The top-rated auto insurance agent in Anniston, Alabama is Direct Auto Insurance, rated 4.9 stars across 536 reviews. Other highly rated options include Acceptance Insurance, Reaves Insurance Agency, Larry Currie - State Farm Insurance Agent. This directory lists 15 auto insurance agents serving Anniston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 1118 S Quintard Ave | (256) 676-3162 |
| 2 | Acceptance Insurance | 1006 S Quintard Ave | (256) 278-7027 |
| 3 | Reaves Insurance Agency | 111 E 7th St | (256) 237-0972 |
| 4 | Larry Currie - State Farm Insurance Agent | 425 E 10th St | (256) 237-5911 |
| 5 | David Messer: Allstate Insurance | 1027 S Quintard Ave | (256) 236-1600 |
| 6 | Goosehead Insurance - Marshall Chavez | 1302 Noble St Suite 3E | (256) 215-9663 |
| 7 | Dormon & Reynolds Insurance | 1227 Leighton Ave | (256) 237-1768 |
| 8 | Insurance Planning Services “Alabama’s Choice for Coverage” | 103 E 13th St | (256) 237-7541 |
| 9 | Freeway Insurance | 2200 Quintard Ave Ste B | (256) 207-8239 |
| 10 | Model City Insurance | 1320 Leighton Ave suite a | (256) 403-0299 |
Clients seeking auto insurance for the first time rely on a single policy purchase, while returning customers often update existing coverage or adjust deductibles. Direct Auto Insurance in Anniston, Alabama, offers personal and commercial auto policies that provide liability protection and uninsured motorist coverage. The agent helps drivers compare options for minimum state requirements versus full physical damage coverage tailored to individual vehicles. Service runs on an as-needed basis, with clients calling to request policy changes, file claims assistance, or schedule a detailed coverage review appointment.
Acceptance Insurance in Midfield, Alabama provides auto insurance agent services. Its representatives help customers choose appropriate coverage levels and manage policy updates or claims filing. The agency offers guidance on liability and full-coverage options to meet state requirements. Necessary paperwork is handled, and renewals are coordinated throughout the policy term. The office services local drivers, including those who own single-family homes, rent apartments, operate retail businesses, or manage restaurants.
Reaves Insurance Agency serves the Anniston area of Calhoun County, Alabama, providing auto insurance policies to local drivers. The agency assists clients in securing coverage that meets state requirements and protects against common road risks. Policies typically include liability protection, collision coverage, and comprehensive benefits for vehicles. Claims support and policy adjustments are offered to help customers navigate accidents or changing driving needs. The company specializes in personal auto insurance plans and rental reimbursement options for area residents.
Larry Currie - State Farm Insurance Agent in Anniston, AL, provides auto insurance coverage along with other personal insurance lines such as home and life policies. The agency offers routine policy reviews and claims assistance to help clients maintain adequate protection. Service plans include adjusting coverage limits and deductibles to fit changing needs. The company serves a variety of properties, including single-family homes, apartments, retail stores, and restaurants.
Local homeowners, renters, and drivers in Anniston, AL, turn to David Messer's Allstate Insurance agency for their auto insurance needs. The agency provides personal auto policies, helping customers understand coverage options such as liability and collision. It works with local clients to tailor policies to their driving habits and budgets while explaining available discounts. The office serves the greater Anniston metro area, including well-known neighboring communities like Oxford and Jacksonville.
Goosehead Insurance - Marshall Chavez provides auto insurance options designed for both one-time policy purchases and ongoing coverage adjustments. Clients in Anniston, AL, can explore tailored plans that address liability, collision, and comprehensive protection across standard vehicles. The agency assists local drivers in reviewing their individual risk factors and policy limits to ensure appropriate coverage amounts. Policyholders may receive help with claims filing and documentation requirements. Service is consistently available on a scheduled appointment basis, allowing clients to plan their insurance discussions according to their availability.
Dormon & Reynolds Insurance serves the Anniston area and surrounding communities across east-central Alabama, handling both standard and specialty auto insurance policies for local drivers. The agency works with multiple carriers to find coverage that matches each client’s driving history and vehicle type. For a typical job, it begins by reviewing the driver’s current policy and needs, then compares available options before explaining the differences in deductibles and liability limits to help the customer choose a suitable plan.
Insurance Planning Services, operating as Alabama’s Choice for Coverage, offers specialized auto insurance binding and policy reviews for drivers in Anniston. The agency handles standard liability and full coverage plans, providing ongoing support for policy changes and claims filing. It reviews coverage limits to meet local driving needs. During the summer road trip season, it helps customers add temporary coverage or address rental car insurance for out‑of‑town travel.
Freeway Insurance offers personalized auto insurance guidance as a local agent in Anniston, Alabama, helping clients select liability plans and comprehensive coverage. It assists with policy renewals and claims filing throughout the area. The agent collaborates with carriers to find suitable options for daily commutes and family vehicles. As severe weather approaches, it advises on gap protection and uninsured driver coverage for seasonal storms.
What Does an a Auto Insurance Agent in Anniston Cost?
The cost of auto insurance in Alabama varies by driver age, driving record, vehicle type, and coverage level. On average, Alabama drivers pay around 1,300 to 1,500 dollars per year for full coverage insurance. Minimum liability coverage typically costs between 500 and 800 dollars annually. Factors like your credit score and location in Anniston can also affect your rate. This is general information and not insurance advice.
About auto insurance agents in Anniston
Auto insurance agents in Anniston, Alabama help drivers find coverage that meets state requirements. Alabama law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Local agents can also explain optional coverages like uninsured motorist protection which is not required but is commonly recommended in Alabama.
Frequently Asked Questions
What are the minimum auto insurance requirements in Alabama?
Alabama requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars per accident for property damage. This is often called 25/50/25 coverage. An agent can help you meet these minimums.
How do I find a reliable auto insurance agent in Anniston?
You can search online directories or ask for referrals from friends and family. Check that the agent is licensed to sell insurance in Alabama through the Alabama Department of Insurance website. Compare quotes from multiple agents to find a policy that fits your needs.
Can an auto insurance agent help me after a car accident in Anniston?
Yes, an agent can help you file a claim and understand your policy coverage. They can explain how Alabama law affects your claim, such as the statute of limitations which gives you two years to file a lawsuit for injury. An agent does not provide legal advice but can guide you through the insurance process.
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