The top-rated auto insurance agent in Liverpool, New York is Renee Neff - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Adam Roux: Allstate Insurance, InFocus Insurance, Farmers Auto and Home Insurance - Paul Bianchi. This directory lists 21 auto insurance agents serving Liverpool.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Renee Neff - State Farm Insurance Agent | 8402 Oswego Rd | (315) 506-4180 |
| 2 | Adam Roux: Allstate Insurance | 7496 Oswego Rd | (315) 652-4663 |
| 3 | InFocus Insurance | 8035 Oswego Rd | (315) 622-3333 |
| 4 | Farmers Auto and Home Insurance - Paul Bianchi | 7854 Oswego Rd | (315) 622-2255 |
| 5 | Chris Otis - State Farm Insurance Agent | 5122 W Taft Rd | (315) 458-5234 |
| 6 | Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs. | 7143 Henry Clay Blvd | (315) 457-1511 |
| 7 | Jeff Reynics - State Farm Insurance Agent | 4205 Long Branch Rd Ste 6 | (315) 622-1232 |
| 8 | Paul Fitzpatrick - State Farm Insurance Agent | 306 Tulip St | (315) 457-2561 |
| 9 | Central New York Agency LLC | 7337 Oswego Rd | (315) 934-4466 |
| 10 | Upstate Insurance Agency Inc. | 609 7th N St | (315) 944-6494 |
Renee Neff - State Farm Insurance Agent serves the Liverpool, New York area and surrounding Onondaga County as an auto insurance agent. This agency helps local drivers secure policies that meet New York’s coverage requirements. Policies are tailored to individual driving needs and budgets. The agent also assists with filing claims and adjusting coverage after life changes. Specific services here include liability coverage and comprehensive collision protection for vehicles in Syracuse and the greater central New York region.
Adam Roux: Allstate Insurance in Liverpool, NY, offers a range of auto insurance policies, including liability, collision, and comprehensive coverage. They help clients select appropriate deductible levels and review protection against uninsured motorists. Routine policy maintenance is available to adjust coverage as driving needs or vehicle values change. The agency also provides assistance with claims filing and coverage questions. This agent services auto insurance needs for owners of single-family homes, apartments, retail stores, and restaurants in the local area.
InFocus Insurance serves local homeowners, businesses, and property managers in Liverpool, New York, providing auto insurance agent services to help them secure appropriate vehicle coverage. The agency assists clients in understanding policy options and finding plans that fit their individual driving needs. With a straightforward approach, it focuses on guiding customers through the insurance process in the Liverpool area. InFocus Insurance also extends its auto insurance services to the neighboring community of Clay within the Syracuse metro region.
Serving Liverpool, New York, and the surrounding Onondaga County communities, this agency handles personal auto insurance policies for local drivers. It also provides homeowners coverage to meet the needs of area residents. Each policy is tailored to individual driving records and property values to ensure appropriate protection. For a typical assignment, the agent reviews the client’s current coverage and accident history before presenting matched options for liability and collision protection.
Whether customers need a single policy or ongoing adjustments to their coverage, Chris Otis in Liverpool offers auto insurance for local drivers. This agency provides standard liability and comprehensive protection for vehicles, ensuring compliance with New York requirements. Service can be arranged for one-time policy setup, though most clients rely on scheduled renewals and periodic reviews to keep their plans current. Coverage updates are available on an as-needed basis, such as when a new car is purchased or a household driver is added.
Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs. serves clients in the Liverpool, New York area, offering specialized auto insurance agent services to match drivers with appropriate liability, collision, and comprehensive policies. It also performs general insurance work, aiding customers in reviewing coverage limits and deductibles to fit individual budgets and vehicle types. During winter months, this agency helps local residents address specific concerns such as adjusting policies before the seasonal uptick in snow-related accidents and icy-road claims.
With winter approaching in Liverpool, local drivers often need to review their coverage for snow-related risks. Jeff Reynics - State Farm Insurance Agent responds by helping individuals evaluate their auto insurance policies for the season ahead. The agency assists customers in assessing deductibles and liability limits to better match typical driving conditions in central New York. An initial consultation generally begins with a review of the customer's current policy, often followed by a discussion of basic coverage options and a simple inspection of the vehicle's current insurance documentation.
Paul Fitzpatrick - State Farm Insurance Agent in Liverpool, NY, provides auto insurance policies that cover liability, collision, and comprehensive damages. This agency also offers add-ons such as rental reimbursement, roadside assistance, and gap coverage for financed vehicles. Policies are available for standard personal cars, trucks, and SUVs within the surrounding area. Commercial auto coverage can serve local offices requiring fleet management, warehouses needing delivery vehicle protection, and food service operations with business-use vans or trucks.
Residents of Liverpool and surrounding areas can rely on Central New York Agency LLC for personal auto insurance needs, tailoring policies to protect individual drivers and their families. Commercial coverage is also available through the agency, serving business vehicles and local companies across the region. Their team focuses on clear explanations of different coverage options. Regular follow-up service between routine visits ensures clients can update their policies as circumstances change or renewals come due.
What Does an a Auto Insurance Agent in Liverpool Cost?
The average cost of auto insurance in New York is around $1,300 to $1,800 per year for full coverage, though rates in Liverpool may vary. Minimum liability policies can start near $500 to $800 annually. Your actual cost depends on your driving history, credit score, and coverage choices. This is general information and not insurance advice.
About auto insurance agents in Liverpool
Auto insurance agents in Liverpool, New York help drivers find coverage that meets state requirements. New York law mandates liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury. Agents can also explain additional options like uninsured motorist coverage and no-fault benefits required by New York law.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury. You also need $10,000 for property damage, $50,000 for no-fault personal injury protection, and uninsured motorist coverage of $25,000 per person and $50,000 per accident.
How can a Liverpool auto insurance agent help me save money?
An agent can compare policies from multiple insurers to find competitive rates for your situation. They can also identify discounts you may qualify for, such as safe driver discounts, multi-policy discounts, or low-mileage discounts.
What factors affect auto insurance rates in Liverpool New York?
Rates are based on your driving record, age, vehicle type, and location. In Liverpool, factors like local traffic patterns and accident statistics in Onondaga County can also influence your premium.
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