The top-rated auto insurance agent in Louisville, Kentucky is Zachary Hernan - State Farm Insurance Agent, rated 5.0 stars across 906 reviews. Other highly rated options include Andrew Mullis - State Farm Insurance Agent, RLP Insurance, Greg Haus - State Farm Insurance Agent. This directory lists 61 auto insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Hernan - State Farm Insurance Agent | 10116 Taylorsville Rd | (502) 749-5466 |
| 2 | Andrew Mullis - State Farm Insurance Agent | 4110 St Joseph Ave | (502) 449-4300 |
| 3 | RLP Insurance | 4360 Brownsboro Rd | (502) 428-7267 |
| 4 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 5 | The Insurance Artist LLC | 9700 Bunsen Pkwy | (502) 830-9176 |
| 6 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
| 7 | Price Point Insurance Services | 5427 Bardstown Rd #3 | (502) 290-5061 |
| 8 | Schwartz Insurance Group | 2950 Breckenridge Ln STE 8A | (502) 451-1111 |
| 9 | Johnson Lawrence & Walker | 6506 Strawberry Ln | (502) 361-9411 |
| 10 | Megan Imel - State Farm Insurance Agent | 3110 Taylorsville Rd | (502) 638-2672 |
Zachary Hernan - State Farm Insurance Agent serves the greater Louisville, Kentucky area, providing auto insurance coverage to local drivers. The agency helps clients select policies that meet state requirements and protect against common road risks. It assists with liability, collision, and uninsured motorist coverage for personal vehicles. This office also handles policy adjustments for new car purchases and policy reviews for existing customers seeking updated protection in Louisville.
Andrew Mullis, operating as a State Farm Insurance Agent in Louisville, KY, offers auto insurance policies that provide financial protection for vehicle owners against accidents, theft, and liability claims. The agency assists clients with choosing appropriate coverage limits and deductibles to meet individual driving needs. It manages policy maintenance tasks such as processing payments, updating vehicle information, and handling claims documentation. The office services local drivers, covering a range of personal and commercial vehicles from single-family homes and apartments to nearby retail businesses and restaurants.
RLP Insurance in Louisville, Kentucky serves local homeowners, drivers, and small business owners by connecting them with auto insurance policies from multiple carriers. The agency helps clients understand coverage options and liability requirements for personal vehicles. As an auto insurance agent, it assists policyholders with claims support and policy adjustments for changing needs. RLP Insurance also covers drivers throughout the surrounding Jefferson County communities and extends its service area to the Middletown neighborhood.
Greg Haus - State Farm Insurance Agent in Louisville, KY, serves local homeowners and renters by helping them secure residential auto insurance policies. The agency also offers coverage options for commercial vehicles and serves clients throughout the greater Louisville area. Each policy is reviewed to match the driver’s specific needs and budget. After a policy is issued, the agent remains available for endorsements, claims support, and routine policy updates, ensuring that service continues between scheduled annual or semi-annual insurance reviews.
Whether you need a single auto policy review or ongoing coverage adjustments, The Insurance Artist LLC in Louisville, Kentucky helps clients navigate a range of personal automobile insurance options. They can assist with liability, collision, and comprehensive plans tailored to local driving conditions. This agent serves the area by offering quotes and policy management on a one-time, scheduled, or as-needed basis, depending on each customer’s changing insurance needs.
Commonwealth Insurance Services in Louisville, Kentucky specializes in offering personal auto insurance policies tailored to an individual’s driving habits and vehicle needs. It also provides general liability coverage and assistance with policy adjustments for local commuters. The agency focuses on helping drivers understand their deductibles and coverage limits to ensure adequate protection. During the winter months, it helps clients address increased risks from icy road conditions and add comprehensive coverage for weather-related damage like falling branches or collisions on slick streets.
As winter weather can affect road conditions across Louisville, many drivers look for updated auto insurance options. Price Point Insurance Services works with local residents to review their current coverage and identify potential adjustments. The agency assists with policy comparisons and helps clients understand liability and comprehensive needs for their vehicles. Account representatives clarify deductibles, uninsured motorist protection, and seasonal considerations like ice-related claims. After gathering background details and a current driving record, an initial consultation is conducted to assess each driver’s specific situation and begin the quote process.
Schwartz Insurance Group assists clients in Louisville, Kentucky, with auto insurance coverage. The agency helps individuals tailor policies to include specialty add-ons such as roadside assistance and rental car reimbursement. Agents evaluate driver profiles to recommend appropriate liability limits and deductibles. The firm serves a variety of commercial sectors, including offices, warehouses, and food service operations, addressing their distinct auto insurance requirements for vehicles used in daily business activities.
What Does an a Auto Insurance Agent in Louisville Cost?
The average cost of auto insurance in Kentucky is around 1600 dollars per year for full coverage but rates vary widely. Louisville drivers may pay between 1200 and 2200 dollars annually depending on factors like driving record vehicle type and credit score. Minimum liability coverage is typically cheaper averaging about 500 to 700 dollars per year. This is general information and not insurance advice.
About auto insurance agents in Louisville
Auto insurance agents in Louisville Kentucky help drivers find coverage that meets state requirements. Kentucky law mandates minimum liability limits of 25/50/25 and requires uninsured motorist coverage. Agents can also explain Kentucky's no-fault insurance system and help you choose additional protections like collision or comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky law requires at least 25/50/25 liability coverage. This means 25000 dollars for bodily injury per person, 50000 dollars per accident, and 25000 dollars for property damage. Uninsured motorist coverage is also mandatory.
How do I find a reliable auto insurance agent in Louisville?
You can search online directories or ask for referrals from friends and family. Look for agents who are licensed in Kentucky and have experience with local driving conditions in Jefferson County.
Does Kentucky have a no-fault insurance system?
Yes Kentucky is a no-fault state. This means your own insurance pays for medical expenses after an accident regardless of who caused it. You must carry Personal Injury Protection or PIP coverage of at least 10000 dollars.
Auto Insurance Agents in Other Kentucky Cities
Ashland · Bardstown · Berea · Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Lexington · Mt Washington · Newport · Nicholasville