The top-rated auto insurance agent in Salem, Virginia is Northpoint Insurance Advisors, rated 5.0 stars across 202 reviews. Other highly rated options include Klub Kanine And Barkley & Rover, Whitwell Kelly: Allstate Insurance, Allstate Insurance Agent: Bill Richards. This directory lists 21 auto insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 522 E Main St | (540) 387-9148 |
| 2 | Klub Kanine And Barkley & Rover | 1874 Apperson Dr | (540) 389-3647 |
| 3 | Whitwell Kelly: Allstate Insurance | 603 Apperson Dr | (540) 342-2115 |
| 4 | Allstate Insurance Agent: Bill Richards | 411 Apperson Dr | (540) 387-2527 |
| 5 | My Insurance People | 1617 E Main St | (540) 401-6789 |
| 6 | Darrell Holland - State Farm Insurance Agent | 205 W Main St | (540) 389-1220 |
| 7 | Ryan Harris Group - a Hilb Group Company | 603 Apperson Dr | (540) 375-9078 |
| 8 | Fisher Insurance Services - Salem | Representing Rockingham Insurance | 100 E Main St | (540) 627-6357 |
| 9 | Burgess DeMarco & Flick Insurance | 730 Apperson Dr | (540) 375-3231 |
| 10 | State Farm Insurance Agent | 917 S Colorado St | (540) 389-7255 |
Northpoint Insurance Advisors serves the Salem, Virginia metro area, offering auto insurance coverage to local drivers. The agency assists clients with selecting policies that address liability protection, collision coverage, and uninsured motorist needs. It also helps customers evaluate options for meeting state minimum requirements or exploring higher coverage limits for added financial security. In the Salem area, the agency handles policy bundling that combines auto coverage with other lines and provides guidance on adjusting deductibles to fit individual budgets.
Klub Kanine And Barkley & Rover provides auto insurance policies and related coverage options to drivers in Salem, VA. It assists clients with liability, collision, and comprehensive plans, tailoring each policy to individual driving needs. The agency offers periodic policy reviews and claims assistance, ensuring coverage remains adequate over time. Its service maintenance plans include easy policy updates and deductible guidance. This agency handles coverage for single-family homes, apartments, retail, and restaurants.
Whitwell Kelly: Allstate Insurance serves local homeowners, businesses, and property managers seeking auto insurance coverage. The agency helps drivers in Salem, VA, protect their vehicles with personal auto policies and provides guidance on liability protection. It also offers information on bundling auto insurance with related services for greater convenience. Service extends to neighboring Roanoke and the greater Roanoke Valley metro area for additional coverage options.
Serving Salem, Virginia, and the surrounding communities of the Roanoke Valley, Allstate Insurance Agent Bill Richards provides auto insurance coverage. The agency handles policies for personal vehicles, including liability, collision, and comprehensive plans tailored to local driving conditions. Each policy recommendation begins with a careful review of the customer's commuting distances and vehicle type. For a typical job, it conducts a thorough quote comparison to balance state-minimum requirements with individual risk protection.
My Insurance People in Salem, VA offers both one-time policy purchases and ongoing coverage management, enabling clients to choose between a single transaction or an enduring relationship. Auto insurance typically protects against liability, collision, and comprehensive damages, with options tailored to individual driving needs. These services run on an as-needed basis, allowing customers to adjust their coverage or seek assistance only when required, rather than committing to a recurring schedule.
Darrell Holland’s State Farm Insurance Agency in Salem, VA specializes in personal auto insurance policies tailored to individual driving needs. The office also regularly assists local customers with adjusting their coverage limits, bundling policies, and understanding the details of their vehicle protection plans. Brokers at this agency frequently help clients review their deductibles to ensure adequate coverage during Virginia’s heavy summer travel season or after a sudden hailstorm damages a parked car.
Ryan Harris Group, a Hilb Group company, provides auto insurance through agents who help clients select appropriate liability and collision coverage. The firm also specializes in offering supplemental protections such as uninsured motorist coverage or rental reimbursement options. Serving the Salem, Virginia, area, it works with individual drivers and small fleets. The business additionally serves the commercial vehicle needs of local offices, warehouses, and food service operations.
When winter weather increases the chance of fender benders on Salem roads, Burgess DeMarco & Flick Insurance helps drivers review their coverage for common perils like ice and fog. As an auto insurance agent in Salem, VA, the company assists clients in comparing liability limits, comprehensive provisions, and deductibles for personal vehicles and commuter cars. Policies are explained without pressure, giving customers time to adjust protection for their driving habits. The initial step often involves a free inspection of the current insurance declarations page to identify gaps or savings.
State Farm Insurance Agent in Salem, VA provides auto insurance for local residents, covering personal vehicles with standard liability and collision options. Commercial coverage is also available for businesses needing fleet or driver protection throughout the Roanoke Valley area. Policyholders receive updates on coverage changes and can adjust their plans as needs evolve. The office follows up after initial policy setup, ensuring clients receive ongoing support between regular renewal visits.
What Does an a Auto Insurance Agent in Salem Cost?
The average cost of auto insurance in Virginia is about $1,200 to $1,600 per year for full coverage, though rates vary by driver. Factors like age, driving history, vehicle make and model, and location in Salem can affect your premium. Minimum liability coverage typically costs less, often between $400 and $700 per year. This is general information and not insurance advice.
About auto insurance agents in Salem
An auto insurance agent in Salem, Virginia can help you find coverage that meets Virginia state requirements. Virginia law requires all drivers to carry liability insurance or pay an uninsured motorist fee. A local agent can explain minimum coverage limits and help you compare policies from different carriers.
Frequently Asked Questions
What are the minimum auto insurance requirements in Virginia?
Virginia requires at least $25,000 per person and $50,000 per accident for bodily injury liability, and $20,000 for property damage liability. Drivers may also choose to pay a $500 uninsured motorist fee instead of carrying insurance, but this does not provide any coverage.
How do I find a licensed auto insurance agent in Salem Virginia?
You can search for licensed agents through the Virginia State Corporation Commission website or by visiting local insurance offices in Salem. Many agents represent multiple companies and can provide quotes from several insurers.
Can an auto insurance agent help me lower my premium in Salem?
Yes, an agent can review your driving record, vehicle type, and available discounts such as safe driver, multi-policy, or low mileage discounts. They can also adjust your deductible or coverage limits to find a more affordable rate.
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