The top-rated auto insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 148 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 12 auto insurance agents serving Gardner.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Oldham - State Farm Insurance Agent | 224 E Main St | (913) 856-6124 |
| 2 | MJH Insurance | 345 N Moonlight Rd | (913) 856-0002 |
| 3 | Farmers Insurance - Robert Kelly Insurance Agency, Inc | 235 E Main St | (913) 856-3816 |
| 4 | T Miller and Associates Inc American Family Insurance | 213 E Main St | (913) 856-6177 |
| 5 | Ample Green Insurance | 526 E Main St | (913) 372-7979 |
| 6 | Shelter Insurance - Sharla Neis | 950 E Lincoln Ln b | (913) 938-5030 |
| 7 | Farm Bureau Financial Services | 112 S Elm St | (913) 856-2197 |
| 8 | ALFT Insurance Agency Inc | 230 E Main St B | (913) 856-8050 |
| 9 | Russell Otte | 112 S Elm St | (913) 268-4222 |
| 10 | Sean Snyder | 112 S Elm St | (913) 856-2197 |
Joe Oldham - State Farm Insurance Agent serves the Gardner, KS, area in Johnson County. This agency provides auto insurance policies tailored to local drivers. Clients can discuss their coverage needs for liability, collision, and comprehensive protection. The agent works to help policyholders understand their deductibles and coverage limits. Personal service is offered to help customers choose the right plan. The office specializes in assisting with claims filing for vehicle damage or accidents in this region.
MJH Insurance provides auto insurance policies for drivers in the Gardner, Kansas area, helping clients select coverage that meets local requirements. The agency works with individuals to understand their driving habits and vehicle needs, offering options for liability, collision, and comprehensive protection. Regular policy reviews are available to adjust coverage as circumstances change. The company also offers service for personal vehicles, including cars, trucks, and SUVs, as well as commercial auto policies for local businesses such as retail shops, restaurants, and apartments.
Farmers Insurance - Robert Kelly Insurance Agency, Inc serves homeowners, car owners, and drivers seeking personal auto coverage in Gardner, Kansas. The agency evaluates individual driving histories and vehicle types to recommend appropriate liability, collision, and comprehensive insurance policies. It also helps customers compare deductibles and coverage limits to match their needs and budgets. Farmers Insurance - Robert Kelly Insurance Agency, Inc additionally extends its auto insurance services to clients in the nearby communities of Olathe and the surrounding Johnson County metro area.
T Miller and Associates Inc American Family Insurance serves the Gardner, Kansas area and surrounding communities with auto insurance solutions. The agency handles policies for personal vehicles, covering needs like liability, collision, and comprehensive protection. To manage a typical job, it begins by discussing a client’s driving habits and coverage requirements, then explains available options clearly. The approach focuses on tailoring a plan that meets local driving conditions and budget considerations while providing responsive support for claims and policy adjustments.
Ample Green Insurance provides auto insurance coverage structured as both one-time policy purchases for specific vehicles and recurring service options with ongoing protection. As an agent in Gardner, KS, the company helps clients navigate coverage decisions for liability, collision, and comprehensive needs that meet state requirements. This local agency focuses on matching policy options to individual driving habits and vehicle types. Service runs on a scheduled basis throughout the policy term, with renewals offered as needed at the end of each coverage period.
Shelter Insurance - Sharla Neis offers personalized auto insurance policies tailored to individual driving needs and vehicle types. It provides comprehensive coverage options, liability protection, and additional safeguards for local motorists in Gardner, Kansas. The agency assists clients with policy reviews, claims support, and adjusting deductibles to fit budgets. As harsh Midwestern winters approach, it helps drivers secure appropriate coverage for ice-related accidents and snow-related damage.
With winter weather approaching in Gardner, area drivers often need to review their coverage for potential hazards like ice or deer collisions. Farm Bureau Financial Services helps customers assess their auto policies to ensure adequate protection during these seasonal shifts. Their agents meet with clients to examine existing deductibles and liability limits relevant for local driving conditions. New clients are encouraged to bring their current declarations page for an initial coverage inspection to identify any gaps or opportunities.
ALFT Insurance Agency Inc assists local drivers in Gardner, KS, with essential car coverage while also offering specialized endorsements like roadside assistance and rental reimbursement. The agency focuses on tailoring policies to individual driving habits and vehicle types throughout the community. Commercial auto insurance solutions are available for various business operations requiring vehicle protection, including offices, warehouses, and food service establishments.
Russell Otte provides auto insurance consultations for residential clients in Gardner and the surrounding Kansas area, helping individuals select coverage that fits their daily driving needs. Commercial policies are also available for local businesses requiring protection for fleet vehicles or work-related travel. Serving the broader Johnson County region, the agency works with customers to review existing policies or establish new plans during initial meetings. Follow-up assistance is offered between regular visits to adjust coverage after life changes or policy renewals.
Sean Snyder in Gardner, KS is known for providing personal auto insurance policies tailored to drivers in this community. The agency serves residents across the area, helping them navigate coverage options for liability, collision, and comprehensive protection. Working with multiple carriers, Sean Snyder can compare plans to find suitable limits and deductibles for customers. An added specialty service includes offering roadside assistance plans that cover towing and flat tire changes.
What Does an a Auto Insurance Agent in Gardner Cost?
The average cost of auto insurance in Kansas is around 1,500 dollars per year for full coverage, but rates in Gardner can vary based on your driving record, vehicle type, and credit history. Minimum liability coverage may cost 400 to 600 dollars annually. Many factors influence your premium, so compare quotes from different agents. This is general information, not insurance advice.
About auto insurance agents in Gardner
An auto insurance agent in Gardner, Kansas can help you find coverage that meets state requirements. Kansas law mandates liability insurance with minimum limits of 25/50/25. Agents in Gardner can explain local factors like weather risks and traffic patterns that affect your policy.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kansas?
Kansas requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. You must also have personal injury protection (PIP) of 4,500 dollars per person.
How do I find an auto insurance agent in Gardner Kansas?
You can search online for independent agents or captive agents in Gardner. Many agencies serve Johnson County and the Kansas City metro area. Ask for quotes from multiple agents to compare coverage options and prices.
Does Kansas require uninsured motorist coverage?
Yes, Kansas law requires uninsured motorist coverage with limits equal to your liability limits unless you reject it in writing. This coverage protects you if a driver without insurance hits you.
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