The top-rated auto insurance agent in Lafayette, Louisiana is Michael Smith - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include Leauxcal Insurance Agency, LLC, Direct Auto Insurance, Terry Romero Wofford - State Farm Insurance Agency. This directory lists 26 auto insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Smith - State Farm Insurance Agent | 2308 Kaliste Saloom Rd ste Saloom Rd | (337) 981-3472 |
| 2 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 3 | Direct Auto Insurance | 201- J W Gloria Switch Rd | (337) 606-4123 |
| 4 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 5 | Scotty Doucet - State Farm Insurance Agent | 6772 Johnston St #700 | (337) 989-1247 |
| 6 | Premier Insurance Advisors | 213 Guilbeau Rd | (337) 257-3200 |
| 7 | Ideal Insurance, LLC | 102B Woodvale Ave | (337) 205-7433 |
| 8 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 9 | Matthew Long - GEICO Insurance Agent | 4401 Ambassador Caffery Pkwy Suite 100 | (337) 294-1000 |
| 10 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
Leauxcal Insurance Agency, LLC offers specialized auto insurance policies, including liability and collision coverage, and assists clients with general policy reviews and claims filing. It serves drivers throughout Lafayette, LA, helping them select appropriate deductibles and coverage limits. This agency also addresses typical regional concerns, such as ensuring adequate protection against uninsured motorists along local highways. Additionally, it helps customers adjust their policies when moving college students to or from nearby universities.
Direct Auto Insurance serves Lafayette drivers seeking essential auto insurance agent services. It manages a range of personal auto policies including liability and collision options for local roadways. This provider helps customers meet state coverage requirements and navigate deductible choices for their vehicles. Policyholders can add roadside assistance as a specialty service, which covers towing and lockout needs during area commutes.
Terry Romero Wofford - State Farm Insurance Agency in Lafayette, Louisiana specializes in auto insurance policies tailored to individual driving needs and vehicle coverage requirements. It also provides general insurance services for local residents, including assistance with policy adjustments and claims guidance for personal automobile protection. The agency helps clients prepare for the increased traffic and accident risks present during Lafayette’s busy Mardi Gras season, ensuring proper coverage is in place before parades and festival-related travel.
Scotty Doucet - State Farm Insurance Agent in Lafayette, Louisiana provides auto insurance coverage, including liability, collision, and comprehensive options. Its specialty add-ons can extend protection to cover rental car reimbursement and roadside assistance needs. The agency also works with drivers who require custom policy limits to fit personal financial circumstances. In the commercial sector, it can serve local offices, warehouses, and food service establishments seeking business auto coverage for their operational fleets.
Premier Insurance Advisors in Lafayette, Louisiana offers auto insurance policies for residential drivers, ensuring personal vehicles are properly covered against common risks. The agency also provides commercial auto insurance solutions for local businesses with fleet or employee vehicle needs. Their coverage area includes Lafayette and the surrounding communities throughout Acadiana. Clients frequently return for policy updates or to add new vehicles between regular visits, making ongoing account management a standard part of their service.
Ideal Insurance, LLC is known for working with drivers in Lafayette, Louisiana who need personal auto coverage. The agency quotes basic liability policies as well as comprehensive and collision plans for area motorists. It explains coverage limits and deductibles to help clients make informed decisions. Customers bring existing policies for comparison against options that satisfy state financial responsibility requirements. As a local agency, it can add uninsured and underinsured motorist protection to any new policy.
TSL Insurance Group serves drivers throughout Lafayette, Louisiana, by providing auto insurance agent services. The agency helps vehicle owners find liability coverage, comprehensive plans, collision protection, and other essential policy options. Assisting clients with comparing quotes from different carriers, the team works to secure appropriate protection for various driving needs. Policyholders receive support for adjusting coverage limits, filing claims, or managing policy changes as situations evolve. The company regularly handles tasks such as renewing existing auto policies and guiding customers through uninsured motorist coverage selections.
As Lafayette drivers prepare for another hurricane season or the busy Mardi Gras travel period, ensuring adequate auto insurance coverage becomes a priority. Matthew Long operates as a GEICO Insurance Agent in this city, helping local residents assess their personal protection needs and available policy options. The agency focuses on providing quotes that match individual driving habits and vehicle types typical to the area. An initial consultation or coverage review is arranged to identify gaps and determine the proper liability limits before completing a final policy inspection.
What Does an a Auto Insurance Agent in Lafayette Cost?
Auto insurance costs in Louisiana are among the highest in the nation. The average annual premium for full coverage in Lafayette is around 2000 to 3000 dollars. Minimum liability coverage may cost 800 to 1200 dollars per year. Actual rates depend on your driving history vehicle and coverage limits. This is general information not insurance advice.
About auto insurance agents in Lafayette
An auto insurance agent in Lafayette Louisiana can help you find coverage that meets state requirements. Louisiana law mandates liability insurance with minimum limits of 15/30/25. Agents in Lafayette can explain local risk factors like hurricane exposure and high accident rates.
Frequently Asked Questions
What are the minimum auto insurance requirements in Louisiana?
Louisiana requires liability coverage of at least 15/30/25. This means 15000 dollars for injury per person 30000 dollars total per accident and 25000 dollars for property damage. An agent can help you meet these legal minimums.
How do I choose an auto insurance agent in Lafayette?
Look for an agent licensed in Louisiana with experience in local coverage needs. Check their reputation with the Louisiana Department of Insurance. Ask about discounts for safe driving or bundling policies.
What factors affect auto insurance rates in Lafayette?
Rates depend on your driving record credit score vehicle type and location within Lafayette. Louisiana has higher average premiums due to weather risks and litigation costs. An agent can explain how these factors apply to your situation.
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