The top-rated auto insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 12 auto insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Lenceski Agency | 3243 NY-112 #1 | (631) 736-4477 |
| 10 | Liberty Risk Insurance Agency | 2333 NY-112 | (631) 569-5633 |
Elena Kolesnikova - State Farm Insurance Agent serves the Medford area of Suffolk County, offering auto insurance and related coverage solutions. The agency works with customers to find appropriate protection for personal vehicles, including policies tailored for different driving needs. Liability coverage helps protect against financial loss from accidents for which the driver is at fault. Comprehensive and collision options are also available for those seeking broader protection. This office handles classic car insurance for older collector vehicles and rental car reimbursement.
DCAP Insurance serves local homeowners, drivers, and business owners in Medford, New York, providing auto insurance coverage tailored to individual needs. The agency helps clients navigate policy options, from liability to comprehensive plans, ensuring compliance with state requirements. Its professional team assists with quotes, coverage adjustments, and claims support, aiming to simplify the insurance process for customers throughout the community. Its services also extend to nearby communities such as Patchogue, offering the same dedicated assistance to drivers and property owners across the greater Long Island area.
112 Group Agency Inc: Allstate Insurance in Medford, NY provides a range of auto insurance policies to protect drivers and their vehicles. They help clients tailor coverage limits, deductibles, and optional protections to meet diverse needs and budgets. The agency also offers service plans that include reviewing policies regularly for life changes or new driving habits. As an Allstate representative, it helps customers compare options and manage claims. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners, families, and small business owners in Medford, New York, rely on Keith Burlison: Allstate Insurance for their auto insurance needs. The agency works closely with clients to review liability limits, coverage deductibles, and policy add-ons that align with their driving habits and budget. Licensed representatives guide policyholders through the claims process, helping them understand their options when accidents occur. This agency also extends its services to commuters and residents in the neighboring unincorporated communities of Farmingville and Gordon Heights within Suffolk County.
Mintz Insurance serves Medford, New York, and the surrounding Long Island communities, specializing in personal auto insurance for local drivers. The agency handles policies for both standard vehicles and those requiring specialized coverage, assisting clients with obtaining the right liability and protection options. It also helps customers navigate policy changes, claims filing, and coverage adjustments. Committed to finding practical solutions, a typical job starts with a review of the driver's needs, followed by comparing available plans from multiple carriers to secure a fitting auto insurance policy.
Operating on both a one-time and recurring service basis, Insurance Agency Medford offers auto insurance coverage in Medford, NY. A single policy can provide protection for vehicle damage, liability, and against unforeseen accidents on local roads. For ongoing needs, clients may choose to update their plans or add new vehicles to existing contracts through periodic reviews. Service runs on a one-time, scheduled, or as-needed basis to accommodate different customer requirements throughout the year.
On Your Team Insurance Agency in Medford, NY specializes in tailoring auto insurance policies to individual driving needs. The agency also provides general coverage options, including liability, collision, and comprehensive protection for local drivers. Assisting clients with understanding policy nuances, it works to match each customer with appropriate plans. As winter weather in the region creates slippery roads, the agency helps drivers assess their policies to ensure sufficient coverage against ice-related accidents.
As winter weather approaches Long Island, many drivers in Medford reassess their coverage for hazards like ice and unplowed roads. Jim Salveson - State Farm Insurance Agent helps clients navigate comparing auto insurance policies to find appropriate protection. The agency explains how factors like your commute distance and vehicle type affect premiums. The first step is scheduling a brief consultation to review your current driving habits and discuss potential discounts or needed updates to your policy.
Serving the Medford area, the Lenceski Agency works with drivers to secure auto insurance policies tailored to their individual needs. They offer standard coverage options which can be supplemented with specialty add-ons including roadside assistance and rental car reimbursement. Their team assists both personal and commercial clients, evaluating liability limits and comprehensive coverage to match specific driving habits and vehicle types. They can serve a variety of commercial sectors, including offices, warehouses, and food service businesses that require fleet or delivery vehicle policies.
Liberty Risk Insurance Agency serves residential clients in Medford, New York, with tailored auto insurance policies that protect personal vehicles and daily drivers. The agency also offers commercial auto coverage for local businesses that require fleet or individual vehicle protection throughout the surrounding area. All policies are designed to meet standard regulatory requirements while addressing common risk exposures on regional roads. Clients typically maintain continuous contact with the agency between regular renewal visits to update policy details and adjust coverage as driving needs change.
What Does an a Auto Insurance Agent in Medford Cost?
Auto insurance costs in New York vary widely. A typical annual premium for full coverage in Suffolk County can range from 1200 to 2500 dollars depending on your profile. Minimum liability coverage may cost 600 to 1000 dollars per year. Rates are influenced by your driving history, vehicle, and coverage limits. This is general information and not insurance advice.
About auto insurance agents in Medford
Auto insurance agents in Medford New York help drivers find coverage that meets New York state requirements. New York law mandates liability insurance with minimum limits of 25000 per person and 50000 per accident for bodily injury. A local agent can explain additional options like no-fault coverage and uninsured motorist protection.
Frequently Asked Questions
What is the minimum auto insurance coverage required in New York?
New York requires liability coverage of 25000 per person and 50000 per accident for bodily injury plus 10000 for property damage. You also need no-fault personal injury protection of 50000 and uninsured motorist coverage of 25000 per person and 50000 per accident.
How do I choose an auto insurance agent in Medford New York?
Look for an agent licensed in New York who offers policies from multiple carriers. Ask about their experience with local drivers and check if they can explain New York-specific rules like the no-fault system and the 30 day time limit to file a claim.
What factors affect auto insurance rates in Medford New York?
Rates depend on your driving record, age, vehicle type, and credit history. Your location in Medford and annual mileage also matter. New York law allows insurers to use these factors to set premiums.
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