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Find Workers' Compensation Insurance Agents Near You in Waco, TX

Browse workers' compensation insurance agents serving Waco, Texas. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Waco, Texas is Baker and Carey Insurance Agency, rated 4.9 stars across 181 reviews. Other highly rated options include HighView Insurance Group, Central Texas Benefits, Rosalinda's Insurance Agency. This directory lists 16 workers' compensation insurance agents serving Waco.

Showing 16 workers' compensation insurance agents in Waco, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Baker and Carey Insurance Agency2601 Franklin Ave(254) 755-7727
2HighView Insurance Group510 N Valley Mills Dr Ste 503(254) 339-6606
3Central Texas Benefits4547 Lake Shore Dr(254) 722-2569
4Rosalinda's Insurance Agency3221 Franklin Ave #201(254) 644-4437
5Browder General Insurance Agency Inc4800 Lakewood Dr #3(254) 776-1582
6Greater Waco Insurance Solutions7530 Bosque Blvd Suite #D(254) 751-1254
7Pioneer American Insurance Co425 Austin Ave(254) 297-2776
8Elite Insurance Group100 N 6th St #201(254) 799-9616
9Keith Sanders Insurance Group6801 Steinbeck Bend Dr(254) 235-8185
10Fortress Insurance Group200 Hwy 6 STE 330A(254) 262-3180
BC
2601 Franklin Ave
Baker and Carey Insurance Agency
Workers' Compensation Insurance Agent · Waco, TX

Baker and Carey Insurance Agency serves the Waco, Texas metro area, specializing in workers’ compensation insurance for local businesses. As an agency, it helps employers navigate state-mandated coverage requirements, ensuring compliance with Texas labor laws while protecting both workers and company assets. The agency tailors its policies to the specific risks of industries like construction and manufacturing common in this region. It handles audit preparation for premium adjustments and claims management support for injured employees returning to work.

HI
510 N Valley Mills Dr Ste 503
HighView Insurance Group
Workers' Compensation Insurance Agent · Waco, TX

HighView Insurance Group serves businesses and employers throughout the Waco area, providing workers’ compensation insurance agent services. The agency helps clients navigate complex coverage requirements, ensuring policies align with both Texas regulations and operational needs. It also assists with risk management strategies to reduce workplace injury claims and associated costs. The company offers professional guidance for policy comparison, payroll audits, and claims support. HighView Insurance Group additionally covers employers in the surrounding McLennan County communities and extends its services to the Woodway area.

CT
4547 Lake Shore Dr
Central Texas Benefits
Workers' Compensation Insurance Agent · Waco, TX

Central Texas Benefits in Waco, TX, offers workers’ compensation coverage as either an initial one-time policy placement or as an ongoing service with periodic policy review and renewal management. Their role involves analyzing an employer’s classification codes, payroll figures, and risk history to match them with an appropriate insurance carrier. They also help businesses understand compliance requirements and assist with claims reporting procedures. This service is provided on an as-needed basis, with the option for scheduled consultations when policy changes or audits arise.

RS
3221 Franklin Ave #201
Rosalinda's Insurance Agency
Workers' Compensation Insurance Agent · Waco, TX

Serving Waco, Texas, and the surrounding McLennan County communities, Rosalinda’s Insurance Agency handles workers’ compensation coverage for local businesses. It provides policies that protect employers from the financial burdens of workplace injuries and associated medical costs. Clients benefit from guidance on compliance with state regulations and customized risk evaluations. For a typical job, the agency begins by reviewing a company’s specific industry exposures, then tailors a policy that balances adequate protection with budget considerations.

BG
4800 Lakewood Dr #3
Browder General Insurance Agency Inc
Workers' Compensation Insurance Agent · Waco, TX

Browder General Insurance Agency Inc specializes in guiding businesses through the specific requirements of workers’ compensation insurance. It provides coverage planning that addresses workplace injury risks and helps employers develop return-to-work strategies for injured employees in the Waco, Texas area. The agency works closely with clients to manage policy details, from initial risk assessment to claim support. As harvest or seasonal construction surges raise injury exposure in the region, it helps local employers adjust their policies accordingly to maintain compliance and financial protection.

GW
7530 Bosque Blvd Suite #D
Greater Waco Insurance Solutions
Workers' Compensation Insurance Agent · Waco, TX

As local businesses expand their workforce in Waco’s growing industrial and service sectors, securing proper workers’ compensation coverage becomes an urgent priority. Greater Waco Insurance Solutions serves employers throughout the area by evaluating unique workplace risks, comparing policies from multiple carriers, and explaining coverage requirements clearly. The agent reviews payroll classifications and claims history to recommend appropriate loss-control measures. To begin, the company schedules a no-obligation consultation at the employer’s place of business for an on-site risk assessment.

