The top-rated auto insurance agent in Shallotte, North Carolina is Kristin Dowdy - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Rusty Russ: Allstate Insurance, Toby Russ: Allstate Insurance, Nationwide Insurance: Brad Sizemore Insurance. This directory lists 15 auto insurance agents serving Shallotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kristin Dowdy - State Farm Insurance Agent | 4519 Main St | (910) 754-9923 |
| 2 | Rusty Russ: Allstate Insurance | 4746 Main St | (910) 754-6596 |
| 3 | Toby Russ: Allstate Insurance | 4746 Main St | (910) 754-6596 |
| 4 | Nationwide Insurance: Brad Sizemore Insurance | 4702 Main St | (910) 754-4366 |
| 5 | Lendmark Financial Services LLC | 301 S Willis Dr #116 | (910) 448-4678 |
| 6 | Foster Insurance Agency Inc | 5300 Main St #3 | (910) 755-5969 |
| 7 | Protective Agency | 5285 Main St Suite 15 | (910) 755-3440 |
| 8 | NC Farm Bureau Insurance | 4560 White St | (910) 754-8175 |
| 9 | Shallotte Insurance | 150 Holden Beach Rd SW | (910) 754-8161 |
| 10 | Coastal Insurance | 4625 Main St | (910) 754-4326 |
Kristin Dowdy - State Farm Insurance Agent serves the Shallotte, North Carolina area and surrounding Brunswick County communities. The agency focuses on providing auto insurance policies designed to protect local drivers and their vehicles. It also offers related coverage options to meet various needs. As an independent agent, the office helps clients understand policy details and find appropriate plans. Specific services include handling liability coverage, comprehensive protection, and collision insurance for vehicles in the region.
Rusty Russ: Allstate Insurance provides a comprehensive range of auto insurance coverages, including liability, collision, and comprehensive protection for drivers in Shallotte, NC. Its service plans are built around helping clients understand their policy details and making adjustments as life circumstances change over time. The agency also assists with claims guidance to facilitate a smooth experience when incidents occur. In addition to auto insurance, the company services a variety of local property exposures, such as single-family homes, apartments, retail businesses, and nearby restaurants.
Serving Shallotte and the surrounding Brunswick County communities, Toby Russ: Allstate Insurance handles personal auto insurance policies for local drivers. The agency assists customers in selecting appropriate coverage options that meet North Carolina’s legal requirements and their individual needs. Typical policies include liability, collision, and comprehensive protection, as well as additional endorsements for roadside assistance. When a new client makes an inquiry, the agency reviews their driving history and vehicle details to present a policy that balances protection with affordability.
Nationwide Insurance: Brad Sizemore Insurance serves local homeowners, drivers, and small business owners in Shallotte, NC. It offers auto insurance policies tailored to individual coverage needs, along with options for bundling home and life insurance for comprehensive protection. Clients can also discuss commercial vehicle coverage to safeguard their business assets. The agency provides these services to residents of Shallotte and also covers the surrounding coastal communities of Ocean Isle Beach and nearby Brunswick County.
Lendmark Financial Services LLC in Shallotte, NC understands that auto insurance needs can differ between a one-time policy for a short-term vehicle and ongoing coverage for a daily driver. They help clients select appropriate liability, collision, and comprehensive options to meet local driving requirements. Their service operates on an as-needed basis, meaning customers can schedule an appointment or visit whenever assistance is required for new policies or policy changes.
As the summer tourist season brings increased traffic to Shallotte and the surrounding Brunswick County roads, drivers often seek to review their coverage before hitting the highway. Foster Insurance Agency Inc provides auto insurance solutions tailored to individual needs, helping local residents navigate policy options that suit their driving habits and budget. Their process typically begins with a thorough review of the customer’s current coverage, followed by a personalized assessment of liability and collision limits during the initial consultation appointment.
Protective Agency serves homeowners, drivers, and local business owners in Shallotte, North Carolina, offering essential auto insurance policies to meet a variety of coverage needs. The agency helps clients select appropriate liability, collision, and comprehensive plans, ensuring compliance with state requirements. Assistance is provided in reviewing policy options to match individual driving habits and vehicle types. Protective Agency also covers neighboring communities in Brunswick County, such as Supply and Leland, extending its services to those areas.
NC Farm Bureau Insurance provides auto insurance services for drivers in Shallotte, North Carolina, offering routine policy renewals and coverage adjustments. Its service plans include claims assistance and guidance through the insurance process following an accident or damage. The company maintains policies that help protect clients from financial loss while ensuring compliance with local driving regulations. In addition to auto insurance, it also services single-family homes, apartments, retail locations, and restaurants across the Shallotte area.
Shallotte Insurance provides personal and commercial auto insurance guidance for drivers in the Shallotte, NC area, focusing on standard liability, collision, and comprehensive coverage. Beyond basic policies, the agency regularly helps clients add roadside assistance, rental car reimbursement, and uninsured motorist protection to their plans. The company serves a variety of commercial sectors, including local offices, warehouses, and food service businesses, tailoring policies to their specific vehicle usage and liability requirements.
Coastal Insurance in Shallotte, North Carolina, offers tailored auto insurance policies including liability, collision, and comprehensive coverage for personal and commercial vehicles. It assists local drivers with routine protection needs and policy reviews to match changing circumstances. The agency also helps clients adjust coverage after major life events such as relocating within Brunswick County. Alongside standard yearly renewals, Coastal Insurance provides guidance on filing claims following the frequent storm-related accidents common during hurricane season.
What Does an a Auto Insurance Agent in Shallotte Cost?
Auto insurance costs in Shallotte North Carolina vary based on factors like age, driving record, and vehicle type. Average annual premiums in North Carolina range from about 1,200 to 1,800 dollars for full coverage. Rates can be higher for drivers with accidents or tickets. This is general information and not insurance advice.
About auto insurance agents in Shallotte
Auto insurance agents in Shallotte North Carolina help drivers find coverage that meets state requirements. North Carolina law mandates liability insurance with minimum limits of 30,000 dollars per person and 60,000 dollars per accident for bodily injury. Local agents can also explain optional coverages like uninsured motorist protection and collision insurance.
Frequently Asked Questions
What are the minimum auto insurance requirements in North Carolina?
North Carolina requires liability coverage of at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. You must also carry uninsured motorist coverage equal to your liability limits.
How can an auto insurance agent in Shallotte help me?
A local agent can review your driving history and vehicle type to find suitable policies from multiple insurers. They can explain North Carolina specific rules like the safe driver incentive plan and help you file claims after an accident.
Do I need uninsured motorist coverage in Shallotte?
Yes, North Carolina law requires uninsured motorist coverage. It protects you if you are hit by a driver without insurance. Your agent can help you choose limits that match your liability coverage.