The top-rated auto insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Ketelsen Davis Agency, Boersma Insurance Services. This directory lists 17 auto insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Ligouri Insurance | 4320 1/2 SW 9th St | (515) 285-0370 |
| 3 | Ketelsen Davis Agency | 106 SW 7th St Ste B101 | (515) 257-7072 |
| 4 | Boersma Insurance Services | 100 Court Ave #310/450 | (515) 327-7033 |
| 5 | Insurance Networking Systems | 3512 Ingersoll Ave | (515) 243-1223 |
| 6 | Budget Insurance | 3111 Douglas Ave | (515) 277-1313 |
| 7 | Centro Insurance | 5406 Douglas Ave | (515) 318-5638 |
| 8 | Adriana's Agency | 1514 E Grand Ave Suite B | (515) 266-0402 |
| 9 | Diversity Insurance Inc / Seguros Mundo Latino | 1541 E Grand Ave Suite A | (515) 287-0055 |
| 10 | Mark Courter - State Farm Insurance Agent | 6773 Hickman Rd | (515) 276-9275 |
The Insurance Specialists Inc serves the Des Moines metro area and the surrounding Polk County region as a local auto insurance agent. The company helps drivers find appropriate coverage by comparing policies from various insurers to meet personal needs. It also assists clients in understanding their liability and collision protection options. Among its handled services are policy adjustments for new vehicle purchases and rental car reimbursement add-ons.
Ligouri Insurance provides a full range of auto insurance services, including liability, collision, and comprehensive coverage options for vehicles. It offers flexible service plans that help clients adjust their policies as their driving needs change, along with regular maintenance reviews to ensure continuous protection. The company also assists with claims processing and policy adjustments to keep coverage aligned with current requirements. Ligouri Insurance services single-family homes, apartments, retail establishments, and restaurants.
Residents throughout the greater Des Moines area turn to Ketelsen Davis Agency for their auto insurance needs. The agency provides personal automobile coverage and helps local drivers navigate policy options to protect their vehicles. Services include standard liability, comprehensive, and collision coverage tailored to individual situations. Policyholders receive assistance with claims filing and routine policy adjustments. Representing multiple insurance carriers allows the team to compare options for clients. This auto insurance agent also extends its coverage services to the neighboring community of West Des Moines.
A few auto insurance clients may seek a single policy purchase, while others require ongoing adjustments for changing vehicles and coverage needs through the year. Either option is available for local drivers through this agency in Des Moines, Iowa, including liability, comprehensive, and collision policies. The agent office works with various area insurance companies to find suitable protection for each customer. Assistance can be arranged on either a one-time or as-needed basis whenever coverage questions arise or a policy update is requested.
Insurance Networking Systems specializes in helping clients find appropriate auto insurance coverage tailored to their driving needs, regularly comparing policy options from multiple carriers to match different budgets and vehicle types. It serves drivers throughout the Des Moines area by explaining policy features and assisting with claims filing procedures. This agency is especially helpful for those needing to adjust their coverage after a major winter storm or an unexpected hail event that has caused vehicle damage.
Budget Insurance serves Des Moines and the surrounding communities throughout Polk County, offering personalized auto insurance policies to area drivers. The agency handles standard liability coverage, collision and comprehensive plans, and optional add-ons like roadside assistance. Each policy is tailored to fit individual driving habits and vehicle types found across central Iowa. To handle a typical job, the agent begins with a thorough needs assessment of the client’s driving record and vehicle value, then presents a selection of coverage options that balance protection with affordability for local road conditions.
Centro Insurance assists drivers in Des Moines, IA with their standard auto coverage needs, including liability and collision protection. The agency also specializes in offering add-on options such as roadside assistance and rental car reimbursement for policyholders. Its team works to provide clear information and responsive service to local customers. Beyond personal vehicles, the agency serves various commercial sectors, including professional offices, warehouse operations, and food service establishments.
Serving residential clients in Des Moines, Adriana's Agency helps homeowners protect their vehicles with tailored auto insurance policies. The agency also provides commercial coverage for local businesses needing fleet or liability protection, with services extending throughout the greater Des Moines area. Policyholders receive clear explanations of their coverage options and updates as their needs change. After an initial policy is set, the agency schedules regular check-ins to review any life changes, ensuring continued follow-up and repeat service between those planned visits.
With Iowa’s harsh winters often causing unexpected damage to vehicles on slick roads, residents in Des Moines need reliable coverage to protect against accidents and weather-related claims. Diversity Insurance Inc, also operating as Seguros Mundo Latino, serves the local community as an auto insurance agent. They assist drivers in navigating policy options tailored to individual needs and budgets. A typical initial step involves scheduling a consultation to review current coverage and assess potential gaps before any final policy decision is made.
Mark Courter - State Farm Insurance Agent in Des Moines, IA, is known for providing auto insurance coverage tailored to local drivers. Its service range includes liability, collision, and comprehensive policies to protect vehicles against accidents, theft, and weather damage. The agency helps customers understand deductible options and state minimum requirements for Iowa roads. A specialty service it can add on is rental car reimbursement coverage for policyholders whose vehicles are in the shop after a covered claim.
What Does an a Auto Insurance Agent in Des Moines Cost?
Auto insurance costs in Des Moines vary based on factors like driving record age vehicle type and coverage levels. Average annual premiums in Iowa are around 1100 to 1400 for full coverage and 500 to 700 for minimum liability. Costs can be higher for drivers with accidents or tickets. This is general information and not insurance advice.
About auto insurance agents in Des Moines
Auto insurance agents in Des Moines help drivers find coverage that meets Iowa state requirements. Iowa law mandates minimum liability coverage of 20/40/15 meaning 20000 per person for bodily injury 40000 per accident and 15000 for property damage. Agents can also explain uninsured motorist coverage and other options for local drivers.
Frequently Asked Questions
What are the minimum auto insurance requirements in Des Moines Iowa?
Iowa requires all drivers to have liability insurance with at least 20000 per person for bodily injury 40000 per accident and 15000 for property damage. This is often called 20/40/15 coverage.
How do I find a reliable auto insurance agent in Des Moines?
You can search online directories or ask for referrals from friends and family. Look for agents who are licensed in Iowa and have experience with local driving conditions and laws.
Does Iowa require uninsured motorist coverage?
Iowa does not require uninsured motorist coverage but insurance companies must offer it to you. You can reject it in writing. It can help pay for damages if a driver without insurance hits you.
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