The top-rated auto insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 148 reviews. Other highly rated options include Hedges Insurance Agency LLC, Insurance Consultants of Lynchburg, Nelles Insurance Solutions. This directory lists 20 auto insurance agents serving Lynchburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cothran Schoonover Insurance | 7212 Timberlake Rd | (434) 239-2886 |
| 2 | Hedges Insurance Agency LLC | 22491 Timberlake Rd | (434) 237-2021 |
| 3 | Insurance Consultants of Lynchburg | 22174 Timberlake Rd m | (434) 237-5926 |
| 4 | Nelles Insurance Solutions | 101 Duncraig Dr UNIT 108 | (434) 832-0332 |
| 5 | Rob Chapman - State Farm Insurance Agent | 1658 Graves Mill Rd | (434) 385-4747 |
| 6 | Parr Insurance Services- Lynchburg | 2154-B Wards Rd | (434) 528-8100 |
| 7 | Carrie Mattox: Allstate Insurance | 19423 Forest Rd | (434) 384-6700 |
| 8 | Leech & Hicks, Inc. Insurance | 2504 Langhorne Rd | (434) 528-5855 |
| 9 | The Wooden Chair - Solid Wood Furniture | 8016 Timberlake Rd | (434) 237-5675 |
| 10 | Taylor Insurance Agencies | 1840 Graves Mill Rd | (434) 385-1664 |
Cothran Schoonover Insurance serves customers in Lynchburg, Virginia as an auto insurance agent. The company helps clients select suitable car insurance coverage that meets state requirements and personal needs. Policies commonly include liability, collision, and comprehensive options for area drivers. This agency also works with customers to adjust deductibles and understand policy details. Routine tasks such as filing a claim or updating an existing policy are handled locally in Lynchburg.
Hedges Insurance Agency LLC in Lynchburg, VA provides personalized auto insurance options to protect vehicles and drivers. It assists clients in reviewing policy coverage limits, deductibles, and available endorsements to match their driving needs. The agency also helps manage policy changes, claims support, and routine plan updates. It services a diverse range of clients, including owners of single-family homes, apartments, retail properties, and restaurants.
Insurance Consultants of Lynchburg in Lynchburg, VA offers auto insurance on either a one-time policy basis or through recurring service plans for ongoing coverage needs, ensuring drivers meet liability requirements and can choose additional protection like collision and comprehensive options. Policies are tailored to individual driving habits and vehicle types in the regional area. Service for clients is provided on an as-needed basis, allowing for adjustments and renewals at the policyholder’s request.
Nelles Insurance Solutions serves Lynchburg area homeowners, drivers, and business owners in need of personal auto coverage. The agency provides guidance for selecting appropriate policies, addressing typical needs like liability protection and collision coverage. Clients receive assistance comparing options to find suitable plans that meet Virginia state requirements and personal driving habits. The company helps navigate the claims process for accidents or vehicle damage. Nelles Insurance Solutions also works with residents in Forest and the surrounding communities of Bedford County.
Rob Chapman - State Farm Insurance Agent serves Lynchburg, Virginia, and the surrounding communities. It handles auto insurance coverage, including protection for liability, collision, and comprehensive needs. The agency provides ongoing support for policy reviews and claims filing. For a typical job, it reviews a client's driving history and coverage requirements to recommend appropriate policy limits and deductible options.
As the changing seasons in Lynchburg bring icy roads and increased traffic, drivers often seek reliable coverage to stay protected. Parr Insurance Services- Lynchburg helps local residents navigate these shifting needs while remaining focused on finding appropriate auto insurance policies. The agency assists clients in comparing available options to match their driving habits and budget. Customers are encouraged to schedule a consultation where personal driving details are reviewed. The process begins with an initial policy assessment to evaluate specific coverage requirements and explore suitable plans.
Carrie Mattox: Allstate Insurance focuses on auto insurance coverage, including liability, collision, and comprehensive options for Lynchburg drivers. It also serves clients with home, life, and business insurance needs through Allstate’s suite of products. As a local agent, it assists customers in customizing policies to fit individual budgets and driving habits. The office helps policyholders understand their deductibles and coverage limits when filing claims. Before winter weather arrives, it advises drivers on checking their policies for roadside assistance and added protection against ice and snow damage.
Leech & Hicks, Inc. Insurance provides residential auto insurance services to drivers in and around Lynchburg, VA. Commercial vehicle coverage is also available for local business owners and fleet operators in the greater Lynchburg area. Their agents evaluate individual driving records and vehicle types to match each client with suitable protection. Policyholders who visit the office for initial consultations often return for regular coverage reviews and renewal discussions between scheduled visits.
The Wooden Chair - Solid Wood Furniture offers auto insurance coverage to drivers in Lynchburg, Virginia. Its standard policies protect vehicles against liability and collision, while specialty add-ons can include rental reimbursement and roadside assistance. With plans designed for both personal and commercial use, the company meets the needs of many area professionals. It serves office commuters, warehouse operators, and food service delivery fleets with tailored liability limits and property coverage options.
What Does an a Auto Insurance Agent in Lynchburg Cost?
Typical auto insurance costs in Virginia range from $800 to $1,500 per year for minimum coverage, and $1,500 to $3,000 per year for full coverage. Rates vary by driver age, vehicle, and location within Lynchburg. This is general information and not insurance advice.
About auto insurance agents in Lynchburg
Auto insurance agents in Lynchburg, Virginia help drivers find coverage that meets state legal requirements. Virginia law requires all drivers to carry minimum liability insurance or pay an uninsured motorist fee. Local agents can explain options like bodily injury and property damage liability, as well as additional coverage types.
Frequently Asked Questions
What are the minimum auto insurance requirements in Virginia?
Virginia requires minimum liability coverage of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $20,000 per accident for property damage. Drivers may also pay a $500 uninsured motorist fee to the DMV instead of carrying insurance.
How do I find an auto insurance agent in Lynchburg Virginia?
You can search online directories or ask for referrals from local contacts. Many agents in Lynchburg represent multiple insurance companies and can compare quotes for you. Check that the agent is licensed through the Virginia State Corporation Commission.
What factors affect auto insurance rates in Lynchburg Virginia?
Rates depend on your driving record, age, vehicle type, credit history, and where you live in Lynchburg. Local factors like traffic patterns in the Hill City and accident rates in your zip code also influence your premium.
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