The top-rated auto insurance agent in Southgate, Michigan is Kandi Lambert - State Farm Insurance Agent, rated 5.0 stars across 168 reviews. Other highly rated options include Lademan Insurance Agency, Grendel-Wittbold Insurance, Sam Quisenberry - State Farm Insurance Agent. This directory lists 13 auto insurance agents serving Southgate.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kandi Lambert - State Farm Insurance Agent | 13454 Eureka Rd | (734) 720-0032 |
| 2 | Lademan Insurance Agency | 16093 Eureka Rd | (734) 284-7500 |
| 3 | Grendel-Wittbold Insurance | 12850 Eureka Rd | (734) 284-4740 |
| 4 | Sam Quisenberry - State Farm Insurance Agent | 11165 Allen Rd | (313) 386-6565 |
| 5 | Gary K Smith Insurance Agency | 14405 Northline Rd | (734) 285-7620 |
| 6 | AAA Insurance - Awad Agency | 15201 Dix Toledo Rd | (734) 304-0466 |
| 7 | Brad Baynai - State Farm Insurance Agent | 18706 Eureka Rd | (734) 282-6000 |
| 8 | Brochue Insurance Agency | 13060 Northline Rd | (734) 285-2100 |
| 9 | Kathy Loveridge - State Farm Insurance Agent | 13344 Dix Toledo Rd Hwy | (734) 281-6950 |
| 10 | Stroia Insurance Group | 13260 Dix Toledo Rd | (734) 283-8780 |
Kandi Lambert - State Farm Insurance Agent serves the Southgate, Michigan area, providing auto insurance services to local drivers. The agency assists clients in selecting coverage options that meet Michigan’s specific insurance requirements. Policyholders can receive personalized guidance to help tailor their auto insurance protections. The office also supports customers with policy adjustments and claims filing as needs arise. Common services handled here include liability coverage and collision insurance for area motorists.
Lademan Insurance Agency in Southgate, MI helps customers find and maintain personal auto insurance coverage, including standard liability and collision policies. They also offer guidance on adjusting existing plans to reflect life changes. Their service approach focuses on regular policy reviews with clients to ensure adequate protection levels are maintained. This agency provides insurance solutions for single-family homes, apartments, retail establishments, and local restaurants in the area.
Grendel-Wittbold Insurance serves clients throughout Southgate, Michigan, and the surrounding Downriver communities. As a local auto insurance agent, the firm handles policies covering standard personal vehicles, including liability, collision, and comprehensive coverage options. Agents work directly with drivers to find suitable plans that meet state requirements and personal budgetary needs. When handling a typical client request, the agent begins with a full coverage review and then compares available policy options from different carriers to present clear choices.
Sam Quisenberry - State Farm Insurance Agent in Southgate, MI, provides auto insurance policies for homeowners, businesses, and property managers seeking coverage for their personal or commercial vehicles. The agency assists clients in selecting appropriate liability, collision, and comprehensive options to meet their driving needs. They also offer guidance on potential discounts and policy adjustments. This Southgate office additionally serves the greater Downriver area, including communities such as Wyandotte and Allen Park.
When seeking auto coverage, customers choose between a one-time policy purchase and ongoing service that adapts to changing needs. Gary K Smith Insurance Agency, located in Southgate, MI, assists drivers in selecting appropriate liability, collision, and comprehensive plans that meet local requirements. Regular policy reviews help ensure coverage remains suitable as vehicles age or driving habits shift. Claim assistance is provided when needed, and adding new vehicles or drivers is handled efficiently. Service runs on an as-needed basis for policy adjustments or inquiries, while renewals occur according to each scheduled term.
AAA Insurance - Awad Agency specializes in personal auto insurance policies for Southgate, Michigan drivers. It also offers general insurance services, including policy reviews to match coverage with individual driving habits and vehicle needs. The agency assists clients with claims support and helps navigate insurance requirements for local road conditions. During Michigan’s harsh winter months, it helps customers adjust their coverage to address risks like ice-related accidents.
As the weather shifts in Southgate, drivers often reassess their coverage needs for the coming season. Brad Baynai, a local auto insurance agent with State Farm, helps Michigan residents evaluate their policies to ensure they meet state requirements and personal financial goals. This office focuses on explaining available options such as liability limits, collision, and comprehensive protection. Their process begins with a straightforward review of a driver’s current policy, followed by a personalized consultation to identify any gaps. To start, a quick inspection of your vehicle and coverage history is scheduled.
Brochue Insurance Agency in Southgate, MI, assists clients with essential auto coverages, including liability and collision protection. The agency also offers specialized add-ons such as roadside assistance and rental car reimbursement for local drivers. Every policy is tailored to meet Michigan’s unique no-fault insurance requirements. Commercial clients in the area can obtain coverage for various business vehicles. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Kathy Loveridge - State Farm Insurance Agent in Southgate, MI, provides auto insurance for residential clients in the surrounding area. The agency also offers commercial coverage options for local businesses. Service extends to drivers across the greater downriver region, ensuring proper policy consultations are available close to home. Routine policy reviews are conducted for existing customers, and proactive follow-up is arranged to address any coverage changes between regular visits or before renewal dates.
What Does an a Auto Insurance Agent in Southgate Cost?
The average cost of auto insurance in Michigan is among the highest in the nation, often ranging from 2000 to 5000 dollars per year for full coverage. Rates vary significantly based on factors like your driving record, age, vehicle type, and location in Southgate. Michigan no-fault law requires high PIP coverage levels, which contributes to higher premiums. This is general information and not insurance advice.
About auto insurance agents in Southgate
Auto insurance agents in Southgate, Michigan help drivers find coverage that meets state requirements. Michigan is a no-fault state, meaning your own insurance pays for your medical expenses after an accident regardless of fault. Local agents can explain the mandatory Personal Injury Protection (PIP) and Property Protection Insurance (PPI) coverages.
Frequently Asked Questions
What are the minimum auto insurance requirements in Michigan?
Michigan requires drivers to carry no-fault Personal Injury Protection (PIP) for medical expenses, Property Protection Insurance (PPI) for damage to others property, and Residual Bodily Injury and Property Damage Liability coverage. Minimum liability limits are 25000 dollars per person and 50000 dollars per accident for bodily injury, and 10000 dollars for property damage.
How do I choose an auto insurance agent in Southgate?
Look for a licensed agent who is familiar with Michigan no-fault laws and can explain PIP options. You can check the Michigan Department of Insurance and Financial Services website to verify an agents license and any complaints.
Does my credit score affect my auto insurance rate in Michigan?
Yes, Michigan insurers may use your credit-based insurance score to determine your premium. However, some insurers offer discounts for good driving history or bundling policies. Ask your agent about all available discounts.
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