The top-rated auto insurance agent in Athens, Alabama is Direct Auto Insurance, rated 4.6 stars across 195 reviews. Other highly rated options include Pepper, Johnstone & Company, iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent. This directory lists 20 auto insurance agents serving Athens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 800 US Hwy 72 E B | (256) 233-8325 |
| 2 | Pepper, Johnstone & Company | 122 Market St W | (256) 232-7818 |
| 3 | iPROTECT Insurance & Financial Services, Inc. | 1114 US-31 Suite E | (256) 444-2041 |
| 4 | Phillip Burton - COUNTRY Financial Agent | 707 US-31 Ste C | (256) 232-1256 |
| 5 | Eddie Breakfield - State Farm Insurance Agent | 114 N Marion St | (256) 232-1238 |
| 6 | Brody Jackson - State Farm Insurance Agent | 885 US-72 Ste A | (256) 998-5577 |
| 7 | Nationwide Insurance: Jon Peters Insurance Agency, Inc. | 1111 US Hwy 72 E | (256) 232-7200 |
| 8 | Michael Howell - State Farm Insurance Agent | 903 S Clinton St | (256) 232-5400 |
| 9 | Brian King - State Farm Insurance Agent | 1785 US Hwy 72 E STE A | (256) 771-2001 |
| 10 | SOS Insurance Agency | 1102 S Jefferson St | (256) 262-9133 |
Direct Auto Insurance serves residents of Athens, Alabama, with personal auto insurance policies tailored to everyday driving needs. The agency also provides commercial coverage options for local businesses requiring vehicle protection. Service extends throughout Athens and the surrounding Limestone County area. Clients receive guidance on coverage selections that comply with Alabama requirements. The office encourages policyholders to schedule follow-up consultations between regular renewal visits to adjust limits or add vehicles as circumstances change.
Pepper, Johnstone & Company serves the Limestone County area from its base in Athens, Alabama. The agency provides auto insurance policies and related coverage options for local drivers. It works with clients to select appropriate liability, collision, and comprehensive plans that meet state requirements and individual needs. Policyholders may also arrange for uninsured motorist protection and roadside assistance through this office.
iPROTECT Insurance & Financial Services, Inc. in Athens, AL offers a full range of auto insurance products, including liability, collision, and comprehensive coverage. Its service plans include assistance with policy customization and claims filing to help clients navigate coverage needs. The company also provides regular policy reviews to adjust protection as circumstances change. It serves single-family homes, apartments, retail, and restaurants.
Serving homeowners, renters, and local drivers in and around Athens, AL, this agency provides auto insurance policies tailored to individual coverage needs. It also offers related personal insurance products, such as protection for homes and property. The agent works closely with clients to explain different policy options and help ensure they meet state requirements. Services include policy reviews and claims assistance. This office extends its services to drivers in Decatur as well, covering a broader portion of the Tennessee Valley metro area.
Eddie Breakfield - State Farm Insurance Agent in Athens, AL, specializes in providing auto insurance policies, including liability and comprehensive coverage. It also assists clients with homeowners, renters, and life insurance to meet a wider range of protection needs. The agency works with individuals to review their current coverage and adjust policies as circumstances change. For local drivers in Athens, it can help with addressing coverage questions after a hailstorm or a sudden vehicle accident.
For auto insurance, clients choose between one-time policy setup and ongoing service with periodic reviews. Brody Jackson - State Farm Insurance Agent in Athens, AL offers coverage that protects vehicles and drivers against accident-related costs. A typical policy includes liability protection and options for collision and comprehensive coverage. Service is available on an as-needed basis, with clients able to request assistance for policy changes, claims support, or billing questions when required.
Nationwide Insurance: Jon Peters Insurance Agency, Inc. works with clients in Athens, AL to secure their vehicles and property. For added protection, the agency specializes in tailored endorsements for rental vehicles, roadside assistance, and gap coverage. These product add-ons help drivers manage unexpected costs during accidents or breakdowns. The agency serves a variety of local commercial sectors, including offices, warehouses, and food service businesses, providing them with necessary liability and property coverage.
With spring storms increasing in Athens, many drivers need to review their coverage for potential hail or wind damage. Michael Howell - State Farm Insurance Agent answers this need by providing personal consultations to review auto insurance policies for adequate protection. He helps customers assess their liability limits and comprehensive coverage options tailored to local conditions. His approach includes explaining how deductibles influence premiums when customizing a plan. A first step is scheduling a brief inspection of the vehicle to document its current condition and discuss possible discounts.
Serving residential clients in Athens, AL, this agency also handles commercial coverage for local businesses throughout the area. As an auto insurance agent, Brian King - State Farm Insurance Agent helps drivers navigate policy options to match their individual needs. The office provides personalized guidance on liability, collision, and comprehensive plans for vehicles of all types. Regular service continues between scheduled visits, with the agency offering policy reviews and coverage adjustments to keep clients protected against changing circumstances.
SOS Insurance Agency serves Athens, Alabama, and the surrounding communities with auto insurance policies. The agency handles coverage options including liability, collision, and comprehensive plans for drivers. It works with area clients to structure policies that meet individual needs and comply with Alabama insurance requirements. To manage a typical assignment, the agent reviews the client's driving history and vehicle details, then compares available policies to build a suitable coverage arrangement.
What Does an a Auto Insurance Agent in Athens Cost?
The average cost of auto insurance in Alabama is about 1,200 to 1,500 dollars per year for full coverage. Minimum liability coverage may cost 500 to 700 dollars annually. Rates depend on factors like your driving record, age, and vehicle type. This is general information and not insurance advice.
About auto insurance agents in Athens
Auto insurance agents in Athens, Alabama help drivers find coverage that meets state legal requirements. Alabama law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Agents can also explain optional coverages like uninsured motorist protection and comprehensive insurance.
Frequently Asked Questions
What are the minimum auto insurance requirements in Alabama?
Alabama drivers must have liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. They also need 25,000 dollars for property damage. An agent can help you meet these minimums.
How do I find a reliable auto insurance agent in Athens?
You can search online for licensed agents in Athens or ask for referrals from friends and family. Check the Alabama Department of Insurance website to verify an agents license before working with them.
Can an agent help me after a car accident in Athens?
Yes, an agent can assist with filing a claim and explaining your policy coverage. Alabama has a two year statute of limitations for filing a personal injury lawsuit after an accident.
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