The top-rated auto insurance agent in Troy, Michigan is FSA Insurance Agency, rated 4.9 stars across 562 reviews. Other highly rated options include JPS Insurance Agency, AAA Insurance - Howard Beatty IV Insurance Agency, Steven Schmitt: Allstate Insurance. This directory lists 26 auto insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FSA Insurance Agency | 50 W Big Beaver Rd Ste 500 | (586) 842-3770 |
| 2 | JPS Insurance Agency | 1111 W Long Lake Rd Suite 201 | (248) 646-6657 |
| 3 | AAA Insurance - Howard Beatty IV Insurance Agency | 2950 W Square Lake Rd Suite# 100 | (248) 792-7012 |
| 4 | Steven Schmitt: Allstate Insurance | 1921 W South Blvd | (248) 813-1000 |
| 5 | Ann Percy - State Farm Insurance Agent | 4101 John R Rd #500 | (248) 879-9690 |
| 6 | AAA Insurance - Daniel's Agency | 42831 Dequindre Rd | (248) 800-9999 |
| 7 | Oak Crest Insurance Services | 125 E Maple Rd | (248) 729-7077 |
| 8 | Troy-Metro Agency | 2065 Livernois Rd | (248) 813-8540 |
| 9 | Andrew Leggat - State Farm Insurance Agent | 2265 Livernois Rd Ste 300 | (248) 244-0618 |
| 10 | Hershey Insurance Group | 2855 Coolidge Hwy #204 | (888) 843-7743 |
FSA Insurance Agency serves the Troy, Michigan metro area and surrounding communities as an auto insurance agent. The company helps customers navigate their motor vehicle coverage needs, including liability and comprehensive protection. They assist drivers in comparing policies to meet state requirements and personal circumstances. FSA Insurance Agency handles policy adjustments for new vehicles and coverage for drivers with less than perfect records.
JPS Insurance Agency in Troy, MI, provides a range of auto insurance services including liability, collision, and comprehensive coverage options. It offers assistance with policy reviews and claims support for local drivers. The agency serves individuals with standard vehicles and those requiring specialized coverage for high-value or classic cars. Its client base includes single-family homeowners, apartment residents, retail businesses, and restaurant operators.
Homeowners, business owners, and vehicle owners in Troy, Michigan can work with AAA Insurance - Howard Beatty IV Insurance Agency to secure auto coverage. The agency provides assistance in evaluating individual insurance needs and selecting appropriate liability, collision, and comprehensive policies to meet Michigan state requirements. Its auto insurance agents help clients understand coverage options for personal vehicles, family cars, and commercial automobiles. The agency also serves clients living in the neighboring community of Rochester Hills within the metro Detroit area.
Serving Troy, Michigan, and the surrounding communities, Steven Schmitt: Allstate Insurance handles auto insurance policies for area drivers. The agency works with clients to find appropriate coverage for their vehicles, addressing liability, collision, and comprehensive needs. Each policy is reviewed to ensure it meets local requirements. When a typical claim occurs, the agent guides the customer through the process, coordinating with the adjuster to help resolve the issue efficiently.
When choosing auto insurance, customers decide between one-time policies for short-term needs and recurring coverage for ongoing protection. Ann Percy - State Farm Insurance Agent in Troy, MI helps local drivers select appropriate liability, collision, and comprehensive options. The agency explains how deductibles influence premiums and assists with bundling home or renters policies. Service appointments are available on an as-needed basis, whether for new quotes, policy changes, or claims assistance.
AAA Insurance - Daniel's Agency in Troy, MI specializes in helping drivers select auto insurance policies that meet their coverage needs. It also works with clients to review existing plans and adjust deductibles or liability limits as necessary. Residents throughout the area regularly turn to this agency for guidance on bundling car coverage with other insurance products. As winter weather approaches, they assist local drivers with evaluating options for comprehensive protection against ice damage and snow-related collisions.
Oak Crest Insurance Services assists clients in Troy, MI, with securing necessary coverage for their vehicles and drivers. The agency also offers optional add-ons such as roadside assistance and rental car reimbursement to enhance standard policies. Their work involves comparing options from multiple carriers to find suitable protection for different needs. Commercial sectors served by Oak Crest Insurance Services include offices, warehouses, and food service businesses.
As winter approaches in Troy, MI, drivers often reassess their coverage for snow and ice-related incidents. Troy-Metro Agency offers personalized guidance on auto insurance policies to meet local needs. Professionals help evaluate liability limits, comprehensive coverage, and deductibles suitable for the area's driving conditions. They also provide information on available discounts for safe driving or multiple vehicles. The process begins with a review of your current policy followed by a thorough inspection of your vehicle and driving history to determine your specific initial coverage requirements.
Andrew Leggat, a State Farm Insurance agent based in Troy, MI, serves local residents by offering auto insurance policies for personal vehicles. The agency also provides commercial coverage for businesses in the region that require protection for their company cars and trucks. Service extends throughout the Troy area and surrounding communities in southeastern Michigan. Clients can contact the office to handle claims, update existing policies, or schedule a review of their current coverage. The office welcomes follow-up appointments and provides ongoing service between regular visits.
Hershey Insurance Group, located in Troy, MI, is known for helping local drivers find appropriate automobile coverage for everyday vehicles and commuter cars. This auto insurance agent serves clients across the Troy area, offering standard liability policies along with comprehensive and collision options. They work to match individual driving habits with suitable protection plans from various carriers. Complete coverage is available to address potential repair or replacement needs. Plus, they provide rental car reimbursement as a common add-on service.
What Does an a Auto Insurance Agent in Troy Cost?
Auto insurance costs in Troy Michigan vary widely based on coverage levels driving record and vehicle type. Average annual premiums in Michigan are among the highest in the nation often ranging from 1,800 to 3,500 dollars for full coverage. Factors like choosing a higher deductible or lower PIP limit can reduce your premium. This is general information not insurance advice.
About auto insurance agents in Troy
Auto insurance agents in Troy Michigan help drivers find coverage that meets Michigan no-fault law requirements. Michigan requires unlimited lifetime medical benefits for catastrophic injuries under the Michigan Catastrophic Claims Association. A local agent can explain the different Personal Injury Protection (PIP) options available to Troy residents.
Frequently Asked Questions
What is Michigan no-fault insurance and how does it affect my policy in Troy?
Michigan is a no-fault state meaning your own insurance pays for your medical bills after a crash regardless of fault. Your auto insurance agent in Troy can help you choose the right PIP medical coverage level from unlimited down to limited options.
Do I need to live in Troy to use an auto insurance agent there?
No you do not need to live in Troy to use an agent located there. Many Troy agents serve clients across Oakland County and the greater Detroit area. You can work with an agent in person or remotely.
What documents do I need to get a quote from a Troy auto insurance agent?
You typically need your drivers license current vehicle registration and details about your driving history. The agent will also ask about your annual mileage and where you park the car at night.
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