The top-rated workers' compensation insurance agent in Fredericksburg, Virginia is Central Park Insurance, rated 4.8 stars across 283 reviews. Other highly rated options include Farmers Insurance: Steele Insurance Agency, Adam Forsberg at Comparion Insurance Agency, Buster Nelson - State Farm Insurance Agent. This directory lists 30 workers' compensation insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 2 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 3 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 4 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd Suite D | (540) 898-4911 |
| 5 | Chris Vomund - State Farm Insurance Agent | 4930 Southpoint Dr | (540) 993-4999 |
| 6 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 7 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 8 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
| 9 | The Insurance Marshall | 1810 Stafford Ave | (540) 370-0104 |
| 10 | The Insurance Smith Agency | 541 William St | (540) 371-9777 |
Central Park Insurance serves the Fredericksburg, Virginia, area as a workers' compensation insurance agent assisting local businesses. The agency helps employers navigate the complexities of securing coverage tailored to the regulations affecting Virginia's workforce. In this role, Central Park Insurance typically evaluates company risks, compares policies from multiple carriers, and guides clients through the premium audit process. The firm also handles the filing of Class Code exceptions and assists with Injury Management services for area employers.
Farmers Insurance: Steele Insurance Agency provides workers' compensation insurance solutions for local businesses in Fredericksburg, VA. Its offerings include policy issuance, risk assessment, and claims management support. The agency helps clients maintain compliance with Virginia’s coverage requirements and offers periodic policy reviews to adjust coverage as business needs change. Services cater to a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Adam Forsberg at Comparion Insurance Agency in Fredericksburg, VA provides workers’ compensation insurance for businesses. Coverage is available either as a one-time policy for a specific coverage period or through a renewable plan with ongoing support. The agent assists local employers in selecting plans that address occupational injury and claim management needs. These services may be arranged on an as-needed basis for policy inquiries or as scheduled renewals to maintain continuous protection.
Homeowners, small businesses, and property managers in Fredericksburg turn to Buster Nelson - State Farm Insurance Agent for workers' compensation insurance coverage. The agency helps local employers secure policies that meet Virginia’s legal requirements for workplace injury protection. Policies are designed to cover medical costs and partial lost wages for employees hurt on the job. This representative also assists independent contractors and rental property owners with liability coverage options. Service extends to neighboring Spotsylvania County.
Serving Fredericksburg and the surrounding communities of Spotsylvania, Stafford, and King George, Chris Vomund - State Farm Insurance Agent provides workers' compensation insurance for local businesses. It handles claims management and coverage designed to protect employers from costs related to workplace injuries. The agency works with business owners to help reduce their liability risks. To handle a typical job, it first assesses the client’s specific operations and employee roles before recommending an appropriate policy structure.
Anthony Bowie at Comparion Insurance Agency specializes in workers’ compensation insurance, offering policies that cover medical costs and lost wages for employees injured on the job. The agency helps local businesses in Fredericksburg, Virginia manage these mandatory coverage requirements. It works with employers of various sizes on compliance, risk assessment, and claims support. When seasonal construction projects increase during the spring and summer, the agency assists contractors in adjusting their coverage to account for temporary workers and elevated workplace hazards.
As the end of the fiscal year approaches many local employers in Fredericksburg seek to manage rising insurance costs. Lewis Insurance Associates works with area businesses as a workers’ compensation insurance agent to help them secure coverage that meets Virginia regulatory requirements. The agency reviews company operations and payroll data to match each business with appropriate policy options from its carrier network. Their service process begins with a complimentary initial risk assessment and a workplace inspection to identify potential safety concerns.
Insurance Doctor provides workers’ compensation insurance guidance for businesses in Fredericksburg, Virginia, assisting clients with policy selection, risk assessment, and compliance management. The agency offers ongoing support for existing policies, including file audits and coverage adjustments to match evolving workforce needs. Business owners receive help interpreting Virginia-specific regulations and managing premium costs. Insurance Doctor services a range of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
The Insurance Marshall in Fredericksburg, Virginia is a workers' compensation insurance agent that helps local businesses manage the costs and compliance requirements of mandatory coverage. Its specialized services include risk assessment, policy placement, and claims advocacy designed specifically for Virginia employers. The company can provide coverage for a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Fredericksburg Cost?
Workers compensation insurance costs in Virginia typically range from 0.50 to 2.00 dollars per 100 dollars of payroll, depending on industry risk and claims history. For a small Fredericksburg business, annual premiums may range from 500 to 5,000 dollars. Rates are set by the Virginia State Corporation Commission. This is general information and not insurance advice.
About workers' compensation insurance agents in Fredericksburg
Workers compensation insurance agents in Fredericksburg help local businesses secure coverage required by Virginia law. Virginia requires most employers with three or more employees to carry workers compensation insurance. An agent can guide you through policy options and ensure compliance with Virginia Workers Compensation Commission rules.
Frequently Asked Questions
Do all Fredericksburg businesses need workers compensation insurance?
In Virginia, employers with three or more employees must carry workers compensation insurance. Sole proprietors and certain agricultural workers may be exempt. An agent can help determine your specific obligations.
What does a workers compensation insurance agent in Fredericksburg do?
An agent helps you compare policies from different carriers and explains Virginia specific coverage requirements. They can also assist with filing claims and managing premium audits.
How long do I have to report a workplace injury in Virginia?
Virginia law requires employees to notify their employer of a workplace injury within 30 days. The employer must then file a claim with the Virginia Workers Compensation Commission within 10 days of learning of the injury.
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