The top-rated auto insurance agent in Toms River, New Jersey is Steve Meehan - State Farm Insurance Agent, rated 5.0 stars across 317 reviews. Other highly rated options include Kevin Carroll - State Farm Insurance Agent, AAA Toms River Car Care Insurance Travel Center, Dolly Wasielewski: Allstate Insurance. This directory lists 20 auto insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Meehan - State Farm Insurance Agent | 617 NJ-37 | (732) 473-0100 |
| 2 | Kevin Carroll - State Farm Insurance Agent | 1410 Hooper Ave | (732) 505-8525 |
| 3 | AAA Toms River Car Care Insurance Travel Center | 1199 NJ-37 | (732) 244-6800 |
| 4 | Dolly Wasielewski: Allstate Insurance | 229 Washington St | (732) 557-6200 |
| 5 | Arctic Risk Specialists Inc. | 1415 Hooper Ave #203 | (732) 372-4348 |
| 6 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 7 | Arocho Insurance Agency | 730 Jamaica Blvd | (732) 877-7680 |
| 8 | Tom Miller - State Farm Insurance Agent | 3005 NJ-37 E | (732) 573-1681 |
| 9 | BHI Insurance | 240 Main St | (732) 349-2300 |
| 10 | Best insurance Toms River | 231 Main St | (732) 201-8633 |
Steve Meehan - State Farm Insurance Agent serves the Toms River, New Jersey area and Greater Ocean County, specializing in auto insurance coverage. The agency helps local drivers find personal auto policies that meet New Jersey’s financial responsibility requirements. Customers can discuss liability limits, comprehensive and collision options, and deductibles. The office also assists with bundling auto insurance with other policies for potential savings. Among the specific services they handle are rental reimbursement coverage and roadside assistance plans for Toms River residents.
Kevin Carroll - State Farm Insurance Agent serves homeowners, renters, and drivers in the Toms River, New Jersey area, providing auto insurance policies tailored to individual coverage needs and local driving conditions. The agency assists clients with policy reviews, claims support, and bundling options to help protect assets and manage risk on the road. In addition to serving Toms River, the agency also covers neighboring communities such as Beachwood and the greater Ocean County region.
AAA Toms River Car Care Insurance Travel Center provides auto insurance policies to drivers in Toms River, New Jersey. The company also offers related service plans designed to assist with vehicle maintenance and protection needs. Its agents help clients navigate coverage options, such as liability and comprehensive plans, while addressing individual driving requirements. The office serves a variety of property owners, including those with single-family homes, apartments, retail spaces, and restaurants needing tailored insurance solutions for their commercial vehicles.
Dolly Wasielewski: Allstate Insurance serves Toms River, New Jersey and the surrounding communities. The agency handles a full range of auto insurance policies for area drivers, including liability, collision, and comprehensive coverage options. Clients can receive assistance with new policy setup, policy changes, and claims filing. The agency takes a consultative approach, carefully reviewing each driver's specific needs and vehicle usage before recommending suitable coverage limits. This tailored process ensures the protection plan aligns with the individual's daily driving patterns and local road risks.
Arctic Risk Specialists Inc., located in Toms River, New Jersey, offers tailored auto insurance policies covering liability, collision, and comprehensive protection. It also provides routine services such as policy reviews and claims assistance for local drivers. The agency helps clients adjust coverage to meet New Jersey’s minimum insurance requirements while addressing unique regional driving conditions. During the winter months, it advises policyholders on how to handle increased risks from icy roads and potential accidents common in the area.
Frank Valente: Allstate Insurance in Toms River, NJ, provides auto insurance agent services that differ between one-time policy purchases and ongoing renewal adjustments. Coverage options include liability, collision, and comprehensive plans tailored to local driving conditions. This agency runs on a scheduled basis, with periodic reviews of policy terms and premium updates. Service operates as scheduled, typically aligning with renewal cycles or when a client requests a change in coverage.
Arocho Insurance Agency works with drivers in the Toms River, New Jersey area to secure auto insurance coverage that meets local road requirements. The agency focuses on personal auto policies and can often arrange for optional add-ons, such as rental reimbursement and roadside assistance coverage, to fill gaps in standard plans. By tailoring deductibles and liability limits, they help match each policy to its driver’s needs and budget. Their commercial auto insurance services can be arranged for local offices, warehouses, and food service operations.
As winter weather approaches Toms River, drivers often need to review their auto coverage for potential hazards. Tom Miller - State Farm Insurance Agent helps customers evaluate their policies for adequate protection against coastal storms and increased traffic. The agency offers guidance on standard liability and comprehensive options suited to local driving conditions. Residents can discuss their specific vehicle needs and recent mileage changes with the agent. An initial consultation begins with a review of the current policy and a discussion of any deductible or coverage adjustments.
BHI Insurance, serving Toms River, New Jersey, is known for helping drivers find appropriate auto coverage to meet their needs and budget. The agency assists customers in comparing policy options to protect their vehicles and financial security on the road. Clients receive guidance on liability limits and collision deductibles beneficial for local driving conditions. This Toms River auto insurance agent offers rental car reimbursement as a valuable add-on service that provides transportation when a vehicle is being repaired.
What Does an a Auto Insurance Agent in Toms River Cost?
In New Jersey, the average annual cost for full coverage auto insurance is around $1,300 to $1,800, while minimum coverage can range from $800 to $1,200 per year. Actual costs depend on factors like your driving record, age, vehicle type, and location in Toms River. This is general information and does not constitute insurance advice.
About auto insurance agents in Toms River
Auto insurance agents in Toms River, New Jersey help drivers find policies that meet state requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. A local agent can explain these requirements and help you choose additional coverage options like personal injury protection or uninsured motorist coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to carry liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury, and $5,000 for property damage. You must also have personal injury protection coverage of $15,000 per person per accident.
How do I choose an auto insurance agent in Toms River?
Look for an agent who is licensed in New Jersey and has experience with local driving conditions. You can check their credentials through the New Jersey Department of Banking and Insurance website.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can compare quotes from multiple insurers and help you find discounts such as multi-policy, safe driver, or good student discounts. They can also advise on adjusting deductibles to lower your premium.
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