The top-rated workers' compensation insurance agent in Waxahachie, Texas is Adam Rope - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Farmers Insurance - Daniel Jones, Reyes Insurance Services, Phillips Insurance. This directory lists 20 workers' compensation insurance agents serving Waxahachie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Rope - State Farm Insurance Agent | 1314 US-287 UNIT 100 | (972) 938-3232 |
| 2 | Farmers Insurance - Daniel Jones | 114 Park Pl Ct Ste 202 | (972) 351-0042 |
| 3 | Reyes Insurance Services | 507 Ferris Ave | (972) 351-9977 |
| 4 | Phillips Insurance | 116 N College St Ste F | (972) 937-4481 |
| 5 | State Farm: Kip Fedora | 903 Ferris Ave | (972) 938-1422 |
| 6 | Steve Boulton - State Farm Insurance Agent | 117 N Hwy 77 Ste 101 | (972) 937-5474 |
| 7 | William Bowman: Allstate Insurance | 1408 W Jefferson St Ste 3 | (972) 938-7634 |
| 8 | Cooper Insures | 115 N Hwy 77 | (972) 938-9700 |
| 9 | Farmers Insurance - Christopher Bearden | 503 Ferris Ave Ste D | (817) 654-9208 |
| 10 | Fred Loya Insurance | 1035 N Hwy 77 Ste 600 | (972) 937-0300 |
Adam Rope - State Farm Insurance Agent serves the Waxahachie and Ellis County area in Texas, providing workers' compensation insurance coverage. The agency assists local businesses in securing policies that address medical expenses and lost wages for employees injured on the job. This insurance is required for many employers in the region to comply with state regulations. The agency also handles policy adjustments for changes in payroll or business operations.
Farmers Insurance - Daniel Jones provides workers’ compensation insurance agent services to businesses in and around Waxahachie, Texas. Ongoing policy maintenance includes claims reporting assistance and annual coverage reviews to align with shifting payrolls or operational risks. The agency also offers loss control guidance aimed at reducing workplace injuries. Eligible properties served range from single-family homes and apartment complexes to retail storefronts and restaurants that require compliance with state wage-replacement mandates.
Reyes Insurance Services serves businesses in Waxahachie, Texas seeking workers' compensation insurance coverage. The agency helps local employers manage their required policies that protect employees who sustain job-related injuries or illnesses. It assists clients with understanding coverage options, navigating premium calculations, and providing ongoing support for claims processing when workplace accidents occur. This independent agency tailors its guidance to the specific risk profiles of various commercial operations throughout the area. Reyes Insurance Services also extends its services to businesses in neighboring Midlothian and the southern Dallas metro region.
Some workers’ compensation insurance agents offer either a one-time policy placement or recurring, ongoing advisory services. Phillips Insurance, located in Waxahachie, Texas, provides tailored coverage solutions for employers navigating complex workers’ compensation requirements in local industries. Their approach focuses on ensuring businesses meet state-mandated insurance obligations while managing associated risks. Routine consultation, claim guidance, and policy reviews help clients maintain proper protections. Service runs on an as-needed or scheduled basis depending on the client’s evolving coverage needs.
State Farm: Kip Fedora serves Waxahachie, Texas, and the surrounding communities in Ellis County and the Dallas-Fort Worth metroplex. It handles workers' compensation insurance needs for local businesses, helping employers manage claims related to workplace injuries and illnesses. Standard policies from this agency cover medical expenses, lost wages, and rehabilitation costs for employees. To handle a typical job, the agency reviews a business's operations and payroll to recommend a policy that meets state requirements and provides adequate coverage for its specific employee risks.
Steve Boulton - State Farm Insurance Agent provides workers' compensation insurance services in Waxahachie, Texas. This agency helps local businesses secure coverage for employee medical expenses and lost wages due to workplace injuries. It assists with policy selection and claims support, addressing the unique insurance needs of area employers. The agency is especially helpful when seasonal staffing increases or construction projects create higher injury risks.
William Bowman: Allstate Insurance provides workers' compensation insurance services in Waxahachie, Texas. The agency helps local employers secure coverage for employee work-related injuries and illnesses. It can tailor policies to include specific state-mandated benefits and risk management guidance. The agency also assists with payroll audits and claims coordination to maintain compliance. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Cooper Insures serves residential clients in Waxahachie and surrounding areas with workers’ compensation insurance coverage for domestic employees. Their commercial offerings extend to small and mid-sized businesses needing statutory employer liability policies throughout the local region. The agency focuses on explaining coverage requirements specific to Texas workers’ compensation regulations and tailoring policies to each client’s job classifications. After an initial policy setup, Cooper Insures provides routine follow-up consultations at renewal periods to adjust coverage as workforce numbers or job duties change between regular service visits.
Farmers Insurance - Christopher Bearden in Waxahachie, TX provides workers' compensation insurance coverage for local businesses. The agency helps employers secure policies that meet legal requirements while addressing the specific risks of their industry. Services include policy selection for different business sizes and guidance on compliance with Texas workers' compensation laws. The firm also assists with payroll classification and premium audit support. An additional specialty offered is helping businesses analyze experience modification factors to better manage future insurance costs.
As local businesses in Waxahachie face fluctuating payrolls and seasonal staffing demands, securing reliable workers’ compensation coverage becomes essential for financial protection. Fred Loya Insurance serves employers in this area by providing policies that address work-related injury risks and associated medical expenses. Their role as a workers’ compensation insurance agent involves helping business owners understand coverage requirements and policy options tailored to specific industry needs. The process typically begins with an initial assessment of the company’s operations and employee classifications to determine appropriate coverage limits before an inspection is scheduled.
What Does a a Workers' Compensation Insurance Agent in Waxahachie Cost?
Workers compensation insurance costs in Texas vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs, up to 10 to 20 dollars per 100 dollars for high risk construction work. The Texas Department of Insurance sets loss cost multipliers that carriers use. This is general information and not insurance advice.
About workers' compensation insurance agents in Waxahachie
Workers compensation insurance agents in Waxahachie Texas help local employers meet state requirements and protect their workers. Texas is unique because private employers are not required by state law to carry workers compensation insurance, but those who choose to opt out face different legal liabilities. An agent can explain the Texas Department of Insurance rules and help you select a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for businesses in Waxahachie Texas?
Texas is the only state where private employers are not required to carry workers compensation insurance. However, if you have a contract with a government entity or a public works project, coverage may be mandatory. An agent can help you understand your specific obligations.
What does a workers compensation insurance agent do in Waxahachie?
An agent helps you compare policies from different carriers, explains Texas specific coverage options like the Texas Mutual Insurance Company, and assists with claims reporting. They also advise on how to comply with Texas workplace safety rules.
How do Texas workers compensation laws affect small businesses in Waxahachie?
Small businesses in Texas can choose to be a non subscriber and not carry workers comp, but they lose protection from most employee injury lawsuits. An agent can explain the risks and help you decide if a policy is right for your business.
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