The top-rated workers' compensation insurance agent in Richmond, Texas is Polo Garcia - State Farm Insurance Agent, rated 4.9 stars across 1,126 reviews. Other highly rated options include Acrisure Digital Solutions / Rockland Insurance Agency, Forrest Cobb - State Farm Insurance Agent, Zach Muzzy - State Farm Insurance Agent. This directory lists 16 workers' compensation insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Polo Garcia - State Farm Insurance Agent | 15002 Lakefair Dr Ste 205 | (281) 937-7491 |
| 2 | Acrisure Digital Solutions / Rockland Insurance Agency | 2740 FM359 | (281) 242-0020 |
| 3 | Forrest Cobb - State Farm Insurance Agent | 11020 Harlem Rd Suite 300 | (832) 781-4718 |
| 4 | Zach Muzzy - State Farm Insurance Agent | 10401 Mason Rd Suite D402 | (281) 232-1921 |
| 5 | Vahn Doctolero - State Farm Insurance Agent | 2035 FM359 I | (281) 232-2200 |
| 6 | Kevin Patton - State Farm Insurance Agent | 2204 Thompson Rd | (281) 342-2460 |
| 7 | Leland Brunswick II - State Farm Insurance Agent | 1305 FM359 | (281) 342-3764 |
| 8 | Full Scope Insurance Agency, LLC | 7829 Powerline Rd | (832) 490-1380 |
| 9 | Mark Boles Insurance Agency | 1117 FM359 | (281) 633-2094 |
| 10 | Sue McFadden - State Farm Insurance Agent | 7035 W Grand Pkwy S Suite 85 | (832) 595-6399 |
Polo Garcia - State Farm Insurance Agent serves the Richmond, Texas area as a workers’ compensation insurance agent. This agency helps local businesses obtain coverage that meets state requirements for workplace injury protection. Workers’ compensation policies typically cover medical expenses and lost wages for employees who are hurt on the job. The agent guides clients through policy options and claims support to maintain compliance with Texas regulations. Specific services handled here include policy setup for small businesses and payroll-based premium adjustments for changing workforces.
Acrisure Digital Solutions / Rockland Insurance Agency provides workers’ compensation insurance agent services for businesses in the Richmond, Texas area, assisting employers with policy procurement and risk management. Ongoing account maintenance includes claims reporting support, premium audit assistance, and periodic coverage reviews to ensure compliance with changing regulations. The agency typically services a variety of commercial properties, including single-family homes operated as businesses, apartment complexes, retail storefronts, and local restaurants.
Forrest Cobb - State Farm Insurance Agent in Richmond, TX serves local businesses, including small retail shops, contractors, and medical offices, by helping them secure workers' compensation insurance. This coverage protects both employers and their employees in the event of a workplace injury, helping to manage medical expenses and lost wages. The agency assists clients in understanding policy options that meet state requirements. In addition to Richmond, the agency also provides workers' compensation insurance services to businesses in the nearby community of Rosenberg.
Serving Richmond, Texas, and the surrounding Fort Bend County communities, Zach Muzzy - State Farm Insurance Agent handles workers' compensation insurance needs for local businesses. This agency provides policies that cover medical expenses and lost wages for employees injured on the job. Protecting both employers and their workforce, the office works to ensure compliance with state requirements. For a typical job, it assesses the business operations and payroll to tailor coverage that addresses specific workplace risks.
Vahn Doctolero, a State Farm Insurance agent in Richmond, TX, provides workers’ compensation insurance with a clear distinction between one-time policy placements for temporary needs and recurring service plans for ongoing payroll coverage. The agency offers protection that addresses medical expenses and lost wages for work-related injuries. Service operates on an as-needed basis, with clients able to request assistance for new policies, claims questions, or coverage adjustments at any time without requiring scheduled appointments.
Kevin Patton - State Farm Insurance Agent in Richmond, TX provides workers' compensation insurance coverage, helping local businesses meet legal requirements for employee protection. The agency also assists with general business insurance needs and policy reviews. As seasonal shifts affect workplace risks and staffing, they help employers adjust their coverage to address changes in payroll and job site hazards during periods of increased hiring or weather-related exposures.
As local businesses ramp up for seasonal construction or reopen after a weather-related shutdown, they often face tighter deadlines to secure proper coverage for their work crews. Leland Brunswick II - State Farm Insurance Agent in Richmond, TX helps employers meet those needs by guiding them through the mandatory workers' compensation insurance requirements in Texas. This agent explains coverage options tailored to a business’s operational risks, including payroll classifications and medical cost management. An initial telephone risk assessment is first conducted to determine appropriate policy limits and premium estimates.
Full Scope Insurance Agency, LLC assists businesses in the Richmond, Texas area with securing workers' compensation insurance coverage. The agency specializes in policies that cover medical expenses and lost wages for employees injured on the job. It can also tailor coverage for payroll classifications and industry-specific risk factors. Commercial sectors it serves include offices, warehouses, and food service operations.
Mark Boles Insurance Agency provides residential workers’ compensation insurance services in the Richmond, Texas area. Commercial coverage is also available for local businesses needing compliant workplace injury protection. The agency serves clients throughout Fort Bend County and neighboring communities, helping employers secure policies that meet legal requirements. Follow-up services and repeat policy adjustments are offered between regular visits to keep coverage aligned with changing business needs.
Sue McFadden - State Farm Insurance Agent is a workers' compensation insurance agent serving the Richmond, TX area. The agency assists local businesses in securing coverage that helps manage risks related to workplace injuries and associated medical costs. It offers professional guidance for obtaining policies that comply with Texas regulations. A specialty service this agent can also provide is adding employer’s liability insurance to complement a standard workers' compensation policy.
What Does a a Workers' Compensation Insurance Agent in Richmond Cost?
Workers compensation insurance costs in Texas vary widely by industry and payroll. For a small business in Richmond you might pay between 0.75 and 2.50 per 100 dollars of payroll for low risk office work. High risk jobs like construction can cost 5.00 to 15.00 per 100 dollars of payroll. These are general estimates and your actual rate depends on your specific operations and claims history. This information is general and not insurance advice.
About workers' compensation insurance agents in Richmond
Workers compensation insurance agents in Richmond Texas help employers meet state requirements and protect their workforce. Texas law does not require most private employers to carry workers comp but those with contracts or certain licenses often need it. A local agent can explain Texas Division of Workers Compensation rules and help you find a policy that fits your business size and risk level.
Frequently Asked Questions
Is workers compensation insurance required in Texas?
Texas is unique in that most private employers are not required to carry workers compensation insurance. However public employers and those with certain government contracts must have it. An agent can help you understand if your business falls under a mandatory requirement.
What does a workers compensation insurance agent in Richmond do?
An agent helps you compare policies from different carriers and explains Texas specific coverage options like medical benefits and wage replacement. They also assist with filing claims and ensuring your business complies with state reporting rules.
How do Texas workers comp rates compare to other states?
Texas has a competitive market where rates are set by each insurance company without state control. Premiums in Richmond are influenced by your industry payroll and claims history. An agent can shop multiple carriers to find a competitive rate for your business.
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