The top-rated auto insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 16 auto insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 3 | AAA Smithtown | 729 Smithtown Bypass | (631) 393-7613 |
| 4 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 5 | Philip Forte: Allstate Insurance | 310 Maple Ave | (631) 346-6400 |
| 6 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 7 | Jeff Troiano: Allstate Insurance | 25 Manor Rd | (631) 724-2100 |
| 8 | Zachary Millian: Allstate Insurance | 360 E Jericho Tpke | (631) 656-7856 |
| 9 | Takach & Associates, Inc | 112 Terry Rd | (631) 366-2774 |
| 10 | Antos Agency Inc | 158 Terry Rd | (631) 360-3737 |
Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area, providing auto insurance coverage to local drivers. The agency helps customers select policies that meet state requirements and protect against liability and collision costs. Clients work with an agent who explains coverage options, including deductibles and uninsured motorist protection. The office handles new policy applications, policy reviews during renewal periods, and claims assistance after an accident or vehicle damage event in the Smithtown vicinity.
Homeowners, renters, and drivers throughout Smithtown, NY turn to Joe Aguirre - State Farm Insurance Agent for personalized auto insurance coverage. The agency evaluates individual driving histories, vehicle types, and policy needs to match clients with appropriate protection plans. Local residents appreciate having a neighborhood provider who understands Long Island’s specific commuting patterns and traffic conditions. This office also serves neighboring communities such as Hauppauge and Kings Park, ensuring drivers across the wider Smithtown metro area have access to reliable insurance guidance.
AAA Smithtown provides personal and commercial auto insurance services to clients in Smithtown, NY. The agency assists customers with policy selection, coverage adjustments, and claims support. Their service plans include annual policy reviews, coverage comparisons, and assistance with roadside assistance enrollment. Regular maintenance options are available to update policies after changes in driving habits or vehicle ownership. The company serves single-family homeowners, apartment residents, local retail businesses, and nearby restaurants.
Lynne Barnhardt - State Farm Insurance Agent serves Smithtown, NY, and the surrounding communities of Long Island. The agency handles auto insurance coverage for local drivers, addressing protection needs with policies designed for varying vehicle types and driving habits. Each client’s situation is reviewed individually, with the agent focusing on matching coverage options to personal and household requirements. For a typical job, the agency gathers driver details and vehicle information, then presents clear policy choices to ensure informed decision-making.
For auto insurance, customers choose between a one-time policy for instant liability coverage or an ongoing plan that builds continuous protection over time. Philip Forte: Allstate Insurance in Smithtown, NY, helps local drivers assess their needs and select the appropriate personal or commercial coverage. The agency provides guidance on deductibles, limits, and discounts, such as those for safe driving or bundling. Services are available on a one-time basis for single purchases or on an as-needed schedule for full policy updates and claims assistance.
Platinum Insurance Group in Smithtown, NY specializes in helping drivers secure liability, collision, and comprehensive coverage tailored to their specific vehicle needs. The agency also works extensively with residents to review their current auto policies and adjust for adequate protection. As winter approaches each year, it assists local drivers in adding roadside assistance coverage for hazards like icy roads and potential breakdowns.
As the seasons change in Smithtown, local drivers begin to evaluate their coverage before the winter weather arrives. Jeff Troiano: Allstate Insurance assists auto owners in adjusting their policies to meet evolving needs and liability concerns. The agency provides guidance on standard protection options available for personal vehicles in the area. Drivers can discuss deductibles, comprehensive limits, and roadside assistance during a scheduled consultation. To begin the process, a brief assessment of the current policy is conducted to identify any coverage gaps or necessary adjustments.
Zachary Millian: Allstate Insurance provides general auto insurance coverage for drivers in the Smithtown, NY area, along with specialized add-ons such as roadside assistance and rental car reimbursement. The agency also offers policy options that account for local driving conditions and common commutes on Long Island. Its services are available to a variety of commercial entities, including offices needing fleet coverage, warehouses requiring liability protections, and food service businesses seeking vehicle policies.
Takach & Associates, Inc provides auto insurance coverage to residents in and around Smithtown, NY. The agency also handles commercial auto policies for local businesses requiring fleet or individual vehicle protection. Their service area covers Smithtown and the neighboring towns and villages throughout Suffolk County. New clients can receive initial consultations to review their specific driving needs and available policy options. Existing customers often return between regular six-month policy periods to update their coverage after purchasing a new vehicle or adding a young driver to their household.
Antos Agency Inc is known for providing personalized auto insurance guidance to drivers in the Smithtown, New York area. The company assists clients in selecting appropriate coverage to meet both state requirements and individual financial needs. Agents work to explain various policy options, helping customers understand deductibles, liability limits, and collision coverage. As a local agency, it offers neighborhood accessibility for policy reviews or questions. In addition to standard auto policies, specialty coverage for classic cars or high-risk drivers is available upon request.
What Does an a Auto Insurance Agent in Smithtown Cost?
The cost of auto insurance in Smithtown, New York varies based on factors like your driving record, age, vehicle type, and coverage limits. On average, New York drivers pay around $1,500 to $2,500 per year for full coverage, though minimum liability policies may cost less. Rates in Suffolk County can be higher due to local traffic density and accident statistics. This is general information and not insurance advice.
About auto insurance agents in Smithtown
An auto insurance agent in Smithtown, New York can help you find a policy that meets New York state requirements. New York law mandates liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. A local agent understands the specific driving conditions and insurance needs of Suffolk County residents.
Frequently Asked Questions
What is the minimum auto insurance coverage required in New York?
New York requires all drivers to have liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury, and $10,000 for property damage. You must also have uninsured motorist coverage and personal injury protection or PIP.
How can an auto insurance agent in Smithtown help me save money?
An agent can compare quotes from multiple insurance companies to find a policy that fits your budget. They can also advise on available discounts such as safe driver, multi-policy, or low mileage discounts that apply to your situation.
What documents do I need to get auto insurance in Smithtown?
You will need your driver license, vehicle registration, and vehicle identification number or VIN. The agent may also ask about your driving history and annual mileage to provide an accurate quote.
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