The top-rated auto insurance agent in Cottage Grove, Minnesota is Tim Zajicek - State Farm Insurance Agent, rated 5.0 stars across 124 reviews. Other highly rated options include Nate Pica-Anderson - State Farm Insurance Agent, Truguard Insurance Brokers, Brady Snedden - State Farm Insurance Agent. This directory lists 10 auto insurance agents serving Cottage Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-0224 |
| 2 | Nate Pica-Anderson - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 365-2343 |
| 3 | Truguard Insurance Brokers | 8063 Hadley Ave S | (651) 888-2170 |
| 4 | Brady Snedden - State Farm Insurance Agent | 7420 80th St S Ste 200 | (651) 458-0425 |
| 5 | Farmers Insurance - Jennifer Wheeler | 7449 80th St S | (651) 459-6699 |
| 6 | Daniel Lawrence American Family Insurance | 7750 Harkness Ave S #103 | (651) 458-6900 |
| 7 | Jack Germo - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 458-0425 |
| 8 | Andrea Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-2207 |
| 9 | Darin Husaby American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
| 10 | Tim Maluski Agcy, Inc. American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
Tim Zajicek - State Farm Insurance Agent serves the Cottage Grove, Minnesota area with a full range of auto insurance policies. The agency helps local drivers secure coverage that meets their individual needs and budget. Working in this region means understanding the specific driving conditions and requirements of Minnesota motorists. The team guides customers through selecting appropriate liability, collision, and comprehensive options. The office also assists with policy reviews and claims support. It handles both new vehicle coverage and policies for older cars in the area.
Nate Pica-Anderson - State Farm Insurance Agent in Cottage Grove, Minnesota, provides a full range of auto insurance services, including liability, collision, and comprehensive coverage options. Policy maintenance is handled through regular policy reviews to help ensure coverage aligns with changing needs, and claims assistance is offered directly through the agency. This location serves the auto insurance needs of clients throughout the local area, covering a wide variety of properties such as single-family homes, apartments, retail locations, and restaurants.
Truguard Insurance Brokers serves homeowners, drivers, and local businesses in Cottage Grove, Minnesota, by providing auto insurance policies tailored to individual coverage needs. The agency works with clients to understand their driving habits and vehicle types, helping them select appropriate liability and collision options. They assist with policy reviews and claims guidance to ensure smooth processes. Truguard also extends its services to residents in nearby Woodbury, offering the same personalized support for auto insurance shoppers throughout the eastern metro area.
Brady Snedden - State Farm Insurance Agent serves Cottage Grove, Minnesota, and the surrounding communities. The agency handles auto insurance policies for local drivers, offering coverage options to protect vehicles and meet legal requirements. Each client’s situation is reviewed individually, and policies are discussed to ensure appropriate protection. A typical job is handled by gathering relevant information, reviewing coverage needs, and then presenting a clear overview of the options available to the customer.
Farmers Insurance - Jennifer Wheeler in Cottage Grove, MN specializes in personal auto insurance policies including liability, collision, and comprehensive coverage. It also serves clients with broader personal insurance needs. The agency helps drivers find appropriate coverage to meet financial responsibility requirements and protect against unexpected accidents. It assists with addressing coverage concerns related to the region's winter driving conditions, including ice and snow damage claims.
As winter snow and ice make Cottage Grove roads unpredictable, drivers look for reliable coverage that protects against sudden claims. Daniel Lawrence American Family Insurance provides auto insurance policies tailored to local risk factors, from accident liability to comprehensive protection for weather-related damage. Clients can review coverage options that address their daily commute and unexpected roadside needs. The process begins with a personal consultation where an agent inspects current coverage and driving history to determine appropriate policy limits.
Jack Germo - State Farm Insurance Agent provides auto insurance services in Cottage Grove, MN, distinguishing between one-time policy set-ups and recurring coverage needs for local drivers. Their assistance focuses on personalizing liability, collision, and comprehensive protection for area residents. Understanding each client’s driving patterns allows appropriate adjustments to deductibles coverage elsewhere. Service operates on a scheduled basis, with periodic policy reviews available and on-site drop-ins as needed for claim inquiries or policy updates active.
Andrea Zajicek - State Farm Insurance Agent in Cottage Grove, MN, provides auto insurance policies to protect drivers and their vehicles. For added coverage, the agency offers comprehensive and collision options, as well as liability protection and uninsured motorist benefits. These services are designed to meet the needs of local residents and business operators navigating Minnesota roads. The agency can serve commercial sectors including offices, warehouses, and food service establishments that require vehicle coverage for their operations.
Darin Husaby American Family Insurance provides auto insurance coverage for residents in Cottage Grove, Minnesota. The agency also offers commercial policies for local business vehicles, serving clients throughout the surrounding region. Each policy is tailored to individual driving histories and coverage needs. Regular follow-up from the agent helps adjust coverage as circumstances change, ensuring protection remains suitable between annual renewal visits.
Tim Maluski Agcy, Inc. American Family Insurance in Cottage Grove, MN, focuses on providing auto insurance agent services to local drivers. The agency works with clients to evaluate their coverage needs and select appropriate liability and physical damage protection options. Understanding Minnesota’s requirements and road conditions helps the team guide residents through policy choices. This nearby office serves individual motorists and families throughout the immediate area. An available specialty add-on includes offering rental car reimbursement coverage for when a customer’s vehicle is in the shop.
What Does an a Auto Insurance Agent in Cottage Grove Cost?
Auto insurance costs in Minnesota vary widely based on factors like driving record, vehicle type, age, and location. In Cottage Grove, average annual premiums for full coverage range from about 1,200 to 1,800 dollars. Minimum liability policies may cost between 400 and 700 dollars per year. Rates can differ by insurer, so comparing quotes from multiple agents is recommended. This is general information and not insurance advice.
About auto insurance agents in Cottage Grove
Auto insurance agents in Cottage Grove, Minnesota help drivers find coverage that meets state requirements. Minnesota law mandates liability insurance with minimum limits of 30,000 dollars for injury per person, 60,000 dollars per accident, and 10,000 dollars for property damage. Local agents can also explain optional coverages like uninsured motorist protection and personal injury protection, which are common in Minnesota policies.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Drivers must also have personal injury protection (PIP) and uninsured motorist coverage.
How can an auto insurance agent in Cottage Grove help me?
A local agent can compare policies from multiple insurers to find coverage that fits your needs and budget. They can explain Minnesota-specific laws, help with claims, and adjust your policy as your situation changes.
Does my credit score affect my auto insurance rates in Minnesota?
Yes, insurance companies in Minnesota may use credit-based insurance scores to set premiums. A higher score can lead to lower rates, while a lower score may increase costs. Not all insurers use this factor, so an agent can help you find companies that do not.
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