The top-rated boat insurance agent in Lakewood, Colorado is Premier Group Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include April Welch - State Farm Insurance Agent, Kaufman Agency, Mark Sammon - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 2 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 3 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 4 | Mark Sammon - State Farm Insurance Agent | 13701 W Jewell Ave Suite 111 | (303) 980-1818 |
| 5 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 6 | Colling Insurance Services Inc | 550 S Wadsworth Blvd Unit 575 | (303) 987-3331 |
| 7 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
| 8 | Dodrill Insurance Inc. | 7807 W Mississippi Ave | — |
| 9 | Morrison Insurance Agency | 2535 S Lewis Way STE 108 | (303) 985-1576 |
| 10 | Schey Insurance Agency | 950 Wadsworth Blvd | (303) 232-0553 |
Premier Group Insurance serves Lakewood and surrounding Jefferson County as a boat insurance agent. The agency helps boat owners protect their watercraft with tailored coverage that addresses regional risks such as mountain lake conditions and seasonal weather patterns. It offers policies designed to cover physical damage, theft, and liability while the vessel is stored or in use. Premier Group Insurance handles both standard motorboats and personal watercraft insurance for local clients needing reliable, localized service.
April Welch - State Farm Insurance Agent provides a range of boat insurance services for clients in the Lakewood, Colorado area. Policy offerings typically cover liability, physical damage, and medical payments for watercraft, and the agent can assist with adjusting coverage during the boating season. Service plans often include policy reviews to match changing boat values and usage. The agency also supports reviewing bundling options with homeowners or auto policies for potential discounts. It services single-family residences, apartment complexes, retail spaces, and restaurants.
Kaufman Agency serves homeowners and businesses in Lakewood, Colorado, seeking specialized boat insurance coverage for their watercraft. The agency helps clients select appropriate policies that include protection for liability, physical damage, and potential towing expenses. These services address the unique risks associated with recreational boating on nearby lakes and reservoirs. Understanding local weather patterns and seasonal usage helps them recommend proper coverage limits. Kaufman Agency also helps boat owners in the greater Denver metro area, including communities such as Golden and Arvada, secure dependable insurance for their vessels.
Serving Lakewood and the surrounding Colorado communities, Mark Sammon - State Farm Insurance Agent provides boat insurance coverage for a variety of watercraft. The agency handles policies that address risks common to local lakes and reservoirs, including liability and physical damage protection. To assess a client’s specific needs, the agent reviews the vessel’s value, intended usage, and storage arrangements, then customizes a plan accordingly.
Hurl & Hurl Insurance Agency provides specialized boat insurance coverage for Lakewood, Colorado residents. It works with clients to tailor policies for various watercraft, including personal watercraft and fishing boats. The agency handles general insurance needs, focusing on liability, physical damage, and comprehensive protection. Its service includes assessing unique risks associated with local reservoirs and lakes. At the start of each boating season, Hurl & Hurl helps navigate policy adjustments for newly launched vessels and equipment upgrades.
Colling Insurance Services Inc in Lakewood, CO provides boat insurance agents who help clients choose between purchasing a one-time policy for a single season or setting up recurring annual coverage that automatically renews. Their agents can tailor protection options to safeguard vessels against common local risks like storm damage on nearby lakes or liability for on-water accidents. This service operates on an as-needed basis, allowing clients to request policy updates or consultation whenever required throughout the boating season.
Mile High Insurance Brokers works with clients in Lakewood to secure boat insurance policies tailored to their needs. The company can arrange specialty add-ons for coverage against local lake hazards and inland waterway risks unique to Colorado. These policies protect personal watercraft, fishing boats, and pontoons used across the region’s reservoirs and rivers. Mile High Insurance Brokers serves commercial sectors such as boat rental offices, maintenance warehouses, and dockside food service operations.
Morrison Insurance Agency serves the Lakewood, Colorado area, offering residential boat insurance policies to local owners. The agency also provides commercial coverage for marine businesses operating in the region, with service extending across surrounding communities. They help clients select appropriate protection for watercraft, addressing risks common to Rocky Mountain waterways and reservoirs. Policyholders can expect clear communication during the initial consultation, with the agency typically following up between regular visits to review coverage as needs evolve or when seasonal changes warrant an update.
Schey Insurance Agency provides boat insurance services for residential clients in and around Lakewood, Colorado, ensuring coverage for personal watercraft used on nearby lakes and reservoirs. They also offer commercial insurance policies for boat-related businesses operating in the area. Serving the greater Lakewood region, they are available to discuss specific coverage needs. Policyholders can contact the agency for follow-up assistance or to update their coverage between regular seasonal visits.
What Does a a Boat Insurance Agent in Lakewood Cost?
Boat insurance costs in Colorado vary based on boat value engine size and coverage limits. A basic liability policy for a small fishing boat may cost 200 to 400 dollars per year. Full coverage for a larger cruiser or wakeboard boat can range from 500 to 1500 dollars annually. Factors like your boating experience and claims history also affect the premium. This information is general and not insurance advice.
About boat insurance agents in Lakewood
Boat insurance agents in Lakewood Colorado help protect your watercraft from damage theft and liability. Colorado requires liability coverage for motorized boats operated on public waters. Local agents can tailor policies to cover lakes like Bear Creek Lake and Chatfield Reservoir.
Frequently Asked Questions
What types of boats need insurance in Colorado?
Motorized boats including personal watercraft must have liability insurance to operate on Colorado public waters. Sailboats and non-motorized boats do not require insurance but coverage is still recommended.
Does Colorado have a minimum liability limit for boat insurance?
Colorado law requires a minimum of 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident. Property damage liability minimum is 15 thousand dollars. These limits apply to motorized watercraft.
What does a boat insurance policy typically cover in Colorado?
Boat insurance policies usually cover physical damage to your boat from collisions storms or theft. Liability coverage protects you if you cause injury to others or damage property. Many policies also include towing and medical payments.
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