The top-rated auto insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 14 auto insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York metro area and surrounding communities, offering auto insurance policies to local drivers. Helping clients obtain coverage that meets state requirements and protects their vehicles is a core part of the agency's daily work. The agency can assist with adjusting policy limits, adding comprehensive or collision coverage, and filing claims after an accident occurs in the region.
Freeway Insurance provides auto coverage for drivers in Rome, New York, specializing in tailored policies for standard and high-risk needs. This agent also offers additional protections beyond basic liability, including comprehensive and collision plans. Local accounts can be serviced directly through the Rome office. Commercial sectors served in the area typically include small offices, warehousing operations, and food service establishments, ensuring appropriate liability and vehicle coverage for their specific operational risks.
Michael Collea - State Farm Insurance Agent in Rome, NY offers a comprehensive range of auto insurance options, including liability, collision, and comprehensive coverage tailored to local driving conditions. The agency provides ongoing policy review services and assistance with claims filing for vehicle owners. It routinely handles both personal and commercial auto policies for individuals and businesses. This agent also services policies for single-family homes, apartments, retail, and restaurants.
Moore Insurance Group serves the Rome, New York area and surrounding communities as an auto insurance agent. It handles personal auto policies for local drivers, addressing their coverage needs and liability requirements. The company processes policy inquiries, assists with claims guidance, and reviews available coverage options with clients. For a typical job, it conducts a thorough review of an individual's driving history and vehicle details before presenting suitable policy choices for their situation.
Homeowners, renters, and drivers in the Rome, NY area look to Steve Jarvis - State Farm Insurance Agent for their auto insurance needs. This local agency provides personalized auto insurance policies designed to protect vehicles and comply with New York state requirements. They guide customers through coverage options, including liability and collision protection, to find suitable plans for everyday commuting or longer road trips. The agency also serves clients in surrounding communities such as Utica and the greater Oneida County region.
When seeking auto insurance in Rome, NY, residents can choose between a one-time policy purchase or scheduled renewal options to maintain continuous protection for their vehicles. Joseph Zullo: Allstate Insurance offers standard coverage plans that meet state requirements and help drivers manage financial risk from accidents or damages. Local drivers often value having an agent who can explain different policy terms and assist with claims when needed. All necessary services, including policy adjustments and claims support, are available both on a scheduled basis for periodic reviews and as-needed for immediate assistance.
Alan I. Spindler: Allstate Insurance offers personalized auto insurance policies tailored to individual coverage needs in Rome, NY. The agency also handles general insurance services such as home, renters, and life policies for local residents. It assists clients with selecting appropriate liability limits and deductible options that balance protection with affordability. As winter approaches, the agency commonly helps customers review their policy for potential gaps in coverage related to ice-related accidents and roadside assistance claims.
When winter storms or heavy regional rains make roads slick in Rome, drivers often seek updated coverage to meet New York’s insurance requirements against such conditions. Better Fund Insurance helps local motorists adjust their auto policies to match evolving needs on routes like the Erie Canalway or State Route 49. The company is located in Rome, NY, operating as a auto insurance agent for area drivers. As a typical initial step, a representative reviews the customer’s vehicle, driving history, and current deductible preferences before providing a formal policy proposal.
Dimaggio Insurance Agency handles a full range of personal and commercial auto insurance needs in the Rome, NY area. Its specialists also offer coverage add-ons like roadside assistance, rental reimbursement, and gap protection for financed vehicles. The agency provides tailored commercial auto policies for local businesses, ensuring delivery vans, work trucks, and service vehicles remain protected. It serves many commercial sectors, including professional offices, distribution warehouses, and food service operations.
Michael Garcia: Allstate Insurance assists residents of Rome, New York, with personal auto insurance to protect their daily vehicles. Commercial auto policies are also available for local businesses that need fleet or single-vehicle coverage, with service offered throughout the Rome area. Each policy is explained clearly so clients understand their deductibles and liability limits. After handling a claim or policy change, the agency ensures all details are settled properly, ready to address any future adjustments before the next renewal season arrives.
What Does an a Auto Insurance Agent in Rome Cost?
Auto insurance costs in Rome, New York vary based on factors like your age, driving record, vehicle type, and coverage limits. On average, New York drivers pay around $1,200 to $2,000 per year for full coverage, but rates in Rome may differ due to local risk factors. Minimum liability coverage is typically less expensive, often ranging from $600 to $1,000 annually. This is general information and not insurance advice.
About auto insurance agents in Rome
Auto insurance agents in Rome, New York help drivers find coverage that meets New York state minimum requirements. New York law requires all drivers to carry liability insurance and personal injury protection (PIP). A local agent can explain how these requirements apply to your specific situation and help you compare policies from different carriers.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires at least $25,000 per person and $50,000 per accident for bodily injury liability, $10,000 for property damage liability, and $50,000 in personal injury protection (no-fault) coverage. Uninsured motorist coverage is also mandatory.
How can an auto insurance agent in Rome help me?
An agent can review your driving history and vehicle type to recommend coverage options from multiple insurers. They can also explain New York-specific rules, such as the statute of limitations for filing a claim, which is generally three years for property damage and three years for bodily injury.
Do I need uninsured motorist coverage in New York?
Yes, New York law requires uninsured motorist coverage. This protects you if you are hit by a driver without insurance. An agent can help you choose appropriate limits beyond the state minimum.
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