ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a auto insurance agent in Smithfield? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Smithfield, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 18 auto insurance agents in Smithfield, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
332 N Brightleaf Blvd suite b, Smithfield, NC 27577
(919) 938-9713
allinsurancenc.com
Insurance Shoppe
118 Ava Gardner Ave, Smithfield, NC 27577
(919) 934-7188
theinsuranceshoppe.com
What Does a Auto Insurance Agent in Smithfield Cost?
The average cost of auto insurance in North Carolina is around $1,200 to $1,600 per year for full coverage, but rates in Smithfield may vary based on your age, driving history, and vehicle. Minimum liability coverage typically costs $400 to $700 annually. These figures are general estimates; your actual premium depends on your specific situation. This information is for general purposes and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum auto insurance coverage required in North Carolina?
North Carolina requires liability coverage of $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Uninsured motorist coverage is also required at the same limits unless you reject it in writing.
How do I find a reputable auto insurance agent in Smithfield NC?
You can search the North Carolina Department of Insurance website for licensed agents in Smithfield. Ask for referrals from local residents or check online reviews for agencies serving Johnston County.
Can an auto insurance agent help me lower my premium in Smithfield?
Yes, an agent can review your driving record, vehicle type, and available discounts such as multi-policy or safe driver discounts. They can also explain how your credit score and annual mileage affect rates in North Carolina.
Free • No Obligation
Compare Auto Insurance Agents
Get matched with agents in Smithfield who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.