The top-rated workers' compensation insurance agent in Temple, Texas is Shaffin Wegener - State Farm Insurance Agent, rated 5.0 stars across 951 reviews. Other highly rated options include Maxwell Financial Group: Allstate Insurance, Nichole Guajardo - State Farm Insurance Agent, Acceptance Insurance. This directory lists 21 workers' compensation insurance agents serving Temple.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shaffin Wegener - State Farm Insurance Agent | 4212 S 5th St | (254) 228-0369 |
| 2 | Maxwell Financial Group: Allstate Insurance | 201 Clinite Grove Blvd Ste 110 | (254) 332-1263 |
| 3 | Nichole Guajardo - State Farm Insurance Agent | 2810 Oakdale Dr | (254) 773-3276 |
| 4 | Acceptance Insurance | 1400 W Adams Ave B | (254) 985-6108 |
| 5 | Pronto Insurance | 1505 W Adams Ave | (254) 800-1000 |
| 6 | Tyler Jermstad - State Farm Insurance Agent | 609 Meiomi Dr | (254) 774-9090 |
| 7 | AllAbout Insurance | 4102 S 31st St #300 | (254) 773-3833 |
| 8 | ALPA Insurance | 1420 S 31st St | (254) 295-9400 |
| 9 | John R Farwell - State Farm Insurance Agent | 3604 SW H K Dodgen Loop #100 | (254) 778-1333 |
| 10 | Winkler Insurance Agency | 1102 W Adams Ave # B | (254) 771-5600 |
Shaffin Wegener, serving businesses in and around Temple, Texas, provides workers' compensation insurance coverage for local employers. This agency assists companies in navigating the regulations surrounding employee injury claims. They help business owners obtain policies that cover medical expenses and lost wages for work-related injuries. Their services include evaluating workplace risk exposures and designing insurance plans to comply with state requirements. The agency also handles policy renewals and claims support for injured workers in Bell County.
Maxwell Financial Group: Allstate Insurance in Temple, TX provides workers’ compensation insurance agent services designed to help local businesses manage payroll-related risks and comply with coverage requirements. Its service approach focuses on assessing individual employer needs, securing appropriate policy limits, and offering routine policy reviews to adjust to changes in workforce size or operations. Ongoing maintenance includes claims support and guidance on premium audits. This agency serves a range of properties, including single-family homes, apartments, retail establishments, and restaurants, each requiring specific liability evaluations under Texas regulations.
Nichole Guajardo - State Farm Insurance Agent serves local homeowners, businesses, and property managers in Temple, Texas, needing statutory workers' compensation insurance. The agency helps employers meet state coverage requirements that protect their staff from workplace injury costs and reduce liability exposure. Policies are tailored to different industries, including small retail operations, construction firms, and office-based companies. Assistance with claims reporting and policy compliance is available when customers need guidance. The agency also extends its workers' compensation services to clients in the neighboring community of Belton and surrounding Bell County areas.
Acceptance Insurance serves the Temple, Texas area, offering workers’ compensation insurance agent services for local businesses. This provider assists employers with securing coverage that meets state requirements and helps manage claims for workplace injuries. It works with various industries to find appropriate policy options as part of broader commercial insurance support. Clients can obtain tailored workers’ compensation plans and risk management guidance specific to their business operations in the region.
Pronto Insurance serves Temple, Texas, and the surrounding communities within Bell County. It handles workers' compensation coverage for local businesses, helping employers manage costs related to workplace injuries. These policies can assist with medical expenses and lost wages for employees while providing liability protection for the company. In handling a typical case, it begins by assessing a business's specific risks and claims history to tailor a policy that meets state requirements, then maintains contact to adjust coverage as operations change.
Tyler Jermstad - State Farm Insurance Agent in Temple, TX, specializes in providing workers' compensation insurance to local businesses. The agency works with employers to structure coverage that meets state requirements and protects against workplace injury claims. It helps owners evaluate payroll classifications and policy limits. Managing a workers' compensation policy is essential for controlling operational risk in this region. As Texas businesses prepare for seasonal hiring increases or return to full staffing, the agency assists with updating coverage to match fluctuating employee counts.
Located in Temple, Texas, AllAbout Insurance provides workers' compensation insurance agent services that differ between one-time policy placements for stable needs and recurring support for coverage adjustments as businesses evolve. Assistance with required employer liability and disability benefits coverage helps local companies meet compliance obligations and manage workplace injury costs. Service runs on a one-time, scheduled, or as-needed basis depending on the specific claims or audit support requested by each client.
As area businesses face seasonal shifts in workforce demands, ALPA Insurance helps Temple employers manage the complexities of workers' compensation coverage. The agency works with local companies to understand industry-specific risks, ensuring policies align with Texas regulations and address both predictable and unexpected workplace injuries. By focusing on clear consultations and practical coverage options, the firm supports small and mid-sized operations in maintaining financial stability. Every new client relationship begins with a scheduled evaluation of current safety protocols and claim handling procedures to recommend tailored adjustments.
John R Farwell, operating as a State Farm Insurance Agent, provides general insurance services to businesses and individuals in the Temple, Texas area. Its services are specialized to include workers' compensation insurance agent work, assisting employers with coverage for workplace injuries and related compliance needs. The agent serves a range of commercial sectors, including professional offices, warehouse and distribution operations, and food service establishments.
Winkler Insurance Agency serves the Temple area with residential workers’ compensation coverage for household employees and domestic workers. The agency also provides commercial policies for local small businesses, ensuring compliance with Texas state requirements. Service area includes Temple and surrounding counties in Central Texas. The team assists with policy selection, claims management, and payroll audit support, offering guidance between regular renewal visits to address any changes in workforce needs.
What Does a a Workers' Compensation Insurance Agent in Temple Cost?
Workers compensation insurance costs in Texas vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, and up to 10.00 dollars or more for high-risk construction work. An agent can provide a specific quote for your Temple business. This is general information and not insurance advice.
About workers' compensation insurance agents in Temple
Workers compensation insurance agents in Temple Texas help local businesses secure coverage that meets state requirements. Texas is unique in that private employers are not required by law to carry workers compensation insurance, but many choose to do so for financial protection. An agent can explain the Texas Department of Insurance rules and help you choose a policy that fits your business size and risk level.
Frequently Asked Questions
Is workers compensation insurance required in Temple Texas?
Texas does not mandate workers compensation insurance for most private employers. However, if you have a contract that requires it or you want to protect your business from injury lawsuits, an agent can help you purchase a policy.
What does a workers compensation insurance agent in Temple do?
An agent helps you compare policies from different carriers, explains Texas-specific coverage options, and assists with filing claims. They also advise on how to comply with Texas Division of Workers Compensation rules.
How do I find a workers compensation insurance agent in Temple?
You can search the Texas Department of Insurance website for licensed agents in Bell County. Local business associations and chambers of commerce in Temple may also provide referrals to agents who specialize in workers comp.
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