The top-rated auto insurance agent in Garden City, New York is AAA Garden City, rated 4.6 stars across 375 reviews. Other highly rated options include Liam Masterson - State Farm Insurance Agent, Sean McCarthy - State Farm Insurance Agent, Patriot Growth Insurance Services. This directory lists 18 auto insurance agents serving Garden City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Garden City | 1140 Franklin Ave | (516) 873-2382 |
| 2 | Liam Masterson - State Farm Insurance Agent | 725 Franklin Ave | (516) 222-0777 |
| 3 | Sean McCarthy - State Farm Insurance Agent | 1100 Stewart Ave Ste 3 | (516) 302-4457 |
| 4 | Patriot Growth Insurance Services | 377 Oak St #404 | (516) 419-5050 |
| 5 | Leo Fernandez: Allstate Insurance | 647 Franklin Ave Ste 200 | (516) 292-5100 |
| 6 | Simon Agency | 900 Stewart Ave #230 | (516) 593-2700 |
| 7 | The Drake Insurance Agency | 26 Nassau Blvd | (516) 916-4020 |
| 8 | The Town Agency, Inc. | 1205 Franklin Ave #102 | (516) 294-1000 |
| 9 | Acrisure Garden City, NY (Whitmore Group Ltd.) | 370 Old Country Rd | (516) 746-4141 |
| 10 | Zap My Insurance | 1205 Franklin Ave | (516) 294-4444 |
AAA Garden City serves the Garden City metropolitan area of New York as a local auto insurance agent. The company assists drivers in obtaining the necessary coverage for their vehicles. A typical policy helps protect against liability for accidents and damage to another party's property. The agent also works with clients to secure coverage for personal injuries sustained in a collision. Additional common services include arranging physical damage protection for the policyholder's own car.
Liam Masterson - State Farm Insurance Agent in Garden City, NY, provides auto insurance coverage tailored to local drivers along with supplemental options such as roadside assistance and rental car reimbursement. Its service plans include regular policy reviews to adjust coverage as client needs evolve and claims assistance to help navigate the process. Maintenance plans are not offered, as auto insurance focuses on risk protection rather than vehicle upkeep. The company services a range of property types, including single-family homes, apartments, retail, and restaurants.
Homeowners, renters, and drivers throughout Garden City rely on this agency for auto insurance coverage tailored to individual needs. Policy options include liability, collision, and comprehensive protection, along with guidance on deductibles and discounts. The agent helps customers compare plans and update policies as circumstances change. Additional services extend to homeowners and renters insurance for local property owners. This agency also serves clients in the greater Nassau County area, including the neighboring community of Mineola.
Serving Garden City and the surrounding Long Island communities, Patriot Growth Insurance Services handles auto insurance needs for local drivers. The company focuses on matching clients with appropriate policies to meet state minimum requirements and personal coverage preferences. Navigating various coverage options and deductibles, it aims to explain policy details clearly for each customer. The agency approaches typical jobs by reviewing individual driving profiles and recommending liability, collision, and comprehensive options suited to their specific commuting patterns and vehicle usage.
Leo Fernandez: Allstate Insurance specializes in auto insurance coverage options for drivers in Garden City, NY, customizing policies to fit individual needs and budgets. The agency provides general service work including policy review, claims assistance, and coverage adjustments for local residents navigating their driving insurance obligations. It helps clients manage comprehensive and liability protection to meet New York state requirements. In winter months, the agency assists policyholders with understanding coverage for weather-related incidents such as ice and snow damage.
Some auto insurance clients prefer to set up a policy once and renew it periodically, while others require adjustments as their driving needs change. Simon Agency in Garden City, NY helps customers select coverage that meets legal requirements and protects their vehicles and assets. As an auto insurance agent, the company provides access to various carriers and explains policy details such as liability limits and deductibles. Services are generally scheduled, with ongoing support available for reviewing coverage needs before each renewal period.
With winter weather often complicating Garden City commutes, The Drake Insurance Agency helps local drivers review coverage before seasonal hazards arrive. As an auto insurance agent, the company works with clients to match policies to their daily driving needs and liability concerns. They explain how factors like regional traffic patterns and vehicle value affect rates and protection levels. A representative begins each new request by examining the driver’s current declaration page and vehicle identification number to confirm eligibility.
For residents of the Garden City area, this agency offers personal auto insurance policies tailored to individual driving needs. Commercial coverage is also available for local business vehicles, serving clients across Nassau County. The work involves explaining policy options, processing claims, and finding appropriate liability and collision protection. Assistance is provided during application and whenever a policyholder experiences a covered incident, ensuring support throughout the coverage term. This location also welcomes clients to return between regular service visits for any needed policy adjustments or simple coverage questions.
Acrisure Garden City, NY (Whitmore Group Ltd.) provides auto insurance agent services, specializing in tailored coverage add-ons such as roadside assistance and rental car reimbursement. These options help drivers customize their policies to meet individual needs and daily driving demands. Clients can also protect against common risks like collisions or weather damage. The agency serves a broad range of commercial sectors, including local offices, warehouses, and food service operations, each requiring specific liability and vehicle protections.
Zap My Insurance is an auto insurance agent in Garden City, NY, recognized for helping local drivers find suitable coverage. The company offers personal auto policies and can assist with standard liability and collision plans common in the New York area. They work to match clients with options from multiple carriers to meet individual driving needs and budgets. For added protection, Zap My Insurance can also arrange rental car reimbursement coverage for policyholders.
What Does an a Auto Insurance Agent in Garden City Cost?
The average cost of auto insurance in New York is around $1,300 to $2,000 per year for full coverage, though rates in Garden City may vary. Minimum liability coverage can cost between $600 and $1,200 annually depending on your profile. These figures are general estimates and your actual cost will depend on your specific situation. This is general information, not insurance advice.
About auto insurance agents in Garden City
An auto insurance agent in Garden City, New York can help you understand the states mandatory liability coverage requirements. New York law requires all drivers to carry at least $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. A local agent can also assist with optional coverages like collision and comprehensive to protect your vehicle.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires all drivers to have liability insurance with minimum limits of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 for property damage. Personal injury protection (PIP) and uninsured motorist coverage are also mandatory.
How can an auto insurance agent in Garden City help me?
An agent can review your driving history and vehicle type to recommend coverage options that meet New York state requirements. They can also explain policy details and help you compare rates from different insurers.
What factors affect auto insurance rates in Garden City?
Rates are influenced by your driving record, age, credit history, vehicle make and model, and where you park your car. In New York, insurers may also consider your claims history and the amount of coverage you choose.
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