The top-rated auto insurance agent in Ramsey, New Jersey is Randy Loyd - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Andrea DeBenedetto: Allstate Insurance, Complete Vehicle Appraisal Experts, Foremost Insurance, san jose. This directory lists 11 auto insurance agents serving Ramsey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Randy Loyd - State Farm Insurance Agent | 145 N Franklin Tpke #333 | (201) 825-2100 |
| 2 | Andrea DeBenedetto: Allstate Insurance | 55 E Main St | (201) 327-5700 |
| 3 | Complete Vehicle Appraisal Experts | 75 S Franklin Turnpike | (201) 316-6448 |
| 4 | Foremost Insurance, san jose | 4 Erie Plaza | (201) 327-5555 |
| 5 | American Insurance Agency LLC | 145 N Franklin Tpke | (551) 866-1741 |
| 6 | Durkin Agency, Inc. | 70 Hilltop Rd # 2400 | (201) 567-3700 |
| 7 | Key Group Benefits | 70 Hilltop Rd #2450 | (201) 604-2524 |
| 8 | Andrew Bruno Agency | 145 N Franklin Tpke #306 | (201) 818-4800 |
| 9 | McCaughey Chambers Agency | 150 E Main St Suite C | (973) 476-4141 |
| 10 | Allstate Personal Financial Representative: Nadia Khalil | 55 E Main St | (201) 377-5739 |
Randy Loyd - State Farm Insurance Agent serves the Ramsey area and surrounding Bergen County, offering auto insurance services. As an independent agency representing a major insurer, it provides standard personal auto policies designed to meet local driving needs. Coverage options typically include liability, collision, and comprehensive protections, along with assistance for uninsured motorists. Customers can receive help with policy adjustments, claims guidance, and roadside assistance services tailored to Ramsey and the broader northern New Jersey region.
Andrea DeBenedetto: Allstate Insurance in Ramsey, NJ, provides a range of personal auto insurance policies, including liability, collision, and comprehensive coverage. It offers service plans that help policyholders manage their coverage needs and maintain protection through routine policy reviews and adjustments. The agent assists clients with claims guidance and coverage updates to ensure evolving customer requirements are met. It services single-family homes, apartments, retail shops, and restaurants.
Serving Ramsey, New Jersey, and the surrounding Bergen County communities, Complete Vehicle Appraisal Experts provides auto insurance agency services for drivers in the area. The company handles policy inquiries, claims assistance, and coverage options to help clients meet their vehicle protection needs. Its approach typically involves reviewing individual driving circumstances, explaining available policy features, and guiding customers through the necessary paperwork to secure suitable coverage.
Foremost Insurance serves homeowners, property managers, and businesses in Ramsey, New Jersey, by connecting them with auto insurance agent services tailored to their individual coverage needs. The company helps clients navigate policy options for personal vehicles and commercial fleets, ensuring they understand available liability and comprehensive protections. It also assists those managing rental properties or business assets in securing appropriate insurance solutions. Serving Ramsey and the surrounding areas, Foremost Insurance additionally extends its coverage support to nearby communities like Mahwah for added convenience.
American Insurance Agency LLC in Ramsey, NJ offers both one-time insurance policy purchases and ongoing coverage management for local drivers. Their services help protect clients against financial loss from accidents or vehicle damage across the region. Auto insurance agents in this area typically provide personalized policy reviews to match coverage levels with individual driving needs and budgets. As this agency operates on an as-needed basis, Ramsey residents can arrange consultations or policy adjustments whenever their coverage requirements change.
Durkin Agency, Inc. specializes in personal auto insurance policies tailored to the coverage needs of drivers in Ramsey, New Jersey. The agency guides clients through a broad range of standard and comprehensive protection options, including liability, collision, and uninsured motorist coverage. During the winter months, it helps local drivers assess their coverage limits for weather-related losses such as ice damage or collisions on snow-covered roads.
As local drivers prepare for winter weather in Ramsey, Key Group Benefits assists with identifying affordable policy options to meet state requirements. As an auto insurance agent, this company helps customers evaluate their current coverage levels and compare different plans. The focus remains on practical solutions for everyday driving needs in Bergen County. After choosing a policy, Key Group Benefits schedules a standard vehicle inspection as an initial step before binding the new coverage.
The Andrew Bruno Agency in Ramsey, NJ, assists clients with their standard auto insurance requirements. The agency offers specialized add-ons such as roadside assistance, rental car reimbursement, and comprehensive coverage for collision protection. Full policies are designed to protect personal vehicles from common liability risks on local roads. Commercial insurance services are also available to cover company vehicles used in offices, warehouses, and food service operations. These business policies help manage liability and property exposures for various professional fleets in the area.
Serving the Ramsey area, McCaughey Chambers Agency provides personal auto insurance for local residents, offering coverage tailored to individual driving needs. The agency also handles commercial auto policies for business vehicles operating in the community. With a focus on matching clients to appropriate liability and collision plans, they assist with policy reviews and claims guidance for drivers throughout the region. Between standard policy renewals, customers often return for adjustments to coverage, endorsements, or to update their insurance following a vehicle purchase or change in driving circumstances.
Allstate Personal Financial Representative: Nadia Khalil in Ramsey, NJ, is an auto insurance agent known for helping local drivers find coverage that meets their needs. The agency serves clients throughout the area, offering policies designed to protect vehicles and drivers on the road. Typical services include liability, collision, and comprehensive coverage options. Additionally, this office can provide roadside assistance as a specialty add-on to its standard auto insurance policies.
What Does an a Auto Insurance Agent in Ramsey Cost?
The average cost of auto insurance in New Jersey is around $1,300 to $1,800 per year for full coverage, but rates in Ramsey can vary based on your driving record, vehicle type, and credit history. Minimum liability coverage may cost between $600 and $1,000 annually. This is general information, not insurance advice.
About auto insurance agents in Ramsey
An auto insurance agent in Ramsey, New Jersey can help you understand the states mandatory liability coverage requirements. New Jersey law requires all drivers to carry a minimum of $15,000 per person and $30,000 per accident for bodily injury liability. A local agent can also explain options like Personal Injury Protection (PIP) and uninsured motorist coverage that are specific to New Jersey.
Frequently Asked Questions
What is the minimum auto insurance coverage required in New Jersey?
New Jersey requires all drivers to have liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury. You must also have $5,000 for property damage liability and $15,000 per person for uninsured motorist coverage.
How do I find a reliable auto insurance agent in Ramsey?
You can search online for independent agents in Ramsey or ask for referrals from neighbors. Look for agents who are licensed in New Jersey and have experience with local driving conditions and state regulations.
Does New Jersey require no-fault insurance?
Yes, New Jersey is a no-fault state for auto insurance. This means your own insurance company pays for your medical expenses and lost wages after an accident, regardless of who caused it, up to your policy limits.
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