The top-rated auto insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 568 reviews. Other highly rated options include Mark Forgas Jr. - State Farm Insurance Agent, David Tapia: Allstate Insurance, Acceptance Insurance. This directory lists 25 auto insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 2 | Mark Forgas Jr. - State Farm Insurance Agent | 1944 N Hercules Ave STE A | (813) 792-8449 |
| 3 | David Tapia: Allstate Insurance | 133 N Garden Ave | (727) 449-8800 |
| 4 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 5 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 6 | Craig Duncan - State Farm Insurance Agent | 2454 McMullen Booth Rd #421 | (727) 725-3668 |
| 7 | Gustavo Espinosa - GEICO Insurance Agent | 18423 US Hwy 19 N | (727) 373-1283 |
| 8 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 9 | GreatFlorida Insurance: Jeff Callahan | 1700 N McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 10 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
Florida Strategic Insurance serves the Clearwater, Florida, metro and surrounding Pinellas County-area communities. As an auto insurance agent, it helps drivers review existing policies and compare coverage options to meet their needs. The agency also assists clients in filing claims and navigating the complexities of liability and collision protection. Specific services it handles include bundling auto with other personal lines and advising on uninsured motorist coverage.
Serving Clearwater, Florida, and the surrounding communities, Mark Forgas Jr. - State Farm Insurance Agent handles auto insurance policies for local drivers. It helps customers secure liability, collision, and comprehensive coverage tailored to their vehicles and driving habits. The company reviews each client's specific needs and driving history to recommend appropriate protection. To handle a typical job, it conducts a thorough needs assessment and then compares available options from its carrier network.
David Tapia: Allstate Insurance serves Clearwater homeowners, local businesses, and property managers with personal auto insurance coverage for their vehicles. The agency also handles policies for multiple cars and standard liability protections common in the Tampa Bay area. Customers can discuss deductibles, roadside assistance options, and rental car coverage during consultations. David Tapia’s office additionally provides auto insurance solutions for residents of Largo and nearby communities in Pinellas County.
Acceptance Insurance provides both one-time auto policy purchases and ongoing coverage plans for drivers in Clearwater, Florida, ensuring clients can choose between a single-term approach or continuous protection. The agency handles standard liability policies as well as comprehensive and collision options, addressing the varying insurance needs of local motorists. Customers seeking flexible arrangements may opt for scheduled payment plans or request service on an as-needed basis through the office.
Freeway Insurance offers personalized auto coverage options including liability, collision, and comprehensive policies for drivers in Clearwater, Florida. It serves a diverse clientele, from young drivers seeking their first policy to experienced motorists looking to adjust existing plans. The agency guides customers through coverage selection and policy management with straightforward advice tailored to local driving conditions. As Florida’s hurricane season approaches, Freeway Insurance helps policyholders review their comprehensive coverage to ensure protection against potential storm-related vehicle damage.
When seeking auto insurance, drivers may choose a one-time policy purchase or ongoing coverage with periodic adjustments. Craig Duncan, a State Farm Insurance Agent in Clearwater, FL, helps clients select plans that address liability, collision, and comprehensive needs. Regular policy reviews allow for updates as driving habits or vehicle values change. Service is available on a scheduled or as-needed basis, with appointments offered during business hours for reviewing claims or modifying existing coverage.
Gustavo Espinosa - GEICO Insurance Agent in Clearwater, FL provides auto insurance coverage options, including liability, collision, and comprehensive policies, each detailed to address different driver needs. The agent explains policy terms and helps clients choose appropriate deductibles for their budgets. It also assists with policy adjustments and claims support. This auto insurance agent services clients with single-family homes, apartments, retail businesses, and restaurants.
Achieva Insurance Agency specializes in auto insurance coverage options tailored for Clearwater drivers, including liability and comprehensive plans. The agency also assists with general policy reviews and claim support to meet local road safety requirements. It helps customers navigate the increased need for collision coverage during Florida’s summer rainy season, providing guidance to address potential flood or hydroplaning risks typical in the region.
As Clearwater hurricane season approaches, many drivers update their coverage needs. GreatFlorida Insurance: Jeff Callahan handles auto insurance adjustments for fluctuating local weather risks. The agency works with standard personal auto policies and addresses Florida-specific requirements like PIP or comprehensive coverage gaps. Every new client consultation starts with a review of the current policy to identify missing protections. A quick check of the vehicle's mileage, prior claims, and current deductibles follows.
Island Insurance Specialists Inc, located in Clearwater, FL, provides auto insurance agent services to local drivers. This agency helps clients select personal auto policies and can arrange coverage add-ons such as roadside assistance and rental car reimbursement. For the local business community, the company can also handle commercial auto insurance needs. Available commercial sectors an agent here serves include offices, warehouses, and food service establishments.
What Does an a Auto Insurance Agent in Clearwater Cost?
The average cost of auto insurance in Florida is higher than the national average, often ranging from 1500 to 3000 dollars per year for minimum coverage. Full coverage policies can cost between 2500 and 5000 dollars annually depending on factors like driving history vehicle type and location in Clearwater. Costs vary significantly by individual case. This is general information and not insurance advice.
About auto insurance agents in Clearwater
An auto insurance agent in Clearwater Florida can help you find coverage that meets state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all drivers. A local agent understands the specific needs of Clearwater residents including hurricane and flood related risks.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires drivers to carry at least 10000 dollars in Personal Injury Protection (PIP) and 10000 dollars in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle or injuries to others beyond the limits. An agent can help you decide if additional coverage is right for you.
How do I choose an auto insurance agent in Clearwater?
Look for an agent who is licensed in Florida and has experience with local coverage needs. Ask about their knowledge of Florida insurance laws and the types of policies they offer. Compare quotes from multiple agents to find a policy that fits your budget and needs.
Can my credit score affect my auto insurance rate in Florida?
Yes, Florida insurers may use your credit based insurance score to determine your premium. A higher score can lead to lower rates while a lower score may increase costs. An agent can explain how this factor applies to your specific situation.
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