The top-rated auto insurance agent in Derby, Kansas is Jean Garinger American Family Insurance, rated 4.6 stars across 65 reviews. Other highly rated options include Mark May: Allstate Insurance, Rael Hodgson - State Farm Insurance Agent, Farmers Insurance - Julie Olmsted. This directory lists 18 auto insurance agents serving Derby.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jean Garinger American Family Insurance | 601 N Baltimore Ave | (316) 788-6777 |
| 2 | Mark May: Allstate Insurance | 402 N Baltimore Ave | (316) 867-0108 |
| 3 | Rael Hodgson - State Farm Insurance Agent | 1710 E Madison Ave Ste 100 | (316) 788-7788 |
| 4 | Farmers Insurance - Julie Olmsted | 1121 N College Pk St Ste 300 | (316) 788-7707 |
| 5 | Wheat State Insurance Group Wichita area | 228 N Baltimore Ave | (316) 776-0777 |
| 6 | Shelter Insurance - Lindsay Dearduff | 613 N Rock Rd | (316) 788-9191 |
| 7 | Farm Bureau Financial Services: Michelle Basgall | 1121 N College Pk St Ste 800 | (316) 788-5257 |
| 8 | Spachek Agency LLC American Family Insurance | 622 N Mulberry Rd | (316) 788-1526 |
| 9 | Shelter Insurance - Tim Hicks | 124 S Baltimore Ave #B | (316) 788-4271 |
| 10 | Farmers Insurance - Ronald Wells. | 220 N Baltimore Ave | (316) 788-9229 |
Jean Garinger American Family Insurance serves the Derby, Kansas area and surrounding Sedgwick County, offering auto insurance agent services. This local agency assists drivers with personal auto policies that provide liability, collision, and comprehensive coverage. It also handles related vehicle protections such as roadside assistance and rental car reimbursement. In compliance with state requirements, the agency works with customers to secure liability limits, uninsured motorist coverage, and medical payments coverage.
Mark May: Allstate Insurance provides auto insurance policies to drivers in Derby, Kansas, along with related coverage options such as liability and comprehensive plans. Service support includes policy adjustments and claims filing assistance to help clients maintain continuous coverage. The agency focuses on protecting personal vehicles and also extends its expertise to other local properties, including single-family homes, apartments, retail, and restaurants.
Rael Hodgson - State Farm Insurance Agent in Derby, KS serves local homeowners, renters, and drivers seeking personalized auto coverage. The agency assists clients with evaluating their liability, collision, and comprehensive needs to match their driving habits and budget. It also offers bundling options for those looking to combine home and auto policies under one account. By providing clear explanations of policy terms, the team helps customers make informed decisions about their protection. This agent additionally supports residents in nearby Haysville and the surrounding south Wichita metro area.
Farmers Insurance - Julie Olmsted specializes in auto insurance policies tailored to individual coverage needs. It also provides general insurance services to drivers throughout the Derby, KS area, including liability and comprehensive options. The agency assists clients with selecting appropriate deductibles and policy limits. During the winter months, it helps customers review their coverage for potential ice and snow-related accident claims.
Serving Derby, Kansas, and the greater Wichita area, Wheat State Insurance Group handles auto insurance policies for local drivers. The agency works to match clients with appropriate coverage options that meet regional compliance requirements. For a typical job, it begins by reviewing a driver’s vehicle details and personal circumstances before comparing available plans from different insurers to find a suitable fit based on coverage needs and budget preferences.
Some customers require a single policy purchase to drive legally, while others need ongoing adjustments for life changes, such as adding a new vehicle or updating coverage limits. As an auto insurance agent in Derby, KS, Shelter Insurance - Lindsay Dearduff helps clients select appropriate liability, collision, and comprehensive options. The agency focuses on explaining policy details so drivers understand their protection choices. Its service for existing clients runs on a scheduled, as-needed basis for policy reviews, endorsements, and premium updates.
Farm Bureau Financial Services: Michelle Basgall provides auto insurance guidance to clients in and around Derby, Kansas. The agency helps customers explore coverage options and potential add-ons such as roadside assistance and rental reimbursement. Policyholders can receive support in understanding their deductibles and liability limits. The office works with individuals and also serves the insurance needs of local commercial sectors, including offices, warehouses, and food service operations.
As severe storms become more common in the Derby, Kansas area, drivers often need reliable guidance to navigate their auto insurance coverage. Spachek Agency LLC American Family Insurance serves local motorists by reviewing existing policies and explaining options for comprehensive protection. They help residents assess their needs against sudden weather risks and routine driving requirements. Their process includes comparing deductibles, coverage limits, and available discounts during an initial consultation. To begin, an agent will inspect your current policy and complete a thorough risk assessment.
Shelter Insurance - Tim Hicks in Derby, KS, is known for providing personalized auto insurance coverage to local drivers. The agency helps customers select policies that meet their specific needs, from basic liability to comprehensive plans. As an auto insurance agent, it assists clients in navigating coverage options and potential savings. The team can also add roadside assistance to a policy, offering support for flat tires, lockouts, or towing if needed during travel in the Derby area.
What Does an a Auto Insurance Agent in Derby Cost?
The average cost of auto insurance in Kansas is about 1500 dollars per year but rates vary widely. Factors include your age driving record vehicle type and location in Derby. A local agent can provide quotes based on your specific situation. This is general information not insurance advice.
About auto insurance agents in Derby
An auto insurance agent in Derby Kansas can help you find coverage that meets state requirements. Kansas law requires all drivers to carry liability insurance with minimum limits of 25000 dollars per person and 50000 dollars per accident for bodily injury. A local agent can also explain additional options like comprehensive and collision coverage for your car.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kansas?
Kansas requires liability coverage of at least 25000 dollars per person for bodily injury and 50000 dollars per accident. You also need 25000 dollars for property damage and personal injury protection of 4500 dollars per person.
How can an auto insurance agent in Derby help me?
An agent can review your driving history and vehicle type to find policies from multiple companies. They can also explain Kansas-specific rules like the 30 day grace period for new residents to get coverage.
Do I need uninsured motorist coverage in Kansas?
Yes Kansas law requires uninsured motorist coverage unless you reject it in writing. An agent can help you decide if you want this protection which covers you if hit by a driver without insurance.
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