The top-rated auto insurance agent in Brandon, Florida is Runnels Insurance, rated 4.9 stars across 365 reviews. Other highly rated options include Excellence First Insurance, Win Insurance Group, Briggs Family Insurance Services, INC.. This directory lists 18 auto insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Runnels Insurance | 3220 Bell Shoals Rd | (813) 653-0681 |
| 2 | Excellence First Insurance | 435 Lithia Pinecrest Rd | (813) 867-2132 |
| 3 | Win Insurance Group | 773 W Brandon Blvd | (813) 988-3148 |
| 4 | Briggs Family Insurance Services, INC. | 611 E Bloomingdale Ave a | (813) 684-0400 |
| 5 | GreatFlorida Insurance: Kevin & Gena Swanson | 232 Oakfield Dr | (813) 982-4077 |
| 6 | Artisan Insurance Group | 601 Lithia Pinecrest Rd | (813) 654-8472 |
| 7 | Odiorne Insurance Agency | 1206 N Parsons Ave | (813) 685-7731 |
| 8 | AAA Brandon | 415 W Robertson St | (813) 681-5761 |
| 9 | Brandon Insurance | 158 W Robertson St | (813) 681-1832 |
| 10 | Family Insurance of Tampa | 150 E Bloomingdale Ave #138 | (813) 963-2227 |
Runnels Insurance serves the Brandon, Florida, area as a local auto insurance agent. The company helps customers in the region find personal coverage for cars and trucks. It works with individuals to select liability and collision insurance policies that meet budget and state requirements. Clients can also receive guidance on uninsured motorist coverage and rental reimbursement options. The agency manages new policy applications and existing account reviews. It handles policy adjustments and claim assistance for local drivers.
Excellence First Insurance provides car insurance policies and related coverage options to drivers in Brandon, Florida. The agency helps clients understand their liability, collision, and comprehensive needs while offering guidance on deductibles and policy limits. It also assists with routine policy reviews and adjustments to accommodate changing circumstances or vehicle changes. Coverage can be arranged for single-family homes, apartments, retail spaces, and restaurants.
Win Insurance Group serves the Brandon, Florida area and surrounding communities. As an auto insurance agent, it handles a range of personal vehicle coverage needs, helping clients find appropriate policies for standard cars, trucks, and other daily drivers. The company works directly with individuals to explain different coverage options and policy terms. Its approach begins with a straightforward review of a client's driving situation and risk factors. It then recommends policies that meet the required state minimums and liability levels for typical local drivers.
Briggs Family Insurance Services, INC. in Brandon, FL, offers auto insurance as both a one-time purchase for immediate liability needs and a recurring policy option for ongoing protection. Coverage typically includes collision, comprehensive, and uninsured motorist plans tailored to local driving conditions. As a local agency, it helps customers navigate Florida-specific requirements while explaining deductibles and policy limits. Service is available on an as-needed basis, allowing clients to review or update their coverage whenever their circumstances change without a mandatory recurring schedule.
As traffic on I-75 and local roads in Brandon picks up during the winter snowbird season, many drivers seek a review of their existing coverage. GreatFlorida Insurance: Kevin & Gena Swanson assists by offering auto insurance agent services tailored to area commuters and families. They help clients understand varying liability and protection options suited to Florida driving conditions. The process typically begins with a personal inspection of the customer's current policy and a clear assessment of their specific coverage needs.
Artisan Insurance Group assists clients in Brandon with securing auto coverage, including liability and collision protection tailored to individual driving needs. The agency also works to add specialty options such as roadside assistance or rental reimbursement to standard policies. Clients can reach representatives for personal vehicles or for commercial fleets serving local offices, warehouses, and food service operations with appropriate limits.
Odiorne Insurance Agency in Brandon, FL, specializes in auto insurance policies that protect against liability, collision, and comprehensive damages. Its services also cover uninsured motorist protection and roadside assistance, helping drivers meet state requirements while securing financial stability. During Florida's hurricane season, the agency assists clients in reviewing coverage for flood damage and vehicle protection from storm debris, ensuring policy adjustments address seasonal risks before storms arrive.
Serving homeowners, renters, and local business owners in the Brandon area, AAA Brandon provides auto insurance policies tailored to individual driving needs. This agency helps customers navigate coverage options and secure liability, collision, and comprehensive protection for their vehicles. Policyholders can also discuss bundling options for home or renters insurance to simplify their coverage. As part of the greater Tampa Bay metro, this agency also serves residents and commuters in nearby communities such as Riverview and Valrico.
Brandon Insurance provides auto insurance services for residents in Brandon, FL, and also offers coverage options for commercial vehicles and fleets in the greater Tampa Bay area. The agency works with clients to review personal and business policies, helping ensure adequate protection for daily driving needs. A focus on clear communication allows customers to reach the office for policy adjustments or claims guidance. Returning clients often schedule regular coverage reviews with the same agent to keep their insurance up to date.
What Does an a Auto Insurance Agent in Brandon Cost?
Average auto insurance costs in Florida are among the highest in the nation, often ranging from $2,000 to $4,000 per year for full coverage. Minimum liability policies may cost $1,000 to $2,000 annually. Your actual rate depends on your driving record, vehicle type, and location within Brandon. This is general information and not insurance advice.
About auto insurance agents in Brandon
Auto insurance agents in Brandon, Florida help drivers find coverage that meets Florida state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage. Agents can explain local options and help you comply with Florida Statutes Section 627.7401.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). This does not cover damage to your own vehicle or injuries to others beyond those limits.
Do I need an agent to buy auto insurance in Brandon?
You do not legally need an agent, but an agent can help you compare policies from different carriers. They can also assist with SR-22 filings if you have a DUI or other violation.
How does Florida PIP coverage work?
PIP covers 80% of necessary medical expenses and 60% of lost wages up to $10,000, regardless of who caused the accident. You must seek treatment within 14 days of the crash to qualify.
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