The top-rated workers' compensation insurance agent in Pasadena, Texas is Affordable Quality Insurance, rated 4.9 stars across 593 reviews. Other highly rated options include Eric Gibson - State Farm Insurance Agent, Acceptance Insurance, The Serrano Insurance Agency. This directory lists 22 workers' compensation insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Quality Insurance | 1411 S Richey St | (832) 426-4203 |
| 2 | Eric Gibson - State Farm Insurance Agent | 7438 Spencer Hwy Ste 130 | (281) 241-6733 |
| 3 | Acceptance Insurance | 3809 Shaver St #160 | (713) 766-4267 |
| 4 | The Serrano Insurance Agency | 3207 Preston Ave | (281) 937-4388 |
| 5 | Scott Loomis - State Farm Insurance Agent | 4439 Spencer Hwy | (713) 477-1151 |
| 6 | Ken Phelps- State Farm Insurance Agent | 4207 Fairmont Pkwy | (281) 998-5000 |
| 7 | TIA- Texas Insurance Agency | 2714 Red Bluff Rd | (713) 893-3432 |
| 8 | Amtex Insurance | 6410 Spencer Hwy | (281) 487-7500 |
| 9 | TWFG Insurance Services: Alex Calvo | 4532 Pasadena Blvd ste b | (281) 909-3200 |
| 10 | AIM Insurance of Texas - Houston | 3322 Shaver St | (713) 947-3434 |
Affordable Quality Insurance serves the Houston metro area, including Pasadena, Texas, as a workers’ compensation insurance agent. The company assists local businesses in obtaining coverage that meets Texas state requirements for workplace injury protection. Affordable Quality Insurance helps employers manage the complexities of premium audits and policy compliance. In this area, it handles claims management support and provides annual policy reviews for contractor and manufacturing firms.
Eric Gibson - State Farm Insurance Agent in Pasadena, TX, provides comprehensive workers' compensation insurance coverage for businesses of varied sizes. Services include policy evaluations to meet state requirements and routine account reviews to adjust coverage as operations evolve. The agency also offers claims support to guide employers through the reporting process. This local agent serves a range of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Businesses in Pasadena and the surrounding area turn to Acceptance Insurance for their workers’ compensation insurance needs. The agency helps employers secure coverage that meets regulatory requirements while protecting their workforce and operations. Services include policy selection guidance, risk assessment support, and claims assistance. Acceptance Insurance also serves clients throughout the Houston metro region, including nearby communities such as Deer Park and La Porte.
The Serrano Insurance Agency serves Pasadena, Texas, and the surrounding communities in the Houston metropolitan area. It handles workers' compensation insurance policies for local businesses, addressing the specific coverage needs required by state regulations. The agency works to explain the nuances of employers’ liability and medical benefits in clear terms for its clients. For a typical job, it begins by reviewing the business’s classification codes and payroll figures, then compares available carrier options to match an appropriate policy structure.
Scott Loomis - State Farm Insurance Agent in Pasadena, TX, assists businesses with workers' compensation insurance, distinguishing between policies arranged annually and those requiring periodic adjustments. Coverage typically addresses medical expenses and lost wages for job-related injuries, helping employers manage financial risk. As a local agent, service involves assessing specific business needs within the region and facilitating claims processes through standard insurer channels. Appointments are available on a one-time or as-needed basis for policy setup, while ongoing service typically runs on a scheduled renewal cycle.
Ken Phelps- State Farm Insurance Agent in Pasadena, TX specializes in workers' compensation insurance, securing coverage for employee injuries and occupational illnesses. The agency also assists local businesses with general liability and commercial auto policies. It regularly consults with employers on payroll classifications and claims reporting requirements. Many clients engage its services during seasonal shifts in workforce size, such as before the summer construction surge or holiday retail hiring, ensuring new temporary staff are properly covered from their first day on the job.
Located in Pasadena, Texas, TIA- Texas Insurance Agency assists local businesses with their risk management needs through workers' compensation insurance. The agency focuses on policies that cover employee medical costs and lost wages for work-related injuries or illnesses. It helps clients in understanding compliance with Texas requirements for workplace injury coverage. TIA serves a range of commercial sectors, including offices, warehouses, and food service operations.
Amtex Insurance serves the greater Harris County area, including Pasadena, Texas, as a Workers' Compensation Insurance Agent. The company assists local businesses in obtaining coverage for work-related injuries and medical expenses. It focuses on helping employers manage risk and comply with Texas state insurance requirements. Amtex Insurance handles claims management assistance and policy audits for small-to-medium sized businesses in the region.
TWFG Insurance Services: Alex Calvo provides workers' compensation insurance agency services to residential clients in Pasadena, Texas. The company also offers commercial coverage for local businesses navigating workplace injury claims and compliance requirements. Serving the greater Pasadena area, its agents assist employers in securing policies tailored to their specific operational risks and employee safety needs. Following an initial policy setup, the office coordinates with clients to review coverage adjustments and discuss any claims that may arise between regular visits, ensuring continued support for evolving business circumstances.
AIM Insurance of Texas - Houston offers a full range of Workers' Compensation Insurance services, providing tailored coverage solutions for local businesses. The agency also implements ongoing policy maintenance plans to ensure compliance and manage claims efficiently. Their services primarily support employers in Pasadena, Texas, covering the unique liability needs of commercial properties such as single-family homes, apartments, retail spaces, and restaurants.
What Does a a Workers' Compensation Insurance Agent in Pasadena Cost?
Workers compensation insurance costs in Texas vary widely by industry and payroll. For a small office or retail business, annual premiums might range from 300 to 1,500 dollars per employee. For higher-risk industries like construction, costs can be 5,000 to 15,000 dollars per employee per year. Rates are set by the Texas Department of Insurance and differ by classification code. This is general information, not insurance advice.
About workers' compensation insurance agents in Pasadena
Workers compensation insurance agents in Pasadena Texas help local employers meet Texas state requirements. While Texas does not require most private employers to carry workers comp, many choose to do so for legal protection. Agents can guide you through the Texas Department of Insurance rules and help you find a policy that fits your business.
Frequently Asked Questions
Do I need workers compensation insurance in Pasadena Texas?
Texas is unique because most private employers are not required by state law to carry workers comp. However, if you have a contract with a government entity or work in certain industries, coverage may be mandatory. An agent can explain your specific obligations under the Texas Labor Code.
What happens if I do not have workers comp in Texas?
If you choose not to carry workers compensation insurance in Texas, you become a non-subscriber. This means you lose certain legal protections, and employees can sue your business for on-the-job injuries. You must also file specific notices with the Texas Department of Insurance.
How does Texas workers comp coverage work for small businesses?
Small businesses in Pasadena can purchase a workers compensation policy through a licensed agent. Premiums are based on payroll, industry classification, and claims history. Texas offers a state-run option called the Texas Mutual Insurance Company for hard-to-place risks.
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