The top-rated auto insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 21 auto insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Lubica Mills - State Farm Insurance Agent | 8 Circular St Suite 3 | (518) 587-6483 |
| 6 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 7 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 8 | Steve Cook - State Farm Insurance Agent | 6 Franklin Square Ste E | (518) 581-8240 |
| 9 | AAA Saratoga | 26 West Ave | (518) 587-8529 |
| 10 | Cote Insurance Agency | 68 Weibel Ave | (518) 587-3303 |
Kyle Magne - State Farm Insurance Agent serves the Saratoga Springs, NY area, providing auto insurance agent services to local drivers. The agency helps customers select liability coverage and comprehensive policies tailored to their vehicles and driving needs. With attention to New York state insurance requirements, it assists in processing claims and adjusting coverage limits. This office also handles roadside assistance plans and rental car reimbursement options for policyholders in the Saratoga Springs region.
Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY, provides personal auto insurance policies along with related coverage options such as liability, collision, and comprehensive plans. The office assists clients in reviewing their existing coverage needs and adjusting deductibles to suit individual driving habits. Typical service includes processing policy updates, filing claims assistance, and offering periodic policy reviews to ensure adequate protection. The agent serves a range of property types in the local area, including single-family homes, apartments, retail businesses, and restaurants.
Dione Ramsdill - State Farm Insurance Agent assists homeowners, renters, and drivers in Saratoga Springs with auto insurance policies that provide financial protection and liability coverage for personal vehicles. The agency helps customers assess their coverage needs and update their policies as circumstances change, supporting compliance with New York compulsory insurance laws. Local clients benefit from guidance on claim procedures and policy options tailored to the area’s driving conditions. The office also serves the broader Saratoga County region, including nearby communities such as Wilton and Malta.
Serving Saratoga Springs and surrounding communities in upstate New York, Jenks Family Insurance Agency, LLC handles auto insurance policies for local drivers. The company assists clients with coverage options tailored to individual needs, from liability protection to comprehensive plans. It works directly with customers to review policy details and update coverage as circumstances change. To manage a typical client request, it compares different carriers and policy features to find a suitable match for each driver’s budget and risk profile.
When seeking car insurance, a client may choose between a single policy purchase for basic requirements or an ongoing service that adjusts coverage as circumstances change. Serving Saratoga Springs, New York, this auto insurance agent helps drivers select liability, collision, and comprehensive plans that meet local regulations and individual needs. Guidance is provided on deductibles and discounts to tailor each policy. This agency offers its services on an as-needed basis, whether for a new policy, a policy review, or filing a claim.
Todd Harvey Farmers Insurance offers tailored auto insurance policies, covering liability, collision, and comprehensive options. The agency serves Saratoga Springs drivers with personal risk assessments and coverage adjustments. It also provides home and life insurance services alongside auto. For seasonal needs, the agent helps clients manage coverage changes after relocating to New York’s Capital Region or when winter weather increases collision risks from icy roads.
As winter approaches in Saratoga Springs, drivers face unique risks from icy roads and unpredictable weather, which makes reliable auto coverage essential. Armor Group Insurance Agency in Saratoga Springs provides auto insurance agent services to help local motorists navigate these seasonal challenges. Their process includes reviewing each client's driving patterns and vehicle usage to match appropriate liability, collision, and comprehensive coverage. Before finalizing a policy, they inspect the primary vehicle and assess any historical claims to ensure accurate protection. This initial assessment step confirms that the driver meets all local insurance requirements.
Steve Cook's State Farm Insurance Agency in Saratoga Springs, NY, provides auto insurance policies for residential customers in the local area. Commercial coverage for small businesses and vehicles is also available throughout the surrounding Saratoga County region. The agency assists clients in selecting appropriate policy protections that meet individual driving needs and budget considerations. After annual policy reviews or after a claim, representatives ensure follow-up service is provided between regular scheduled visits to keep coverage aligned with changing circumstances.
AAA Saratoga offers auto insurance policies for personal vehicles and can tailor coverage with specialty add-ons such as roadside assistance and rental reimbursement. The agency serves drivers in Saratoga Springs, NY, helping them navigate liability, collision, and comprehensive options to meet state requirements and individual needs. Commercial auto insurance is available for various business types, including offices, warehouses, and food service operations, ensuring proper protection for company-owned vehicles and employee drivers.
Cote Insurance Agency in Saratoga Springs, New York, is known for providing auto insurance policies to local residents navigating the state's unique coverage requirements. Their service range includes crafting liability, collision, and comprehensive plans tailored to individual driving needs. By assessing each client's vehicle type and typical commute, they help ensure proper financial protection on the road. A specialty service they can add on is uninsured and underinsured motorist coverage for additional security against other drivers.
What Does an a Auto Insurance Agent in Saratoga Springs Cost?
Auto insurance costs in New York average about 1,300 to 1,800 dollars per year for full coverage, though rates vary widely. For minimum liability coverage, drivers might pay 500 to 900 dollars annually. Your actual premium depends on your personal risk profile, coverage limits, and deductible choices. This is general information and not insurance advice.
About auto insurance agents in Saratoga Springs
Auto insurance agents in Saratoga Springs New York help drivers find coverage that meets state legal requirements. New York law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. A local agent can explain these requirements and help you choose a policy that fits your needs.
Frequently Asked Questions
What is the minimum auto insurance coverage required in New York?
New York requires liability insurance of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage and no-fault personal injury protection are also mandatory.
How can an auto insurance agent in Saratoga Springs help me?
An agent can review your driving history, vehicle type, and budget to find suitable policies from multiple insurers. They can also explain New York specific rules such as the state mandatory 30 day notice period for policy cancellation.
What factors affect auto insurance rates in Saratoga Springs?
Rates are based on your driving record, age, credit history, vehicle model, and where you live in Saratoga Springs. Local factors like traffic density and accident statistics in Saratoga County also influence premiums.
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