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Find Auto Insurance Agents Near You in Fulton, NY

Browse auto insurance agents serving Fulton, New York. Updated 2026-07-14.

The top-rated auto insurance agent in Fulton, New York is Janet Lake - State Farm Insurance Agent, rated 4.9 stars across 88 reviews. Other highly rated options include Horan Companies - The Insurance Place, OVIA Insurance Agencies, Paul Crisafulli - State Farm Insurance Agent. This directory lists 11 auto insurance agents serving Fulton.

Showing 11 auto insurance agents in Fulton, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Janet Lake - State Farm Insurance Agent501 1/2 S 2nd St(315) 887-4037
2Horan Companies - The Insurance Place67 S 2nd St(315) 592-2961
3OVIA Insurance Agencies60 S 1st St(315) 598-4278
4Paul Crisafulli - State Farm Insurance Agent210 Oneida St(315) 593-2434
5Eastern Shore Insurance Agency101 Cayuga St(315) 598-6000
6Robert J MacDougall Agency Inc18 Nestle Ave(315) 598-2745
7Smart Insurance agency Fulton696 Silk Rd(315) 592-7850
8Canale Insurance & Accounting201 S 2nd St(315) 598-2255
9Travelers370 Pendergast Rd(315) 598-5331
10Nationwide Insurance: Lance D Wiltse120 Cayuga St Ste D(315) 592-3537
JL
501 1/2 S 2nd St
Janet Lake - State Farm Insurance Agent
Auto Insurance Agent · Fulton, NY

Janet Lake - State Farm Insurance Agent serves the Fulton, New York area, including Oswego County and surrounding communities. The agency provides local auto insurance agent services designed to help drivers review their coverage options and understand liability limits. Personal auto gap protection and roadside assistance plans are among the specific products evaluated for regional drivers. Policyholders can meet in person at the office to discuss comprehensive coverage needs tailored to New York state driving conditions. Each client's deductible choices and bodily injury levels are addressed individually.

HC
67 S 2nd St
Horan Companies - The Insurance Place
Auto Insurance Agent · Fulton, NY

Serving drivers in Fulton, New York, Horan Companies - The Insurance Place offers tailored auto insurance policies and liability coverage. It helps clients select coverage limits and deductibles that match individual driving habits and vehicle types. The agency handles policy updates, claims assistance, and annual policy reviews to ensure ongoing protection. As winter conditions arrive, it also assists with adding comprehensive coverage for snow and ice-related incidents on local roads.

OI
60 S 1st St
OVIA Insurance Agencies
Auto Insurance Agent · Fulton, NY

Homeowners, businesses, and property managers in the Oswego area can arrange auto insurance policies through OVIA Insurance Agencies. The company guides clients in selecting liability, collision, and comprehensive coverage to meet state requirements and personal financial needs. It provides consultations to help drivers understand policy options and adjust deductibles accordingly. OVIA Insurance Agencies also offers support during the claims process. Its coverage area extends to surrounding communities in Oswego County, including the town of Fulton.

PC
210 Oneida St
Paul Crisafulli - State Farm Insurance Agent
Auto Insurance Agent · Fulton, NY

Paul Crisafulli - State Farm Insurance Agent in Fulton, NY offers a full range of auto insurance policies, including liability, collision, and comprehensive coverage. Customers can receive routine policy reviews to adjust their plans as their driving needs change. The agency also provides roadside assistance options and assistance with filing claims after an accident. Besides auto coverage, it handles insurance for single-family homes, apartments, retail locations, and restaurants.

ES
101 Cayuga St
Eastern Shore Insurance Agency
Auto Insurance Agent · Fulton, NY

Eastern Shore Insurance Agency in Fulton, NY serves homeowners, businesses, and property managers seeking auto insurance for their personal or commercial vehicles. The agency helps clients navigate coverage options for liability, collision, and comprehensive protection on cars, trucks, and fleets. It also assists with bundling policies to simplify payments and reduce gaps in protection. Drivers from nearby Oswego and communities throughout Oswego County can access the same personalized service and local knowledge this office provides.

