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Find Auto Insurance Agents Near You in Ames, IA

Browse auto insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated auto insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Ames.

Showing 20 auto insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Pat Brown - State Farm Insurance Agent1112 Buckeye Ave(515) 233-1295
7Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
8Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
9Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
10Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
FI
426 S 17th St
Fortress Insurance Services
Auto Insurance Agent · Ames, IA

Fortress Insurance Services serves the Ames, Iowa, area as a local auto insurance agent. The company works with drivers to find personal auto coverage that fits their daily commuting needs. Clients can get help comparing policy options to meet Iowa’s minimum liability requirements. Policyholders may also receive assistance with roadside assistance options and comprehensive coverage for weather-related incidents common to the region. The agency handles policy adjustments for multi-vehicle households and offers guidance on uninsured motorist coverage.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Auto Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA, offers a comprehensive range of auto insurance products designed to protect drivers against liability, collision, and comprehensive risks. The agency provides personalized service plans, including regular policy reviews to ensure coverage aligns with changing needs and life events. Clients can expect assistance with claims filing and coverage adjustments for their vehicles. This agent services a diverse clientele, from single-family homeowners and apartment renters to retail businesses and restaurants that require commercial auto coverage for their operations.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Auto Insurance Agent · Ames, IA

Scott Richardson serves homeowners, businesses, and property managers in Ames, IA with comprehensive auto insurance coverage. The agency provides personalized policy reviews to help clients select appropriate liability limits and deductibles for their vehicles. Local drivers benefit from assistance with claims filing and policy adjustments as their needs change over time. Discounts for safe driving and multi-policy bundling are standard options discussed during consultations. The office also extends its service to neighboring communities within Story County, including Nevada.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Auto Insurance Agent · Ames, IA

Serving Ames, Iowa, and the surrounding Story County communities, Louis Slaughter III - State Farm Insurance Agent handles auto insurance policies for local drivers. The agency works with clients to select liability, collision, and comprehensive coverage that fits their commuting and travel needs. Typical jobs involve reviewing a customer's driving history and vehicle details to tailor a policy that meets state requirements and personal preferences. The approach begins with a thorough needs assessment and then compares available options to find an appropriate balance of protection and cost.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Auto Insurance Agent · Ames, IA

AlekCO Insurance provides specialized auto insurance coverage options, including liability, collision, and comprehensive plans tailored for clients in Ames, IA. It assists customers with policy selection, claims support, and adjustments to coverage as driving needs change. The agency works to help drivers meet state requirements while navigating coverage decisions for their vehicles and daily commutes. During winter months, it helps policyholders review protections against risks like ice damage or collisions on slick, snow-covered roads.

PB
1112 Buckeye Ave
Pat Brown - State Farm Insurance Agent
Auto Insurance Agent · Ames, IA

Pat Brown - State Farm Insurance Agent in Ames, IA offers both one-time auto insurance policy purchases and ongoing service options for long-term coverage management. Clients can explore personalized liability, collision, and comprehensive plans to protect their vehicles. Service is provided on an as-needed basis, with regular check-ins available to adjust policies when life circumstances change. Appointments can be scheduled at the Ames office for face-to-face consultations or handled remotely for policy renewals and claims assistance.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Auto Insurance Agent · Ames, IA

As winter approaches in Ames, Iowa, freezing rain and heavy snow create hazardous road conditions that test even the most cautious driver. Severson Insurance Agency, Inc offers auto insurance policies designed to address these seasonal perils. A local agent reviews individual driving habits, vehicle type, and typical commute distances to recommend a plan. Coverage options may include liability and collision protection alongside uninsured motorist provisions. Following a conversation with a licensed agent, the process typically concludes with the agent arranging a quick inspection of the vehicle to finalize the policy.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Auto Insurance Agent · Ames, IA

Shelter Insurance – Mike Dolan in Ames, IA provides auto insurance policies to help protect drivers against financial loss from accidents and liability. The agency also offers specialty coverages that can be added to a standard policy, including roadside assistance and rental car reimbursement for added convenience during unexpected events or repairs. Beyond personal auto protection, this agent serves commercial sectors such as offices, warehouses, and food service operations with appropriate business insurance solutions.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Auto Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting serves the Ames, Iowa area as a dedicated auto insurance agent. The company helps local drivers secure essential coverage options that meet state requirements and protect personal assets. Their professionals work to match each client with appropriate liability, collision, and comprehensive policies. For those with specific needs such as roadside assistance or rental reimbursement, the firm handles the selection and binding of those additional services. They also assist clients in reviewing policy deductibles and limits during annual renewals.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Auto Insurance Agent · Ames, IA
KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Auto Insurance Agent · Ames, IA
(515) 232-4142
amfam.com/agents/iowa/ames/katherine-frame
FI
123 6th St
Farmers Insurance - Mathew Johnson
Auto Insurance Agent · Ames, IA
(515) 278-2249
agents.farmers.com/mjohnson7
AL
3505 Lincoln Way Ste 103
Angela Laughlin Agency Inc. American Family Insurance
Auto Insurance Agent · Ames, IA
(515) 232-2182
amfam.com/agents/iowa/ames/angela-laughlin
SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Auto Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AS
118 Main St
Ann's Insurance Inc
Auto Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Auto Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Auto Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
FB
2010 Philadelphia St
Farm Bureau Insurance
Auto Insurance Agent · Ames, IA
(515) 233-2480
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Auto Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
DI
Ames & Colo, 510 S 17th Street 413 Main Street, Colo, IA 50056, 510 S 17th St
Doty Insurance
Auto Insurance Agent · Ames, IA
(515) 663-9600
dotyinsurance.net

What Does an a Auto Insurance Agent in Ames Cost?

Typical auto insurance costs in Iowa range from 800 to 1,500 dollars per year for full coverage, though rates vary by driver. Minimum liability coverage may cost 400 to 700 dollars annually. Factors like your age, vehicle, and driving history affect your exact rate. This is general information and not insurance advice.

About auto insurance agents in Ames

Auto insurance agents in Ames, Iowa help drivers find coverage that meets state requirements and personal needs. Iowa law mandates liability insurance with minimum limits of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. An agent can explain options like collision, comprehensive, and uninsured motorist coverage to protect you on Ames roads.

Frequently Asked Questions

What are the minimum auto insurance requirements in Iowa?

Iowa requires liability coverage of at least 20,000 dollars per person and 40,000 dollars per accident for bodily injury, plus 15,000 dollars for property damage. Drivers must also carry uninsured motorist coverage of 20,000 dollars per person and 40,000 dollars per accident.

How can an auto insurance agent in Ames help me save money?

An agent can compare policies from multiple insurers to find discounts for safe driving, bundling home and auto, or completing a defensive driving course. They also help you choose deductibles and coverage limits that fit your budget.

What factors affect auto insurance rates in Ames Iowa?

Rates are based on your driving record, age, vehicle type, and credit history. Location in Ames, annual mileage, and claims history also impact your premium. An agent can explain how these factors apply to your situation.

Auto Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.