The top-rated auto insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 922 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, Curabba Insurance Agency. This directory lists 20 auto insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 342-4888 |
| 4 | Curabba Insurance Agency | 334 E Main St | (845) 343-0855 |
| 5 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 6 | Evergreen Insurance Agency -Peter Schmidt | 690, 4 NY-211 E | (845) 673-6127 |
| 7 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 8 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 9 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 10 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
James Demmer - State Farm Insurance Agent serves the Middletown, Orange County area and its surrounding communities. The agency provides auto insurance coverage, helping customers select policies that meet New York financial responsibility requirements and personal protection needs. They also work with drivers to review deductibles and liability limits. This office assists local residents with comprehensive and collision coverages for their vehicles.
Cassie Gleeson - State Farm Insurance Agent offers auto insurance policies in Middletown, NY, along with related coverage options like roadside assistance and rental car reimbursement. The agency helps clients customize their liability, collision, and comprehensive plans to meet individual driving needs and local requirements. Regular policy reviews and claims assistance are provided to maintain appropriate protection over time. This agency serves drivers for personal vehicles, as well as those requiring coverage for single-family homes, apartments, retail, and restaurants.
Joy Insurance serves homeowners, drivers, and local business owners throughout the Middletown area. As an auto insurance agent, the company helps clients find and maintain personal car insurance policies that meet New York requirements for liability and coverage levels. The firm also assists with bundling auto and homeowners protection for greater convenience and potential savings. Through direct consultations, the agent works to match each driver with suitable insurance plans based on their vehicle type and driving needs. The agency extends its services to neighboring communities in Orange County.
Serving Middletown and the surrounding communities of Orange County, Curabba Insurance Agency focuses on auto insurance coverage for local drivers. It handles policies that protect individuals and families against liability, collision, and other common risks on the road. The agency works to match each customer with a plan that fits their specific driving habits and budget. Its general approach to a typical job involves reviewing a driver’s situation, explaining available coverage options, and helping them secure a policy that meets local insurance requirements.
Some clients require a single policy adjustment, while others need ongoing support as their coverage evolves. De Anne Gleeson - State Farm Insurance Agent, based in Middletown, NY, provides auto insurance options designed for these varying situations, from initial liability setups to comprehensive protection. Recognizing that local driving conditions and personal circumstances change, an agent can help review annual renewal terms or update a policy after a life event. This service operates on an as-needed basis, allowing clients to schedule meetings or request assistance whenever their current coverage requires discussion or a change.
As winter weather and unpredictable road conditions arrive in the Middletown area, the need for dependable auto coverage becomes especially pressing. The Premium Select Group Inc. serves local drivers by assessing their individual risk profiles and matching them with suitable policies from available carriers. Each consultation focuses on aligning coverage levels with the customer’s daily commute and vehicle usage. After reviewing the driver’s current policy and discussing potential liability gaps, an agent schedules a brief vehicle inspection to confirm eligibility details before finalizing the initial quote.
Hutchings Agency Inc. in Middletown, NY is a local provider of auto insurance policies designed to meet the needs of area drivers. The company helps customers navigate coverage options, from basic liability to more comprehensive plans that protect against common road risks. Policies can be tailored to fit different vehicles and driving habits in the region. An available specialty service includes adding roadside assistance to a standard auto policy for extra peace of mind during travel.
Katelyn Schaffner - State Farm Insurance Agent in Middletown, NY provides auto insurance protection for households and personal vehicles throughout the local area. Commercial coverage is also available for local businesses operating in and around Middletown. The agency helps clients understand their policy options and file claims when accidents occur. Many area customers return for regular policy reviews or to adjust coverage as their driving needs change between each scheduled visit.
As an auto insurance agent, Nicole Feichtl at Comparion Insurance Agency in Middletown works with clients to identify and secure appropriate vehicle coverage. Standard policies can be tailored with add-ons such as roadside assistance, rental car reimbursement, and comprehensive protection against non-collision damages. The agent serves individual drivers, families, and also handles commercial needs for offices, warehouses, and food service establishments.
What Does an a Auto Insurance Agent in Middletown Cost?
The average cost of auto insurance in New York is around 1300 to 2000 per year for full coverage and 600 to 900 per year for minimum liability. In Middletown rates may vary based on local accident statistics and population density. Your actual premium will depend on your personal risk profile. This is general information and not insurance advice.
About auto insurance agents in Middletown
Middletown NY drivers need auto insurance that meets New York state minimum liability requirements of 25/50/10. A local auto insurance agent can help you navigate these requirements and find coverage tailored to your vehicle and driving history. Agents in Middletown understand the specific risks of driving in Orange County and can explain options like no-fault benefits and uninsured motorist coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25/50/10 meaning 25000 for bodily injury per person 50000 per accident and 10000 for property damage. You also need no-fault personal injury protection and uninsured motorist coverage.
How can a local agent help me in Middletown NY?
A local agent can explain NY-specific laws like the no-fault system and the statute of limitations for filing claims which is generally 3 years for property damage and 3 years for personal injury. They can also help you compare quotes from multiple insurers.
What factors affect auto insurance rates in Middletown?
Rates depend on your driving record age vehicle type credit history and where you live in Middletown. NY law also allows insurers to consider your zip code and annual mileage. An agent can help you find discounts for safe driving or bundling policies.
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