The top-rated auto insurance agent in Houma, Louisiana is Direct Auto Insurance, rated 4.9 stars across 439 reviews. Other highly rated options include Freeway Insurance, Trinity Insurance Agency, Inc, Dalton LeBlanc - State Farm insurance Agent. This directory lists 20 auto insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Direct Auto Insurance | 6473 W Main St | (985) 851-0123 |
| 2 | Freeway Insurance | 209 Bayou Gardens Blvd Ste H | (985) 200-0045 |
| 3 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 4 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 5 | Nicholas Hebert: Allstate Insurance | 854 Grand Caillou Rd | (985) 868-1886 |
| 6 | GoAuto Insurance | 1539 Martin Luther King Blvd Suite 108 | (985) 868-5000 |
| 7 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 8 | The General | 6108 W Park Ave | (985) 851-7055 |
| 9 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 10 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
Direct Auto Insurance in Houma, Louisiana offers both one-time policy setups and scheduled service renewals for ongoing coverage needs. As an auto insurance agent, the agency assists drivers in selecting liability, comprehensive, and collision plans that meet local requirements. Customers can receive help understanding their policy terms and adjusting deductibles during periodic reviews. Service for current clients is available on a scheduled renewal basis, while new policy inquiries are handled on an as-needed basis throughout the year.
Freeway Insurance specializes in personal auto coverage and liability protection, serving clients in Houma, Louisiana. The agency also assists drivers with policy adjustments, coverage reviews, and claims support. Its work includes helping customers find suitable plans that meet local requirements and individual needs. When seasonal storms or flooding increase driving risks in the region, Freeway Insurance helps clients review their policies and explore additional protection options.
Trinity Insurance Agency, Inc serves the Houma, Louisiana area and surrounding Terrebonne Parish with a focus on auto insurance agent services. The agency helps local drivers select coverage that meets state requirements and personal needs. It assists clients in reviewing policy options to ensure adequate protection for their vehicles. The agency handles both personal auto policies and offers guidance on comprehensive coverage for added security.
Dalton LeBlanc - State Farm Insurance Agent in Houma, LA, provides auto insurance policies, along with coverage for homeowners, renters, and life insurance needs. The agency assists clients with policy reviews, claims support, and adjusting coverage as circumstances change. Service plans include regular check-ins to ensure adequate protection and help with billing questions. This operation services single-family homes, apartments, retail establishments, and restaurants.
Nicholas Hebert: Allstone Insurance serves homeowners, businesses, and property managers in Houma, Louisiana, with personalized auto insurance coverage. The agency helps local drivers manage their policies and file claims as needed. With access to a range of protection options, clients can discuss their specific needs to find appropriate coverage. The agency also provides services to residents in the nearby Thibodaux community.
In coastal Houma, Louisiana, seasonal storms often prompt drivers to review their auto coverage needs, and GoAuto Insurance responds by helping local residents adjust their policies accordingly. The agency works to explain liability and comprehensive options suited to the area’s specific driving conditions. Those seeking a fresh policy or a change in protection should call ahead to schedule a quick initial inspection of their personal vehicle.
Boudreaux & Associates Insurance Agency, Inc. serves Houma, Louisiana, and its surrounding communities throughout Terrebonne Parish. The agency handles auto insurance policies for local drivers seeking financial protection on the road. It works with each client to review coverage options that fit individual needs for liability, collision, and comprehensive protection. By taking the time to explain policy details clearly, the agent helps ensure drivers understand their choices before making a commitment. For a typical job, it compares available plans to find suitable limits that balance affordability with necessary coverage.
When seeking auto insurance coverage, customers may choose between a one-time policy for a single vehicle or scheduled service that offers ongoing protection for multiple vehicles and changing needs. The General provides auto insurance agent services in Houma, Louisiana, helping clients compare coverage options such as liability, collision, and comprehensive plans. These services assist in finding policies that meet local driving requirements and personal financial situations. Service runs on a scheduled or as-needed basis, depending on whether policy adjustments or renewals are necessary.
Terrebonne Insurance Agency, Inc assists clients in Houma, Louisiana with securing auto insurance coverage tailored to individual driving needs. The agency also helps customers add supplementary protections such as comprehensive and collision options. Policies are arranged for private vehicles and can be adjusted to cover business use as well. Commercial sectors served by this agency include offices, warehouses, and food service operations.
What Does an a Auto Insurance Agent in Houma Cost?
Auto insurance costs in Louisiana are among the highest in the nation. Average annual premiums in Houma can range from 1,500 to 3,000 dollars for full coverage depending on your age driving record and vehicle type. Minimum liability coverage may cost between 600 and 1,200 dollars per year. These figures are estimates and your actual rate will vary based on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Houma
Auto insurance agents in Houma Louisiana help drivers find coverage that meets state requirements and personal needs. Louisiana law requires all drivers to carry liability insurance with minimum limits of 15/30/25. Local agents can explain how these limits apply and help you choose additional protection like collision or comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Louisiana?
Louisiana law requires bodily injury liability of 15 thousand dollars per person and 30 thousand dollars per accident. Property damage liability must be at least 25 thousand dollars. Uninsured motorist coverage is also required unless you reject it in writing.
How can a Houma auto insurance agent help me save money?
An agent can review your driving history and vehicle details to find discounts you may qualify for. Common discounts include safe driver, multi-policy, and anti-theft device discounts. They can also help you adjust your deductibles and coverage limits to fit your budget.
What should I bring when meeting with an auto insurance agent in Houma?
Bring your drivers license, vehicle registration, and current insurance policy if you have one. Also have information about your driving history and any accidents or tickets from the past three years. This helps the agent provide accurate quotes.
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