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Find Auto Insurance Agents in Ames, IA

Looking for a auto insurance agent in Ames? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 auto insurance agents in Ames, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance Services
426 S 17th St, Ames, IA 50010
(515) 337-8700 thefortressins.com
Mark Doyle - State Farm Insurance Agent
2701 Stange Rd Ste 110, Ames, IA 50010
(515) 232-8090 markdoyleinsurance.com
Scott Richardson - State Farm Insurance Agent
101 Main St, Ames, IA 50010
(515) 232-0030 scottrichardsonagency.com
Louis Slaughter III - State Farm Insurance Agent
3515 Lincoln Way #102, Ames, IA 50014
(515) 292-9030 louisslaughterinsurance.com
Pat Brown - State Farm Insurance Agent
1112 Buckeye Ave, Ames, IA 50010
(515) 233-1295 patbrownagency.net
AlekCO Insurance
119 Stanton Ave STE 702, Ames, IA 50014
(515) 978-9040 alekcoinsurance.com
Severson Insurance Agency, Inc
3206 Grand Ave #102, Ames, IA 50010
(515) 232-7203 seversoninsurance.com
Shelter Insurance - Mike Dolan
1228 Grand Ave, Ames, IA 50010
(515) 232-3555 shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
1416 Buckeye Ave, Ames, IA 50010
(515) 232-7060 assuredpartners.com
Katherine Frame American Family Insurance
809 Wheeler St #109, Ames, IA 50010
(515) 232-4142 amfam.com
Farmers Insurance - Mathew Johnson
123 6th St, Ames, IA 50010
(515) 278-2249 agents.farmers.com
Joe Leto - COUNTRY Financial Representative
315 6th St #205, Ames, IA 50010
(515) 233-3045 advisors.countryfinancial.com
Highness Insurance Agency: Allstate Insurance
516 Lincoln Way # B, Ames, IA 50010
(515) 232-0771 agents.allstate.com
Angela Laughlin Agency Inc. American Family Insurance
3505 Lincoln Way Ste 103, Ames, IA 50014
(515) 232-2182 amfam.com
Scott Lawrence American Family Insurance
2713 Stange Rd #101, Ames, IA 50010
(515) 232-3333 amfam.com
Ann's Insurance Inc
118 Main St, Ames, IA 50010
(515) 232-5501 annsinsurance.com
Alliance General Insurance
415 S Duff Ave Ste B, Ames, IA 50010
(515) 232-9271 alliancegeneralinsurance.com
Farm Bureau Insurance
2010 Philadelphia St, Ames, IA 50010
(515) 233-2480
Hoyng Insurance Group
4820 Mortensen Rd #102, Ames, IA 50014
(515) 292-2171 hoynginsurancegroup.com

Auto insurance agents in Ames, Iowa help drivers find coverage that meets state requirements and personal needs. Iowa law mandates liability insurance with minimum limits of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. An agent can explain options like collision, comprehensive, and uninsured motorist coverage to protect you on Ames roads.

What Does a Auto Insurance Agent in Ames Cost?

Typical auto insurance costs in Iowa range from 800 to 1,500 dollars per year for full coverage, though rates vary by driver. Minimum liability coverage may cost 400 to 700 dollars annually. Factors like your age, vehicle, and driving history affect your exact rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Iowa?
Iowa requires liability coverage of at least 20,000 dollars per person and 40,000 dollars per accident for bodily injury, plus 15,000 dollars for property damage. Drivers must also carry uninsured motorist coverage of 20,000 dollars per person and 40,000 dollars per accident.
How can an auto insurance agent in Ames help me save money?
An agent can compare policies from multiple insurers to find discounts for safe driving, bundling home and auto, or completing a defensive driving course. They also help you choose deductibles and coverage limits that fit your budget.
What factors affect auto insurance rates in Ames Iowa?
Rates are based on your driving record, age, vehicle type, and credit history. Location in Ames, annual mileage, and claims history also impact your premium. An agent can explain how these factors apply to your situation.