The top-rated auto insurance agent in Lithonia, Georgia is Lem Howard - State Farm Insurance Agent, rated 4.8 stars across 152 reviews. Other highly rated options include Nationwide Insurance: Larry Harris Agency, Kenneth Worthy: Allstate Insurance, Five Star Insurance Agency. This directory lists 11 auto insurance agents serving Lithonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lem Howard - State Farm Insurance Agent | 2716 Evans Mill Rd | (770) 482-1669 |
| 2 | Nationwide Insurance: Larry Harris Agency | 2361 Dekalb Medical Pkwy Ste 101 | (678) 937-1683 |
| 3 | Kenneth Worthy: Allstate Insurance | 7535 Covington Hwy Ste C | (678) 526-0427 |
| 4 | Five Star Insurance Agency | 2093 Rock Chapel Rd | (678) 526-7979 |
| 5 | THE GEORGE FAMILY AGENCY | 6150 Covington Hwy | (770) 593-3131 |
| 6 | Jevon Tribue: Allstate Insurance | 7331 Stonecrest Conc Ste D | (678) 526-9299 |
| 7 | Farmers Insurance - Darold Honore | 6844 Main St | (678) 749-7434 |
| 8 | Elite Insurance LLC | 428 Hillandale Park Dr | (229) 231-3457 |
| 9 | Cameron & Roberts Insurance Agency, Inc. | 6893 Main St | (770) 482-8841 |
| 10 | D. Honore Agency Farmers | 6844 Main St | (678) 749-7434 |
Lem Howard - State Farm Insurance Agent serves the Lithonia, Georgia, area, helping drivers in DeKalb, Rockdale, and surrounding counties meet their auto insurance needs. The agency provides personal auto policies that cover liability, collision, and comprehensive protection for local residents. Clients can also discuss deductibles and coverage limits to tailor a policy to their budget and driving habits. The office handles roadside assistance options and rental car reimbursement for unexpected travel interruptions.
Serving Lithonia and the surrounding communities in DeKalb County, Nationwide Insurance: Larry Harris Agency handles auto insurance policies for local drivers. It assists customers with selecting liability, collision, and comprehensive coverage options to meet their needs. The agency works with clients to review policy details and adjust deductibles or limits as situations change. To handle a typical job, it begins with a thorough needs assessment and then compares available plans to present the most suitable solutions for each individual driver.
Kenneth Worthy: Allstate Insurance provides auto insurance policies for drivers in the Lithonia, Georgia area. The agency assists clients with selecting appropriate coverage levels, including liability, collision, and comprehensive options. It also offers guidance on policy adjustments and claims filing processes for local motorists. Ongoing service includes policy reviews to help ensure coverage remains suitable as circumstances change. This insurance agent serves the needs of individuals owning single-family homes, apartments, retail, and restaurants.
For auto insurance, clients may purchase coverage through a single policy for a defined term or opt for ongoing service that renews until canceled. Five Star Insurance Agency in Lithonia, Georgia provides policies that protect against vehicle damage and liability. Agents assess driving history and vehicle type to tailor coverage limits. Servicing the greater Lithonia area, the agency writes policies both for new customers and those seeking annual renewals. Their service operates on a scheduled basis when policies are due for review and renewal.
As an auto insurance agent in Lithonia, Georgia, The George Family Agency specializes in helping drivers secure liability and comprehensive coverage. The agency serves local residents by reviewing personal policies and advising on appropriate protection levels. Its work typically involves processing claims assistance and comparing rates from multiple carriers. With Georgia’s frequent summer thunderstorms increasing accident risks, the agency also helps clients adjust their deductibles to ensure adequate coverage during hazardous driving conditions.
Serving Lithonia and the surrounding communities in DeKalb County, Farmers Insurance - Darold Honore provides auto insurance coverage for local drivers. The agency handles policies for personal vehicles, assisting clients with selecting appropriate liability, collision, and comprehensive protection. To complete a typical job, it reviews individual driving needs and budget considerations to recommend balanced coverage options that align with Georgia's insurance requirements.
Some auto insurance needs are addressed through a single transaction, such as adding a new vehicle to an existing policy, while others involve ongoing consultation for multi-car plans or coverage adjustments. Elite Insurance LLC, located in Lithonia, GA, helps clients select appropriate liability and protection options for their vehicles. The agent provides clear explanations of policy terms and can assist with claims guidance if needed. Service for new and existing customers is available on an as-needed basis for policy changes, renewals, or questions.
Cameron & Roberts Insurance Agency, Inc. provides auto insurance policies, including liability, collision, and comprehensive coverage. The agency handles both new policy sales and ongoing claims support for drivers. It serves the Lithonia, GA area with standard personal auto insurance. It also helps local drivers manage coverage adjustments when moving or adding a vehicle. As the summer travel season approaches, the agency can assist policyholders with reviewing roadside assistance options for long road trips.
As the weather shifts through Georgia seasons, many drivers in the Lithonia area find themselves reviewing their coverage for unexpected hazards on local roads. D. Honore Agency Farmers provides auto insurance options tailored to these regional driving realities. Working with customers to understand their daily commute and typical mileage, the agency explains both liability and comprehensive policies that meet state requirements. For those securing a new vehicle or simply looking to adjust existing protection, the process begins with a free, thorough assessment of current coverage and personal needs.
What Does an a Auto Insurance Agent in Lithonia Cost?
Auto insurance costs in Lithonia, Georgia vary based on factors like driving record, vehicle type, and coverage levels. Average annual premiums in Georgia range from $1,200 to $2,000 for standard liability coverage. Full coverage policies typically cost $1,800 to $3,000 per year. Rates may be higher in DeKalb County due to traffic density. This is general information and not insurance advice.
About auto insurance agents in Lithonia
Auto insurance agents in Lithonia, Georgia help drivers find coverage that meets state requirements. Georgia law mandates liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury. An agent can explain uninsured motorist coverage and other options specific to DeKalb County driving conditions.
Frequently Asked Questions
What are the minimum auto insurance requirements in Georgia?
Georgia requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury. You also need $25,000 for property damage per accident. An agent can help you meet these legal minimums.
How do I choose an auto insurance agent in Lithonia?
Look for an agent licensed in Georgia who offers policies from multiple carriers. Consider their office location in Lithonia and ask about discounts for safe driving or bundling policies. Check their customer service hours and availability.
Can an auto insurance agent help with SR-22 filings in Georgia?
Yes, many agents in Lithonia can assist with SR-22 filings. Georgia requires an SR-22 form for high-risk drivers or those with certain violations. The agent files the form with the state to reinstate or maintain your driving privileges.
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