The top-rated auto insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 358 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 13 auto insurance agents serving Chaska.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Options Insurance | 102 N Jonathan Blvd Unit 210 | (952) 392-9508 |
| 2 | Dwight Mack - State Farm Insurance Agent | 1107 Hazeltine Blvd Ste 120 | (612) 284-5803 |
| 3 | Matt Lorenz - State Farm Insurance Agent | 542 Bavaria Ln | (952) 368-4440 |
| 4 | Kim Schaffer - State Farm Insurance Agent | 112 E 5th St #104 | (952) 448-2060 |
| 5 | Martinson Agency | 505 N Chestnut St | (952) 314-4400 |
| 6 | Farmers Insurance - Tyler Farniok | 510 N Chestnut St STE 200 | (612) 448-2670 |
| 7 | Drilling Insurance Agency- Farmers Insurance Agent | 207 N Chestnut St #140 | (952) 479-8200 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 101 W 3rd St | (952) 448-3800 |
| 9 | RG Insurance Agency | 570 Bavaria Ln | (952) 522-3345 |
| 10 | Westerholm & Associates Inc. American Family Insurance | 123 W 2nd St | (952) 448-4374 |
Options Insurance serves the Chaska area and surrounding Carver County as an auto insurance agent, helping drivers find coverage that meets Minnesota state requirements. It assists customers with policy options for liability, collision, and comprehensive protection. The agency also works with clients to review their deductibles and discounts for safe driving or multiple vehicles. As a local agent, it provides personalized advice for selecting coverage on sedans, trucks, and SUVs in the community. Its services include handling claims assistance and offering policy adjustments for new or used vehicles.
Dwight Mack - State Farm Insurance Agent provides a full range of auto insurance coverage options for drivers in the Chaska, MN area, including liability, collision, and comprehensive policies. The agency also offers routine policy reviews and claim assistance to help clients maintain appropriate protection as their needs change. Coverage is available for private passenger vehicles, including sedans and SUVs, as well as for local commercial automobiles used by small businesses, such as delivery cars and service vans.
Matt Lorenz, operating as a State Farm Insurance Agent in Chaska, MN, serves local homeowners, families, and individual drivers by providing auto insurance policies that help protect vehicles and meet state requirements. The agency also assists with other personal lines coverage such as renters and life insurance to support a variety of needs. Serving the broader southwest metropolitan region, this office supports clients seeking tailored insurance advice in nearby communities like Chanhassen.
Serving Chaska and the surrounding communities in Carver County, Kim Schaffer - State Farm Insurance Agent handles personal auto insurance coverage for local drivers. The agency works to help customers find policies that meet their individual needs and state requirements. Typical tasks include reviewing existing coverage, discussing liability and comprehensive options, and explaining how deductibles affect premiums. For a standard auto insurance request, representatives begin by assessing a driver's current situation and lifestyle to recommend suitable coverage limits.
When seeking auto insurance, customers may choose between one-time policy adjustments for a single event or ongoing coverage that renews regularly to protect against future liabilities. The Martinson Agency, located in Chaska, MN, helps clients select policies matching their daily driving needs or special vehicle usage. This local agent connects drivers with standard liability, collision, and comprehensive options. Service is provided strictly as needed, whenever a client requests a new quote, modifies existing coverage, or files a claim review.
As winter ice and snow recede in Chaska, drivers often review their coverage for changing road conditions and commuter risks. Farmers Insurance agent Tyler Farniok offers guidance on auto policies that respond to seasonal hazards and daily driving needs. He helps clients understand their options for liability, comprehensive, and collision protection tailored to local circumstances. The process begins with a straightforward assessment of the driver’s current coverage and vehicle details during an initial inspection or policy review step.
Drilling Insurance Agency works as a Farmers Insurance agent, helping clients manage the financial risks of driving with tailored policies. It specializes in add-on coverages such as rental reimbursement and roadside assistance for added protection on the road. The agency serves individuals and businesses throughout the Chaska, MN area, securing liability and physical damage coverage for standard vehicles. Its client base also includes commercial sectors, specifically offices, warehouses, and food service operations, which require robust fleet or delivery vehicle insurance policies.
Gallagher Insurance, Risk Management & Consulting in Chaska, MN offers auto insurance policies with a focus on risk assessment and coverage tailored to individual driving needs. Its general service work involves helping local drivers compare liability, collision, and comprehensive options to secure appropriate protection. As Minnesota winters can lead to hazardous road conditions, the agency assists clients in reviewing policies for adequate coverage against ice-related accidents and vehicle damage from potholes.
RG Insurance Agency serves residential clients in Chaska, Minnesota, with personal auto insurance policies that cover liability, collision, and comprehensive needs. The agency also provides commercial auto coverage for local businesses, focusing on drivers operating within the greater Chaska area. By reviewing each policy at renewal, the agency helps clients adjust coverage to match changing driving habits or vehicle usage. After each annual review, the agent follows up with a summary of any adjustments made, ensuring consistent service between regular visits.
Westerholm & Associates Inc. American Family Insurance serves the Chaska, Minnesota area as an auto insurance agent. The company assists local drivers in securing coverage for liability, collision, and comprehensive needs, helping them comply with state requirements while protecting their vehicles. Customers can work with the agent to customize their policies according to personal driving habits and vehicle types. As an additional service, the agency offers the option to add rental car reimbursement coverage to standard auto policies.
What Does an a Auto Insurance Agent in Chaska Cost?
The average cost of auto insurance in Minnesota is around $1,200 to $1,800 per year for full coverage. Minimum liability coverage can cost between $400 and $800 annually. Rates vary based on factors like age, driving record, vehicle type, and location within Chaska. This is general information, not insurance advice.
About auto insurance agents in Chaska
Auto insurance agents in Chaska, Minnesota help drivers find coverage that meets state legal requirements. Minnesota law mandates liability coverage of at least $30,000 for injury per person and $10,000 for property damage. Local agents can also explain optional coverages like uninsured motorist protection and personal injury protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $10,000 for property damage. You also need uninsured motorist coverage and personal injury protection of at least $40,000.
How can an auto insurance agent in Chaska help me save money?
An agent can review your driving history, vehicle type, and coverage needs to find discounts. Common discounts include safe driver, multi-policy, and anti-theft device discounts. They can also adjust deductibles to lower your premium.
What documents do I need to get a quote from a Chaska auto insurance agent?
You typically need your drivers license number, vehicle identification number, current insurance information, and details about your driving history. The agent will use this to provide an accurate quote.
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