, and property managers in Denison turn to Larry Landrum - State Farm Insurance Agent for workers' compensation insurance coverage. The agency helps employers navigate these policies to protect employees and meet regulatory requirements. Guidance on risk management and claims support is provided for commercial clients across the region. Service also extends to neighboring communities in the Sherman-Denison metropolitan area.
David Means: Allstate Insurance serves Denison, Texas, and the surrounding communities in Grayson County, handling workers’ compensation coverage for local businesses. It works with employers to secure policies that comply with state reporting requirements while providing wage replacement and medical benefits for injured workers. This agency generally reviews each client’s payroll classifications and risk exposure in an initial consultation, then uses tailored policy options from Allstate to help ensure proper coverage for typical workplace injuries.
Jim McClure - State Farm Insurance Agent in Denison, TX provides workers’ compensation insurance, assisting local businesses with coverage that addresses employee injury and illness expenses. The agency also offers general insurance services to meet various professional and personal policy needs. Operating within the region’s economic landscape, it helps employers manage the financial risks associated with workplace accidents. As seasonal demands fluctuate or construction projects increase in warmer months, the agency assists clients in adjusting their coverage to align with changing workforce levels and operational exposures.
Charles Holder Insurance Agency, Inc. in Denison, TX assists employers choosing between a one-time policy for a specific project or a recurring annual plan for ongoing operations. Coverage under Texas workers' compensation insurance is designed to protect a business from the financial impact of employee workplace injuries. As a local agent, the agency clarifies how regulations apply to different industries and helps clients compare coverage options to meet their needs. Service is arranged on a one-time, scheduled, or as-needed basis depending on the client's business cycle.
As winter weather and seasonal layoffs impact local businesses in Denison, Sandra Phillips - State Farm Insurance Agent provides guidance on navigating workers' compensation requirements. Operating as an independent agent for a national insurer, the agency helps employers secure coverage that meets state mandates while protecting against workplace injury-related costs. The initial step involves a no-obligation review of the business's current policy, industry classification, and annual payroll to determine appropriate coverage levels.
Phillips Insurance Agency operates in Denison, Texas, focusing on connecting businesses with workers' compensation coverage that meets local requirements. This agency assists employers in managing the complexities of providing medical benefits and wage replacement for job-related injuries. Beyond policy placement, it can help evaluate workplace risks to potentially lower premium exposure. The agency serves a range of local commercial sectors, including professional offices, warehouses, and food service establishments.
Bayless-Hall Insurance Inc provides residential workers’ compensation insurance services in Denison, Texas, helping homeowners meet coverage requirements. The agency also offers commercial policies for local businesses needing employee injury protection. Their service area includes Denison and nearby communities in Grayson County. Clients receive guidance on policy options and statutory compliance. After filing a claim or renewing a policy, follow-up assistance is available to ensure continued coverage between regular visits.
Hempkins Insurance is a workers' compensation insurance agent in Denison, Texas, focused on helping local businesses manage employer liability coverage. The company assists clients with policy selection, risk assessment, and claims coordination to comply with Texas state requirements. Their services extend to general needs such as auditing payrolls for premium accuracy. Hempkins Insurance can also provide tailored occupational accident coverage for independent contractors.
What Does a a Workers' Compensation Insurance Agent in Denison Cost?
Workers compensation insurance costs in Texas vary by industry payroll and claims history. For a small Denison business typical rates range from 0.50 to 2.50 per 100 dollars of payroll for low risk office work and up to 10 to 15 dollars per 100 dollars for high risk construction jobs. Each policy is individually underwritten. This is general information not insurance advice.
About workers' compensation insurance agents in Denison
Workers compensation insurance agents in Denison Texas help local businesses navigate coverage requirements under the Texas workers compensation system. Texas is unique because private employers are not required to carry workers comp insurance unless they contract with the government or meet other specific criteria. An agent can explain the difference between subscribing and non-subscribing options and help you comply with Denison city business license rules.
Frequently Asked Questions
Do employers in Denison Texas have to carry workers compensation insurance?
No. Texas is the only state where private employers are not required to carry workers compensation insurance. However if you choose not to carry it you lose certain legal protections in employee injury lawsuits. An agent can help you weigh the risks.
What is a Texas non-subscriber and how does an agent help?
A non-subscriber is an employer who chooses not to buy workers compensation insurance. In Texas non-subscribers must follow specific notice requirements and may face different liability rules. An agent can explain these rules and help you find alternative coverage if needed.
How does the Texas Division of Workers Compensation affect my policy?
The Texas Division of Workers Compensation regulates claims and dispute resolution for subscriber employers. Your agent can ensure your policy meets DWC requirements and help you understand reporting time limits which are generally 8 days for an injury and 30 days to file a claim.
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