The top-rated workers' compensation insurance agent in Garland, Texas is COWBOY INSURANCE AGENCY, rated 4.9 stars across 352 reviews. Other highly rated options include Texas Quality Insurance, La Mejor Insurance Agency, Claros Insurance Services. This directory lists 20 workers' compensation insurance agents serving Garland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | COWBOY INSURANCE AGENCY | 3322 Broadway Blvd | (214) 575-7761 |
| 2 | Texas Quality Insurance | 2025 Saturn Rd #1 | (972) 840-8028 |
| 3 | La Mejor Insurance Agency | 3960 Broadway Blvd # 220Q | (972) 465-9798 |
| 4 | Claros Insurance Services | 3161 Broadway Blvd Suite L80 | (469) 626-0448 |
| 5 | Blanca Gomez: Allstate Insurance | 310 E Interstate 30 Ste B100 | (214) 647-4133 |
| 6 | Mullen Insurance Agency, Inc. | 337 Oaks Trail Ste 200 | (972) 681-6297 |
| 7 | Twfg Insurance Services- Cornel Cernat | 4036 Broadway Blvd | (469) 857-5915 |
| 8 | CHANCE! Luna Insurance Agency | 552 W Interstate 30 Suite 303 | (833) 586-2467 |
| 9 | Express Insurance Agency | 3420 Broadway Blvd | (972) 840-3288 |
| 10 | Wemson Insurance Services LLC | 2425 W Walnut St #216 | (972) 272-4103 |
COWBOY INSURANCE AGENCY serves Garland and Dallas County, specializing in workers' compensation insurance for local employers. This agency helps businesses navigate Texas's non-subscription and traditional workers' compensation options, ensuring compliance with state regulations. It assists with policy selection that protects employees and employers alike. The agency provides guidance on claims management and risk reduction strategies tailored to small and mid-sized businesses. Specific services include customized coverage for high-hazard industries and assistance with payroll audits for premium accuracy.
As a workers' compensation insurance agent in Garland, Texas, Texas Quality Insurance provides essential guidance on coverage selection and policy compliance for area employers. Its services include evaluating business risk exposures and arranging appropriate workers' compensation policies that meet state requirements. The firm also offers ongoing policy maintenance support, including claims assistance and periodic coverage reviews to ensure adequate protection as business operations change. Texas Quality Insurance serves various commercial properties, including single-family homes operated as small businesses, apartment complexes, retail stores, and restaurants throughout the local area.
Serving Garland, Texas, and the surrounding communities throughout Dallas County, La Mejor Insurance Agency handles workers' compensation insurance. This includes securing coverage to protect small and mid-sized businesses from the financial risks of workplace injuries. Its typical approach involves evaluating the specific operational hazards of each business. The agent then compares policies from different carriers to find adequate coverage limits that meet local compliance requirements.
Claros Insurance Services provides insurance solutions for businesses and property managers in the Garland, Texas area, specializing in workers' compensation coverage. The agency helps local employers secure policies that meet statutory requirements while managing workplace risk. By analyzing each business’s unique operational needs, it recommends appropriate coverage limits and claims management resources. Clients benefit from guidance through the complex regulatory landscape of Texas workers’ compensation law. Claros Insurance Services also assists businesses in the neighboring communities of Richardson and Plano with their insurance needs.
Blanca Gomez: Allstate Insurance in Garland, TX offers workers' compensation coverage for businesses, distinguishing between one-time policies for independent contractors or short-term projects and recurring plans for ongoing payroll and employee protection. Both options provide the legally mandated medical and wage benefits for work-related injuries. The agent helps clients select a plan that fits their risk exposure, with the recurring service covering continuous claims management and premium audits. Service runs on either a one-time basis for isolated needs or a scheduled recurring cycle for established employer accounts.
Mullen Insurance Agency, Inc. provides specialized workers’ compensation insurance agent services for businesses in the Garland, TX area. It assists local employers in securing coverage that meets state requirements and protects employees from workplace injury. The agency also helps clients manage policy changes, audit requests, and claim reporting procedures throughout the year. Many employers seek its guidance during seasonal upturns or after incidents involving employee injuries to ensure continued access to essential risk protection.
Twfg Insurance Services- Cornel Cernat in Garland, Texas works with businesses to secure workers' compensation coverage that meets state requirements. The company also offers a consultation to address each client’s unique liability concerns and risk profile. As a local workers' compensation insurance agent, it focuses on helping employers protect their workforce while maintaining steady operations. Its services are available to offices, warehouses, and food service operations.
As local businesses navigate the shifting seasonal demands of the Garland market, they must secure proper workers' compensation coverage. CHANCE! Luna Insurance Agency serves as a company connecting area employers with appropriate insurance policies. Their representatives focus on explaining the specific regulations that Texas mandates for workplace injury protection. They work one-on-one with small business owners to structure a plan that fits operational risks and legal obligations. The process typically commences with an on-site assessment of the client's premises and hazard exposure.
Express Insurance Agency in Garland, Texas assists residents of the area with workers' compensation insurance coverage. Its commercial clients include small and medium businesses seeking protection for workplace injuries. The agency serves employers throughout the Dallas-Fort Worth metropolitan region. Ongoing support includes policy adjustments as business needs change. Convenient follow-up ensures that coverage remains current between regular visits, and representatives are available for consultation when payroll or operational shifts occur.
What Does a a Workers' Compensation Insurance Agent in Garland Cost?
Workers compensation insurance costs in Texas average about $1.50 to $3.00 per $100 of payroll for low risk office jobs, and $5.00 to $15.00 per $100 for higher risk construction or manufacturing work. Actual premiums depend on your specific industry code and loss experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Garland
Workers compensation insurance agents in Garland Texas help employers secure coverage required by Texas state law. While Texas does not mandate workers comp for most private employers, having a policy protects your business from lawsuits and fines. An agent can guide you through the Texas Department of Insurance rules and find a policy that fits your operation.
Frequently Asked Questions
Is workers compensation insurance required for businesses in Garland Texas?
Texas law does not require most private employers to carry workers compensation insurance. However, public employers and those contracting with the state must have coverage. An agent can explain the exceptions and help you decide if opting out is right for your business.
How do I verify a workers compensation insurance agent in Garland is licensed?
You can check an agents license on the Texas Department of Insurance website using their name or license number. All agents selling workers comp in Texas must hold a valid general lines property and casualty license.
What factors affect the cost of workers compensation insurance in Garland Texas?
Costs depend on your business classification code, payroll size, and claims history. Texas uses a competitive rating system so premiums vary by carrier. An agent can compare quotes from multiple insurers to find a competitive rate.
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