The top-rated auto insurance agent in Independence, Missouri is Chad Mitchell - State Farm Insurance Agent, rated 4.9 stars across 623 reviews. Other highly rated options include Kim Downey Noble - State Farm Insurance Agent, Freeway Insurance, The Insurance Groupe. This directory lists 20 auto insurance agents serving Independence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Mitchell - State Farm Insurance Agent | 14901 E 42nd St S | (816) 836-0114 |
| 2 | Kim Downey Noble - State Farm Insurance Agent | 221 W Lexington Ave Suite 101 | (816) 833-1180 |
| 3 | Freeway Insurance | 3619 S Noland Rd | (816) 685-6985 |
| 4 | The Insurance Groupe | 16012 East 23rd St S | (816) 461-2260 |
| 5 | Auto Insurance Discounters | 1312 S Noland Rd | (816) 252-2255 |
| 6 | Brian Manning Agency Inc American Family Insurance | 4201 South Hocker Ave Bldg 3 Ste 110 | (816) 373-1410 |
| 7 | Lucent SR22 Insurance Group | 1600 S Noland Rd Suite 212 B | (888) 544-2482 |
| 8 | Farmers Insurance - Marie Hudson | 1509 S Noland Rd Ste B | (816) 228-3370 |
| 9 | Budget For Less LLC | 10808 East 23rd St S | (816) 252-5213 |
| 10 | Monarch Insurance | 11301 E US Hwy 40 | (816) 203-7405 |
Chad Mitchell - State Farm Insurance Agent serves the Independence, MO, area and surrounding Jackson County. It provides auto insurance policies designed to protect drivers and their vehicles. A dedicated agent works with clients to review coverage levels such as liability and collision. The office helps drivers customize deductibles to fit their budgets. Comprehensive and uninsured motorist coverage are specific services it handles in this region to address local needs.
Kim Downey Noble - State Farm Insurance Agent in Independence, MO, provides a range of auto insurance services, including liability, collision, and comprehensive coverage tailored to individual driving needs. The agency assists clients with policy reviews, claims assistance, and adjusting deductibles to maintain affordable premiums. It also offers periodic policy check-ins to help adapt coverage as vehicles age or driving habits change. The company services single-family homes, apartments, retail, and restaurants.
Freeway Insurance serves individual drivers, local homeowners, and small businesses in Independence, Missouri, looking to secure personal auto coverage. As an auto insurance agent, it assists clients in comparing policies and adjusting liability limits to meet regional driving requirements. The agency also helps property managers obtain appropriate vehicle protection for their commercial fleets. Its coverage area extends into the adjacent communities along the eastern Kansas City metro, including Blue Springs.
Based in Independence, MO, The Insurance Groupe provides auto insurance coverage to clients in the greater Kansas City region and its surrounding communities. The agency handles personal auto policies for standard vehicles as well as specialty needs, including SR-22 filings. Agents work directly with clients to assess individual coverage needs and driving history. To handle a typical job, the agency first reviews a driver’s current policy, then compares available quotes from multiple carriers to find a plan that meets coverage requirements and budget limits.
Homeowners and property managers in Independence, Missouri rely on this auto insurance agent for personal and commercial auto coverage. The agency evaluates individual driving records and vehicle types to recommend appropriate liability and comprehensive policies. Clients seeking to bundle property insurance with their auto policy can also inquire about available options. Auto Insurance Discounters serves policyholders throughout Independence and extends its coverage assistance to the neighboring community of Sugar Creek for additional metro-area clients.
Brian Manning Agency Inc American Family Insurance specializes in personal auto insurance policies, including liability, collision, and comprehensive coverage for private vehicles in the Independence area. The agency also provides general protection against accidents, theft, and weather-related damage for local drivers. It assists with policy reviews to match individual driving habits and budgets, ensuring adequate coverage limits. During winter months, it helps drivers adjust policies to account for increased risks from ice and snow on regional roads.
When winter ice and spring storms lead to increased claim filings in Independence, Missouri, Lucent SR22 Insurance Group provides auto insurance agent services tailored to these local conditions. The company assists residents in navigating required coverage documents and helps match policies to individual driving records and vehicle use across the city. Standard consultations cover policy adjustments for commute changes or newer vehicles. A first appointment typically begins with an inspection of the driver’s current insurance card and a review of their basic coverage needs.
Serving Independence, Missouri, and the surrounding communities, Farmers Insurance - Marie Hudson provides auto insurance agent services to local drivers. The agency handles personal auto insurance policies, addressing coverage needs for liability, collision, and comprehensive protection. It works with clients to assess their specific driving situations and vehicle requirements. For a typical job, the agent reviews individual risk factors and policy options to recommend a suitable insurance plan that meets the customer’s needs and budget.
Budget For Less LLC helps drivers obtain necessary auto coverage from their Independence, MO location. The agency specializes in adding roadside assistance, rental reimbursement, and gap coverage to standard policies for more complete protection. Their agents work to match suitable policy options for commuters and families with multiple vehicles. Personal advice is offered for those wanting to review their current limits or deductibles. The company serves the auto insurance needs of local offices, warehouses, and food service businesses.
What Does an a Auto Insurance Agent in Independence Cost?
Auto insurance costs in Independence Missouri vary by driver age vehicle type and driving record. On average Missouri drivers pay between 1200 and 1800 dollars per year for full coverage. Minimum liability policies may cost between 400 and 700 dollars annually. This is general information and not insurance advice.
About auto insurance agents in Independence
Auto insurance agents in Independence Missouri help drivers find policies that meet state requirements. Missouri law mandates liability coverage of at least 25000 dollars for injury per person 50000 dollars for total injury per accident and 25000 dollars for property damage. Local agents can also explain additional options like uninsured motorist coverage which is required by Missouri law.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Missouri?
Missouri requires liability insurance of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars per accident for property damage. Uninsured motorist coverage of 25000 per person and 50000 per accident is also mandatory.
How can an auto insurance agent in Independence help me?
An agent can review your driving history and vehicle type to find policies that fit your needs. They can explain Missouri specific laws such as the 60 day grace period for adding a new vehicle to an existing policy.
Do I need to carry proof of insurance in Missouri?
Yes Missouri law requires you to carry proof of insurance in your vehicle at all times. You must show it to law enforcement upon request or during a traffic stop.
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