The top-rated workers' compensation insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include Cash & Forbes Insurance Group, Paga-Menos Insurance, Dean & Draper Insurance Agency, LP. This directory lists 20 workers' compensation insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | Cash & Forbes Insurance Group | 13501 Katy Fwy Ste 1875 | (281) 712-7072 |
| 3 | Paga-Menos Insurance | 5901 Bellaire Blvd Ste C | (832) 804-9286 |
| 4 | Dean & Draper Insurance Agency, LP | 3131 W Alabama St Ste 150 | (713) 527-0444 |
| 5 | Uno Insurance Services LLC | 4928 Old Spanish Trl | (713) 926-1600 |
| 6 | Associated Insurance Managers | 11111 Katy Fwy #120 | (713) 365-8400 |
| 7 | Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston | 9889 Bellaire Blvd STE 124 | (713) 952-5031 |
| 8 | Avalon Insurance Agency | 9660 Hillcroft St Ste 235 | (713) 283-5202 |
| 9 | Deerfield Advisors Insurance Agency | 16225 Park Ten Pl #500 | (281) 550-5864 |
| 10 | TexPro Insurance | 2100 W Loop S Floor 8 | (346) 547-7203 |
Texan Insurance serves the Houston, Texas metro area as a workers’ compensation insurance agent. It helps local businesses navigate the complexities of securing coverage for work-related injuries and illnesses. The agency works with employers to find policies that meet state regulatory requirements and provide financial protection for their workforce. By assessing risk exposures typical to the region’s industries, it assists clients in managing premiums and filing claims. Specific services include policy placement assistance for small to mid-sized companies and guidance on compliance with Texas workers’ compensation laws.
Cash & Forbes Insurance Group provides comprehensive workers' compensation insurance agent services in Houston, Texas, including policy placement for employers and risk management consultation. The firm offers ongoing claims support and periodic policy review plans to help clients maintain coverage tailored to their changing workforce needs. It assists businesses in navigating state regulations and securing appropriate premiums. The agency services a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Paga-Menos Insurance serves Texas businesses needing workers’ compensation coverage, including small commercial enterprises, construction firms, and industrial operations. The agency assists clients in selecting policies that meet legal requirements while balancing coverage limits with premium costs. They guide employers through claim reporting procedures and provide advice on safety programs to reduce workplace injuries. Their services help business owners maintain compliance with state regulations for employee protection. Paga-Menos Insurance also extends its workers’ compensation guidance to clients throughout the greater Houston metro, including the neighboring communities of Pasadena and Sugar Land.
Dean & Draper Insurance Agency, LP serves the Houston area and surrounding communities as a workers’ compensation insurance agent. The agency handles coverage needs for local businesses, assisting employers with policies that provide medical benefits and wage replacement for employees injured on the job. It works to understand each client’s operations and liability exposures. To complete a typical job, it reviews workplace risks and recommends appropriate coverage options that meet regulatory requirements and protect the client’s financial interests.
Uno Insurance Services LLC in Houston, TX assists businesses with workers’ compensation insurance by differentiating between one-time policy placements and ongoing policy management services. Their coverage services help protect both employers and employees from lost wages and medical expenses related to workplace injuries. Guidance is offered on classifying employees and complying with state wage and safety regulations. Service runs on either a scheduled renewal basis or as needed when a new policy is requested.
Associated Insurance Managers specializes in workers’ compensation insurance, offering coverage options for medical expenses and lost wages for workplace injuries. The Houston-based agency guides businesses through policy selection to meet Texas state requirements. It works with employers across various industries to secure compliant plans. As seasonal staffing levels rise or fall, the firm helps manage adjustments in coverage to reflect changing workforce exposures and potential claim risks during peak operational periods.
As Houston businesses face shifting seasonal demands and regulatory updates, reliable workers' compensation coverage remains essential for protecting employees and operations. Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston addresses this need by serving as a local workers' compensation insurance agent in the area. They guide employers through policy options that comply with Texas state requirements. Their process typically involves an initial consultation followed by a thorough assessment of the business’s risk exposure and payroll to determine appropriate coverage.
Avalon Insurance Agency works with employers across Houston to secure workers' compensation coverage that meets state requirements. It specializes in helping businesses manage the complexities of claims administration and premium audit processes. The agency also consults on risk mitigation strategies to reduce workplace injuries and overall insurance costs. It serves a broad range of commercial sectors, including professional offices, warehouses, and food service operations, tailoring policies to the specific needs of each industry.
Deerfield Advisors Insurance Agency provides workers’ compensation insurance solutions for residential clients in Houston, Texas, helping household employers meet coverage requirements. The agency also extends commercial policies to local businesses needing employer liability protection throughout the broader Houston area. Its agents assist with policy selection, payroll classification, and claims reporting to keep coverage compliant. After each policy period, the agency reaches out to review renewal options and adjust coverage before the next scheduled payroll audit.
TexPro Insurance in Houston, Texas, is known for offering workers' compensation insurance agent services to local businesses throughout the region. Its range includes helping employers assess their coverage needs and secure compliant policies that meet Texas state requirements. The agency assists with classification codes, premium audits, and managing claim reporting procedures. A specialty service it can add on is providing guidance for workplace safety programs to help reduce injury risks and control long-term insurance costs.
What Does a a Workers' Compensation Insurance Agent in Houston Cost?
Workers compensation insurance costs in Texas average around $1.50 to $2.50 per $100 of payroll for low risk office jobs but can exceed $10 per $100 for high risk construction or manufacturing work. Premiums are based on payroll class codes and loss experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Houston
Workers compensation insurance agents in Houston help businesses comply with Texas state laws while protecting employees. Texas does not require most private employers to carry workers comp but many choose to do so for liability protection. An agent can explain the Texas non-subscriber system and help you find a policy that fits your industry and payroll.
Frequently Asked Questions
Is workers compensation insurance required in Texas?
Texas is the only state that does not require most private employers to carry workers compensation insurance. However public employers and some contractors must have it. An agent can explain the legal consequences of opting out.
How do Houston agents determine my premium?
Agents use your payroll amount employee job classifications and claims history to calculate your premium. Texas uses a competitive rating system so rates vary by carrier. Your agent will shop multiple insurers to find a competitive quote.
Can I buy workers comp insurance if I have a high risk business?
Yes. Texas has a residual market called the Texas Workers Compensation Insurance Fund that covers high risk employers. A Houston agent can help you apply to this fund if private carriers decline your business.
Workers' Compensation Insurance Agents in Other Texas Cities
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