The top-rated workers' compensation insurance agent in Friendswood, Texas is Judy Wiggins: Allstate Insurance, rated 4.7 stars across 327 reviews. Other highly rated options include Champions Insurance Agency, BIG - Brock Insurance Group, Worthen Insurance Group. This directory lists 18 workers' compensation insurance agents serving Friendswood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Judy Wiggins: Allstate Insurance | 105 E Spreading Oaks Ave | (281) 992-1926 |
| 2 | Champions Insurance Agency | 1305 W Parkwood Ave STE A105 | (281) 484-4870 |
| 3 | BIG - Brock Insurance Group | 820 S Friendswood Dr #103 | (281) 482-4244 |
| 4 | Worthen Insurance Group | 104 Melody Ln | (281) 845-2770 |
| 5 | Joe Cook & Associates, Inc. | 820 S Friendswood Dr # 202 | (281) 488-4485 |
| 6 | Insurance Advisors Of Texas | 4325 FM 2351 # 100 | (281) 993-9292 |
| 7 | Rosewood Insurance Group, LLC | 1560 W Bay Area Blvd #310 | (281) 941-2933 |
| 8 | Premier Insurance Group of Texas | 1212 Winding Way Dr B | (713) 242-1362 |
| 9 | Highpoint Insurance Group, LLC | 4300 FM 2351 | (281) 204-8770 |
| 10 | Roberts Family Insurance | 306 S Friendswood Dr c2 | (281) 991-0787 |
Judy Wiggins: Allstate Insurance serves Friendswood and the surrounding areas of Galveston County as a workers' compensation insurance agent. This agency assists local businesses in securing coverage that meets state-mandated requirements for work-related injuries and illnesses. The agent guides employers through policy options designed to provide medical benefits and wage replacement for employees. Specific services include helping small and mid-sized companies obtain necessary workers' compensation policies and providing guidance on managing claims with insurers.
Champions Insurance Agency handles the full range of workers’ compensation coverage, including policy placements and ongoing risk management support. Their service plans include payroll audits, claims coordination, and annual policy reviews to help clients maintain compliance with Texas state regulations. The agency also provides routine assistance with classification codes and experience modification factors for local businesses. It serves a variety of commercial properties in the Friendswood area, including single-family homes, apartments, retail businesses, and restaurants.
BIG - Brock Insurance Group, based in Friendswood, Texas, assists local businesses and contractors in securing workers' compensation coverage. It helps employers manage the often complex requirements of workplace injury insurance, guiding them through policy selection and compliance with state regulations. The agency serves the diverse commercial needs of the surrounding area, frequently working with those in light industrial and service trades. Its coverage extends to clients throughout the greater Houston metropolitan region, including the neighboring community of Pearland.
Worthen Insurance Group serves the Friendswood, Texas, area and surrounding communities, handling workers' compensation insurance for local businesses. It guides employers through policy selection and claims reporting to meet legal requirements for workplace injury coverage. Understanding that each company’s risk profile differs, the agency evaluates operational specifics and payroll exposure to recommend a suitable policy. To handle a typical job, it first reviews the business’s industry and employee roles, then identifies cost-effective coverage options that comply with Texas workers’ compensation regulations.
Joe Cook & Associates, Inc. in Friendswood, TX presents clients with a clear choice between one-time policy procurement and recurring coverage management for ongoing business protection. As a workers’ compensation insurance agent, the firm handles the essential task of securing compliant liability plans that shield employers from job-related injury claims. These policies cover medical expenses and lost wages while satisfying legal requirements for area businesses. Their service model operates primarily on an as-needed basis, allowing clients to request assistance for policy renewals, audits, or new coverage inquiries without any fixed schedule.
Insurance Advisors Of Texas specializes in securing workers' compensation insurance for businesses in Friendswood and surrounding areas. It assesses each client’s payroll and risk exposure to structure coverage that meets state regulatory requirements. The agency assists with policy renewals, audits, and claims support to maintain compliance and manage workplace injury costs. As winter approaches, it helps construction and manufacturing firms review coverage ahead of seasonal weather-related claims.
As local businesses in Friendswood begin their fiscal year, ensuring proper worker protection becomes a priority. Rosewood Insurance Group, LLC helps employers navigate mandatory workers' compensation insurance requirements with practical guidance. The agency focuses on explaining coverage options that comply with Texas regulations while addressing specific operational risks. Business owners consult their agents to balance premium costs with adequate employee protections. Initial consultations typically involve reviewing the company payroll and class codes. The process continues with an assessment of current workplace safety protocols to identify potential coverage adjustments.
Premier Insurance Group of Texas handles residential workers’ compensation coverage for small home-based operations in Friendswood. The agency also provides commercial policies for larger local businesses needing compliance with Texas regulations. Its service area includes Friendswood and the surrounding Houston metro communities. Consultations review employer risk levels and payroll classifications to determine appropriate coverage options. The office schedules follow-up appointments between regular policy terms to adjust plans for changing workforce sizes or business expansions.
Based in Friendswood, Texas, Highpoint Insurance Group, LLC arranges workers' compensation policies designed to cover employee medical expenses and lost wages from workplace injuries. The firm also secures additional related coverages for clients as needed, such as employer liability protection. It serves a range of local commercial sectors that require this insurance, including professional offices, warehouse and distribution centers, and food service establishments.
Roberts Family Insurance of Friendswood, Texas is known for helping local businesses secure workers’ compensation coverage to meet state requirements. The agency assists clients in selecting policies that provide medical and wage benefits for employees injured on the job. It works with a range of employers, from small shops to larger service firms, navigating coverage options that comply with Texas’s non-mandated system. For added protection, the firm can offer an employer’s liability add-on.
What Does a a Workers' Compensation Insurance Agent in Friendswood Cost?
Workers compensation insurance costs in Texas vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs, and can be higher for construction or manufacturing. A Friendswood agent can provide quotes from multiple carriers. This is general information and not insurance advice.
About workers' compensation insurance agents in Friendswood
Workers compensation insurance agents in Friendswood Texas help local businesses secure coverage required by state law. Texas is unique because it does not require most private employers to carry workers comp, but those who choose to opt out face specific legal risks. An agent can explain the Texas Department of Insurance rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for businesses in Friendswood Texas?
Texas is the only state where private employers are not required to carry workers compensation insurance. However, if you choose to opt out, you lose certain legal protections and may face lawsuits from injured employees. An agent can help you understand the risks and benefits of opting in or out.
What does a workers compensation insurance agent do in Friendswood?
An agent helps you compare policies from different carriers, explains Texas specific coverage options, and assists with claims reporting. They also advise on how to comply with Texas Department of Insurance rules regarding notice posting and injury reporting.
How long do I have to report a workplace injury in Texas?
Under Texas law, an employee must notify their employer of a work injury within 30 days. The employer then has 8 days to report the injury to their insurance carrier. An agent can help you set up proper reporting procedures to meet these deadlines.
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