The top-rated workers' compensation insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 14 workers' compensation insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Nexum Insurance | 407 W Eldorado Pkwy #320 | (972) 292-9752 |
| 6 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 7 | Kristian Schwitzer Insurance Agency | 309 W Eldorado Pkwy #210 | (469) 935-7066 |
| 8 | Leissner Agency LLC | 2103 E Eldorado Pkwy #200 | (469) 850-0860 |
| 9 | Allen Insurance Group | 1120 W Eldorado Pkwy | (972) 695-4444 |
| 10 | The Insurance Suite | 5027 Cardinal Ct | (972) 704-3230 |
Ryan Dunn - State Farm Insurance Agent serves the Little Elm area and surrounding communities in Denton County with workers' compensation insurance solutions. The agency helps local employers navigate coverage requirements by evaluating business risks and tailoring policies to meet state regulations. Policies provide medical benefits and wage replacement for employees injured on the job. The team also guides small business owners through payroll reporting and claims management processes to ensure compliance. Workers’ compensation policy reviews and risk assessment consultations are specific services handled here.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, Texas provides workers' compensation insurance policies designed to cover medical costs and lost wages for employees injured on the job. It offers service plans that include policy management, claims reporting assistance, and periodic coverage reviews to ensure businesses remain compliant with local regulations. The agent routinely helps business owners evaluate their liability risks and adjust their coverage as their operations evolve. Its services support a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
Justin Bigby - State Farm Insurance Agent in Little Elm, TX assists homeowners, businesses, and property managers in obtaining workers' compensation insurance. This type of coverage helps employers manage medical costs and lost wages for employees injured on the job. The agent advises on policy options that comply with Texas state requirements for workplace injury protection. Residents and commercial clients in surrounding areas such as Frisco also receive support for their insurance needs.
Michel Hambrick Agency serves businesses in Little Elm and the surrounding North Texas communities. It handles workers’ compensation insurance for local employers who need coverage for workplace injuries. The agency works with companies to help them understand the specific requirements for this type of insurance. It typically starts each job by reviewing a client’s current policy details and the nature of their work risks, then researches appropriate coverage options from available carriers to find a suitable policy.
Nexum Insurance in Little Elm, TX offers both one-time consultations to evaluate current workers’ compensation policies and recurring services to manage ongoing claims and premium negotiations. Their role focuses on helping local businesses secure coverage that complies with Texas state requirements for workplace injury protection. They also assist employers in understanding experience modification factors and risk prevention strategies. Client services are provided on a scheduled or as-needed basis to address changing operational needs.
Bob Parker - State Farm Insurance Agent in Little Elm, TX, offers workers’ compensation insurance coverage to help local businesses manage costs related to workplace injuries. It also assists with general liability and commercial property policies tailored to small and mid-sized employers. As employers face seasonal fluctuations in staffing or increased injury risks during winter weather, this agency can review existing policies and recommend adjustments to ensure proper protection.
With temperatures climbing into the triple digits across North Texas each summer, small construction and landscaping businesses face an elevated risk of heat-related injuries on the job. The Kristian Schwitzer Insurance Agency in Little Elm addresses this seasonal vulnerability by crafting workers’ compensation coverage that aligns with the specific hazards of local blue-collar trades. Their approach focuses on policies that integrate occupational safety requirements with indemnity provisions for medical expenses and lost wages. An initial on-site risk assessment is the standard first step for every new commercial client.
Leissner Agency LLC provides workers' compensation insurance guidance to businesses in the Little Elm area, helping them manage coverage requirements and claim processes. It focuses exclusively on this specialized insurance field, allowing clients to address workplace injury risks and compliance needs. The agency supports various commercial sectors, including professional offices, warehouses, and food service operations, tailoring coverage options to each industry's distinct operational hazards.
Allen Insurance Group provides residential workers' compensation insurance services in the Little Elm area, ensuring that domestic workers are properly covered under applicable regulations. The agency also assists commercial clients in the region with obtaining required coverage for employees, tailoring policies to specific operational needs. Following each initial policy setup and throughout the coverage period, the team conducts regular follow-up visits and maintains ongoing communication to adjust protections as business circumstances change, ensuring continued compliance and adequate protection between visits.
The Insurance Suite in Little Elm, Texas operates as a focused workers’ compensation insurance agent, known for connecting local businesses with essential coverage for workplace injuries. Its service range typically includes policy placement, risk assessment, and claims navigation tailored to regional occupational hazards. A workers’ comp agent in this area often addresses employer liability protection and compliance with state regulations. The firm’s specialty service includes assisting with reserve and audit reviews to ensure accurate premium adjustments.
What Does a a Workers' Compensation Insurance Agent in Little Elm Cost?
Workers compensation insurance costs in Texas vary by industry, payroll, and claims history. For a small business in Little Elm, rates typically range from 0.50 to 2.50 per 100 dollars of payroll. High risk industries like construction may see rates from 5.00 to 15.00 per 100 dollars. This is general information and not insurance advice.
About workers' compensation insurance agents in Little Elm
Workers compensation insurance agents in Little Elm Texas help businesses secure coverage required by Texas law. While Texas does not mandate workers comp for most private employers, having a policy protects your company from lawsuits and provides benefits to injured workers. Local agents understand the unique risks for businesses in Denton County and can guide you through the Texas Department of Insurance rules.
Frequently Asked Questions
Do I need workers compensation insurance in Little Elm Texas?
Texas does not require most private employers to carry workers compensation insurance. However, if you have a contract with a government entity or work in construction, you may need coverage. An agent can explain your options under the Texas non-subscriber system.
How does a workers compensation agent help my Little Elm business?
An agent reviews your business operations and payroll to find a policy that meets Texas requirements. They also help with claim filing and ensure your business complies with Texas Division of Workers Compensation rules.
What are the penalties for not having workers comp in Texas?
If you are a non-subscriber and an employee is injured, you lose certain legal defenses in a lawsuit. Texas law allows injured workers to sue non-subscribing employers for damages without proving negligence. An agent can help you understand these risks.
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