The top-rated auto insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 466 reviews. Other highly rated options include Ashlee Biondo - State Farm Insurance Agent, Ryan Whitehead: Allstate Insurance, Lisa Kozak - State Farm Insurance Agent. This directory lists 11 auto insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ashlee Biondo - State Farm Insurance Agent | 507 Horsham Rd | (215) 572-7474 |
| 3 | Ryan Whitehead: Allstate Insurance | 1250 Easton Rd Ste 190 | (215) 390-1802 |
| 4 | Lisa Kozak - State Farm Insurance Agent | 443 Easton Rd | (215) 443-8336 |
| 5 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 6 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 7 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 8 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 9 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 10 | Granite Insurance Group | 200 Gibraltar Rd Suite 129 | (267) 699-7285 |
Grundy Insurance serves the Horsham area in Montgomery County, Pennsylvania as a local auto insurance agency. The company helps drivers find coverage that meets both state requirements and individual needs. Their focus includes providing theft, collision, and liability protection for personal vehicles. Agents also work with customers to understand deductibles alongside coverage limits during the selection process. The agency specifically assists clients with bundling auto protection with other personal insurance products and securing uninsured motorist coverage for local roads.
Ashlee Biondo - State Farm Insurance Agent in Horsham, PA, provides a range of auto insurance policies tailored to local drivers. It offers standard coverage options along with service and maintenance support to help clients manage policies throughout the year. The company assists with policy reviews, claims guidance, and billing adjustments to ensure plans remain current. Its services extend to protecting vehicles for a variety of property types it serves, including single-family homes, apartments, retail establishments, and restaurants.
Ryan Whitehead: Allstate Insurance serves homeowners, drivers, and local businesses in the Horsham, PA area with personal and commercial auto insurance policies. The agency assists clients in evaluating coverage levels for liability, collision, and comprehensive protection tailored to individual needs and budgets. It provides guidance on policy options, deductibles, and available discounts for safe driving and multi-policy bundling. Additionally, the agency supports property managers and small-business owners with fleet and business-use vehicle insurance. Its service area extends into neighboring Hatboro and the surrounding Montgomery County communities.
Serving Horsham and the surrounding communities throughout Montgomery County, Lisa Kozak - State Farm Insurance Agent handles auto insurance coverage for local drivers. The agency helps customers navigate policy options that meet Pennsylvania’s specific requirements and their personal needs. A typical job begins with an assessment of the driver’s current situation, followed by a clear explanation of available coverage choices to build a policy that fits their daily commute and budget.
As winter snow and summer storms are both common in Horsham, Pennsylvania, drivers need reliable coverage to stay protected on the road. State insurance Horsham helps local residents find auto policies that address these seasonal risks and other everyday driving needs. Their agents work to match each client with appropriate liability or comprehensive options. After discussing a driver’s vehicle type, mileage, and typical commute, the office typically schedules a quick visual inspection of the car to confirm its current condition.
Amica Mutual Insurance Company in Horsham, PA offers both one-time policy setup and recurring coverage adjustments tailored to individual driver needs. As an auto insurance agent, the company helps clients compare liability, collision, and comprehensive options mandated by region. Service appointments and policy reviews are handled on an as-needed basis, allowing clients to request updates whenever their driving circumstances change or their current plan requires revision.
Capitol Insurance Co in Horsham, PA specializes in binding auto insurance policies along with tailored liability and collision coverage for local drivers. Its agents work closely with clients to understand their daily commute patterns, vehicle usage, and protection needs. The agency facilitates claims support and policy reviews to keep coverage aligned with changing circumstances. When winter storms or seasonal hail arrive, Capitol Insurance Co helps ensure motorists have adequate comprehensive and uninsured motorist protection.
Tri County Assurance Co in Horsham, PA assists clients with personal auto insurance policies by tailoring coverage to individual driving habits and vehicle types. It can add optional protections such as roadside assistance, rental reimbursement, and comprehensive coverage for weather damage. The agency also helps small businesses secure commercial auto policies for fleets used in local delivery or service routes. Commercial sectors it can serve include offices requiring employee drivers, warehouses needing cargo vans, and food service operations with refrigerated trucks.
Nationwide Insurance: The Barton Insurance Group Inc. in Horsham, PA provides auto insurance coverage for residential drivers. The agency also handles commercial auto policies for local businesses and fleets across the greater Philadelphia area. Their services are available to clients throughout the surrounding counties, ensuring drivers have options for liability and comprehensive plans. Agents work to answer questions and adjust policies as needed, with follow-up available between regular visits to address claims or update coverage.
Granite Insurance Group, based in Horsham, PA, is a local auto insurance agent that provides coverage for personal vehicles, helping clients meet state requirements and protect against common driving risks. The agency assists drivers in selecting policies tailored to their needs, offering guidance through the claims process and policy adjustments. With a focus on individual circumstances, it helps compare options from multiple carriers. For an added layer of protection, Granite Insurance Group also specializes in arranging roadside assistance packages for policyholders.
What Does an a Auto Insurance Agent in Horsham Cost?
The average cost of auto insurance in Pennsylvania is around $1,700 per year, but rates in Horsham can vary based on your driving record, vehicle type, and coverage choices. Minimum liability policies may start near $500 per year, while full coverage plans often range from $1,200 to $2,500 annually. This is general information and not insurance advice.
About auto insurance agents in Horsham
Auto insurance agents in Horsham, Pennsylvania help drivers find coverage that meets state requirements. Pennsylvania law mandates that all drivers carry liability insurance with minimum limits of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. A local agent can also explain optional coverages like limited tort or full tort, which affect your legal rights after an accident.
Frequently Asked Questions
What are the minimum auto insurance requirements in Pennsylvania?
Pennsylvania requires all drivers to have liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury, and $5,000 for property damage. Drivers must also carry first-party medical benefits of $5,000. An agent in Horsham can help you choose higher limits for better protection.
How does the Pennsylvania limited tort option affect my policy?
Choosing limited tort in Pennsylvania means you give up your right to sue for pain and suffering unless your injury meets a serious threshold, such as death or permanent impairment. This option usually lowers your premium. An agent can explain the trade-offs so you can decide what fits your situation.
Can I get a discount for taking a defensive driving course in Pennsylvania?
Yes, many insurers in Pennsylvania offer a discount for completing an approved defensive driving course. The discount amount varies by company. Ask your Horsham agent about eligible courses and how much you could save on your premium.
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