RJ
18 Nestle Ave
Robert J MacDougall Agency Inc
Auto Insurance Agent · Fulton, NY

The Robert J MacDougall Agency Inc serves Fulton, New York, and the surrounding communities in Oswego County as an auto insurance agent. It handles personal auto insurance policies designed to protect drivers against financial loss from accidents, theft, and liability claims common on local roads. The agency’s approach to a typical job involves thoroughly explaining policy options to match each driver’s specific needs, then securing appropriate coverage that complies with New York state requirements.

SI
696 Silk Rd
Smart Insurance agency Fulton
Auto Insurance Agent · Fulton, NY

Smart Insurance Agency Fulton presents clients with a choice between one-time policy adjustments for short-term needs and ongoing service plans that provide continuous coverage management. Their auto insurance options include liability, collision, and comprehensive protection for drivers in Fulton, New York. Coverage selections are tailored to individual driving habits and vehicle values, ensuring appropriate policy structures for various budgets. Routine claims assistance and policy reviews are available for each client, with service provided on both a scheduled appointment and as-needed basis for flexibility.

CI
201 S 2nd St
Canale Insurance & Accounting
Auto Insurance Agent · Fulton, NY

As winter snow and ice begin to affect roads around Fulton, safe driving requires properly insured vehicles prepared for seasonal hazards. Canale Insurance & Accounting serves local drivers by explaining auto coverage options that match typical regional risks, such as liability, collision, and comprehensive plans. Their team reviews individual driving habits and vehicle types during a short initial consultation, ensuring each policy aligns with actual on-road needs before any documents are signed or inspections completed.

TR
370 Pendergast Rd
Travelers
Auto Insurance Agent · Fulton, NY

Specializing in personalized auto insurance policies, Travelers assists Fulton residents with tailoring coverage to fit individual driving needs and vehicle types. It also handles general insurance services, including policy reviews and claims support for local clients. Throughout Oswego County, the agency provides essential guidance on selecting appropriate liability limits and deductibles. As winter brings hazardous roads and increased accident risks, Travelers helps insured drivers navigate the process of filing claims for weather-related damage or collisions.

NI
120 Cayuga St Ste D
Nationwide Insurance: Lance D Wiltse
Auto Insurance Agent · Fulton, NY

As winter weather in Fulton makes roads slick and unpredictable, many drivers look for reliable auto insurance coverage that can keep up with changing conditions. Nationwide Insurance: Lance D Wiltse offers local assistance in selecting policies that meet both state requirements and individual driving needs. Discussing coverage limits, deductibles, and optional protections helps align a plan with personal circumstances. The process typically begins with a quick review of current driving documents and vehicle details to identify potential gaps.

BA
215 S 1st St
Ballard & Associates
Auto Insurance Agent · Fulton, NY
(877) 374-1783
ballardassoc.com

What Does an a Auto Insurance Agent in Fulton Cost?

The average cost of auto insurance in New York is around $1,300 to $2,200 per year for full coverage, though rates in Fulton may be lower than in major cities. Factors like your age, driving record, vehicle model, and credit score affect your premium. New York law allows insurers to use credit-based insurance scores. This is general information and not insurance advice.

About auto insurance agents in Fulton

Auto insurance agents in Fulton, New York help drivers find coverage that meets state requirements. New York law mandates liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury. Local agents can also explain optional coverages like no-fault personal injury protection and uninsured motorist coverage.

Frequently Asked Questions

What are the auto insurance requirements in New York?

New York requires all drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Drivers must also have no-fault personal injury protection (PIP) of $50,000 and uninsured motorist coverage of $25,000 per person and $50,000 per accident.

How can an auto insurance agent in Fulton help me?

An agent can review your driving history, vehicle type, and coverage needs to find policies from multiple insurers. They can explain New York-specific rules, such as the mandatory no-fault system and the state's 30-day grace period for policy renewals.

Do auto insurance agents in Fulton charge fees for their services?

Most independent agents in New York are paid by the insurance companies through commissions, so they do not charge you a direct fee. However, some captive agents may work for a single insurer and their services are also typically free to you.

Auto Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.