PA
425 Austin Ave
Pioneer American Insurance Co
Workers' Compensation Insurance Agent · Waco, TX

Pioneer American Insurance Co in Waco, TX provides a full range of workers’ compensation insurance agent services, including policy placement and claims assistance. Its service plans typically include routine policy reviews and risk management consultations to help local businesses maintain compliance with state regulations. The company also assists with annual premium audits and offers support for coverage modifications as business needs change. It serves a variety of commercial properties in the area, including single-family homes under construction, apartment complexes, retail stores, and restaurants.

EI
100 N 6th St #201
Elite Insurance Group
Workers' Compensation Insurance Agent · Waco, TX

Elite Insurance Group functions as a workers’ compensation insurance agent in Waco, Texas, helping local businesses manage workplace injury coverage. The company specializes in tailoring policies to meet the specific risks and regulatory requirements of employers in the region. Their work involves analyzing client operations to recommend appropriate coverage and loss-control strategies. Their agent services can serve a range of commercial sectors, including offices, warehouses, and food service establishments.

KS
6801 Steinbeck Bend Dr
Keith Sanders Insurance Group
Workers' Compensation Insurance Agent · Waco, TX

Keith Sanders Insurance Group in Waco, Texas, is known for providing workers' compensation insurance agent services that help local businesses manage required coverage. The firm assists employers in navigating policy options designed to protect employees from job-related injuries. Common work in this area includes advising on classification codes and premium audits. The agency can add on guidance for establishing return-to-work programs to reduce claims costs after an employee is injured.

FI
200 Hwy 6 STE 330A
Fortress Insurance Group
Workers' Compensation Insurance Agent · Waco, TX

As a workers’ compensation insurance agent based in Waco, Texas, Fortress Insurance Group assists local residents with coverage needs for workplace injuries and lost wages. The agency also provides commercial policies for small and mid-sized businesses throughout the Waco area, helping employers manage risk and meet regulatory requirements. Services are available to clients across McLennan County and nearby communities. Between regular visits, the agency follows up to address any claim questions or adjust policies as business situations change.

BI
1201 Washington Ave
Bailey Insurance and Risk Management
Workers' Compensation Insurance Agent · Waco, TX
(254) 753-5317
baileyinsurance.com
HW
7528 Bosque Blvd
Higginbotham - Waco
Workers' Compensation Insurance Agent · Waco, TX
(254) 751-1710
higginbotham.com/locations/waco
WI
510 N Valley Mills Dr Suite 203
Watkins Insurance Group
Workers' Compensation Insurance Agent · Waco, TX
(254) 714-1300
watkinsinsurancegroup.com
IT
225 S 5th St
Insurors of Texas
Workers' Compensation Insurance Agent · Waco, TX
(254) 759-3701
insurorsoftexas.com
IC
2012 Lake Air Dr ste b
Insurance Center of Central Texas
Workers' Compensation Insurance Agent · Waco, TX
(254) 776-1290
insurancecenterofcentraltexas.com
TF
4800 Lakewood Dr Suite 4B
Texas First State Insurance Plus Agency
Workers' Compensation Insurance Agent · Waco, TX
(254) 399-5109
texasfirstagency.com

What Does a a Workers' Compensation Insurance Agent in Waco Cost?

Workers compensation insurance costs in Texas typically range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on the industry risk class. For a small Waco office business, annual premiums might start around 500 dollars, while a construction company could pay several thousand dollars. Actual costs depend on your business classification, payroll size, and loss history. This is general information and not insurance advice.

About workers' compensation insurance agents in Waco

Workers compensation insurance agents in Waco Texas help employers comply with state laws and secure coverage for workplace injuries. Texas is unique because private employers are not required to carry workers comp, but many choose to do so for legal protection and employee benefits. A local agent can explain the Texas non-subscriber rules and help you choose the right policy for your business size and industry.

Frequently Asked Questions

Is workers compensation insurance required for businesses in Waco Texas?

No, Texas is the only state where private employers are not required to carry workers compensation insurance. However, public employers and certain contractors must have coverage. An agent can explain the legal risks of being a non-subscriber.

What does a workers compensation insurance agent in Waco do?

An agent helps you compare policies from different carriers, explains Texas-specific coverage options, and assists with claims reporting. They can also advise on how to reduce premiums through safety programs and proper employee classification.

How do Texas workers comp rates compare to other states?

Texas has some of the lowest workers compensation premium rates in the country due to the voluntary market. Rates are set by the Texas Department of Insurance and vary by industry, payroll, and claims history. An agent can provide quotes specific to your Waco business.

Workers' Compensation Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.