The top-rated auto insurance agent in Smithfield, North Carolina is Will Mitchiner - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Woodard Insurance Agency, Inc., State Farm Insurance: Shawn Herrmann, Smithfield Insurance. This directory lists 18 auto insurance agents serving Smithfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Will Mitchiner - State Farm Insurance Agent | 911 S Brightleaf Blvd | (919) 989-9966 |
| 2 | Woodard Insurance Agency, Inc. | 612 E Lee St | (919) 934-8632 |
| 3 | State Farm Insurance: Shawn Herrmann | 1601 Booker Dairy Rd | (919) 934-8169 |
| 4 | Smithfield Insurance | 421 S Brightleaf Blvd | (919) 934-9948 |
| 5 | Schultze Insurance Agency | 1638 Booker Dairy Rd | (919) 934-2240 |
| 6 | Calton Group Inc: Allstate Insurance | 324 N Brightleaf Blvd | (919) 934-6141 |
| 7 | Walker Insurance Group, Inc. | 210 N Brightleaf Blvd # A | (919) 989-1799 |
| 8 | Bingham & Parrish Insurance | 606 E Lee St | (919) 934-5131 |
| 9 | First Mutual Insurance Company | 614 E Market St | (919) 934-6111 |
| 10 | The Insurance Shoppe | 131 Kellie Dr | (919) 934-7188 |
Will Mitchiner - State Farm Insurance Agent serves the Smithfield, North Carolina area as a local auto insurance agent. The company offers personal auto coverage and related risk management services to drivers in Johnston County. Policies can address liability protection, collision coverage, and comprehensive protection against theft or weather damage. The agency assists clients with filing claims and adjusting their deductible levels for individual budgets. It specifically handles roadside assistance options and rental car reimbursement for policyholders in this region.
Woodard Insurance Agency, Inc. provides auto insurance services to drivers in Smithfield, NC. The agency helps clients select appropriate coverage levels to meet individual needs. It offers support with policy management, including assistance with changes and renewals. The company also assists customers with processing claims and understanding their policy details. Its services cover claims guidance and general insurance information. Woodard Insurance Agency, Inc. services clients with single-family homes, apartments, retail properties, and restaurants.
Serving homeowners, renters, and local drivers in Smithfield, North Carolina, this agency provides personal auto coverage tailored to individual needs. Policy options include liability, collision, comprehensive, and uninsured motorist protection. Claims assistance and regular policy reviews are offered to help customers maintain appropriate coverage as their circumstances change. The agency serves the Smithfield community and also handles accounts for residents throughout the neighboring Johnston County area, including the town of Selma.
Smithfield Insurance serves the Smithfield, North Carolina area and the surrounding Johnston County communities, handling a full range of personal auto insurance policies. It works with clients to address their specific coverage needs for vehicles, including liability and collision protection. To handle a typical job, the agent first reviews the driver’s current policy and driving history, then presents several coverage options from different carriers for comparison.
Servicing Smithfield, NC, Schultze Insurance Agency helps clients distinguish between one-time policy purchases for short-term needs and recurring coverage options for ongoing protection. The agency focuses on providing auto insurance that aligns with each driver’s specific requirements and local driving conditions. Tailored policies address liability, collision, and comprehensive coverage to meet state regulations and individual preferences. Service appointments for consultations, policy reviews, and claim assistance are available on an as-needed basis, allowing flexibility for each client.
As a local auto insurance agent, Calton Group Inc: Allstate Insurance in Smithfield, NC specializes in providing tailored auto insurance policies to protect drivers against liability, collision, and comprehensive damages. It also assists customers with general insurance needs, including bundling home and auto policies for potential savings. The agency helps clients understand their coverage options and file claims when accidents occur. During the busy back-to-school season, it offers guidance on adding young drivers to family policies and ensuring proper coverage for new commuters.
Walker Insurance Group, Inc. in Smithfield, North Carolina, provides a range of personal and commercial auto policies, along with routine policy reviews and coverage adjustments to handle changing needs. Its ongoing account management helps ensure clients maintain appropriate liability and collision options over time. The local agency serves drivers of single-family homes, apartment dwellers and tenants, retail businesses requiring fleet coverage, and restaurants in need of reliable commercial auto plans.
Bingham & Parrish Insurance works with clients in Smithfield, NC, to secure their vehicles and manage financial risk on the road. For added protection, we help policyholders explore optional coverage like rental reimbursement, roadside assistance, and gap insurance. We aim to tailor each policy to individual driving habits and coverage needs. Our services extend beyond personal auto to support business operations, covering vehicles used for offices, warehouses, and food service.
As the seasons change in Smithfield, many drivers find themselves reviewing their auto insurance needs to ensure their policies reflect current vehicle values and driving habits. First Mutual Insurance Company responds to this need by offering guidance through the range of available coverage options and helping local motorists understand their personal liability exposures. A thorough consultation often begins by gathering key details about the vehicle's condition and use, followed by a practical vehicle inspection to verify its overall state before finalizing any policy terms.
What Does an a Auto Insurance Agent in Smithfield Cost?
The average cost of auto insurance in North Carolina is around $1,200 to $1,600 per year for full coverage, but rates in Smithfield may vary based on your age, driving history, and vehicle. Minimum liability coverage typically costs $400 to $700 annually. These figures are general estimates; your actual premium depends on your specific situation. This information is for general purposes and does not constitute insurance advice.
About auto insurance agents in Smithfield
An auto insurance agent in Smithfield, North Carolina can help you find coverage that meets state requirements. North Carolina law mandates liability insurance of at least $30,000 per person and $60,000 per accident for bodily injury. Local agents also assist with uninsured motorist coverage and other options specific to Johnston County drivers.
Frequently Asked Questions
What is the minimum auto insurance coverage required in North Carolina?
North Carolina requires liability coverage of $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. Uninsured motorist coverage is also required at the same limits unless you reject it in writing.
How do I find a reputable auto insurance agent in Smithfield NC?
You can search the North Carolina Department of Insurance website for licensed agents in Smithfield. Ask for referrals from local residents or check online reviews for agencies serving Johnston County.
Can an auto insurance agent help me lower my premium in Smithfield?
Yes, an agent can review your driving record, vehicle type, and available discounts such as multi-policy or safe driver discounts. They can also explain how your credit score and annual mileage affect rates in North Carolina.