The top-rated boat insurance agent in Thornton, Colorado is Garrett Callaway - State Farm Insurance Agent, rated 4.9 stars across 256 reviews. Other highly rated options include Horizons Insurance, Inc, Tim Sexton - State Farm Insurance Agent, Seguros Insurance. This directory lists 13 boat insurance agents serving Thornton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garrett Callaway - State Farm Insurance Agent | 3957 B E 120th Ave | (303) 452-1572 |
| 2 | Horizons Insurance, Inc | 1596 E 101st Ave | (303) 412-5842 |
| 3 | Tim Sexton - State Farm Insurance Agent | 550 Thornton Pkwy Unit 174 | (303) 284-5211 |
| 4 | Seguros Insurance | 81 W 84th Ave Unit 160 | (720) 540-3404 |
| 5 | Mahoney Insurance Agency | 12412 York St | (303) 268-5555 |
| 6 | Paula Dubrow Studt Agency American Family Insurance | 11383 Colorado Blvd | (303) 452-6465 |
| 7 | Colorado Hazard Insurance | 2090 E 104th Ave Ste 302 | (303) 558-9880 |
| 8 | Coker Agency LLC | 3907 E 120th Ave #211 | (720) 541-7651 |
| 9 | Captain Insurance LLC | 431 W 84th Ave Suite 102 | (303) 931-6996 |
| 10 | Foundation Insurance Group | 7079 E 123rd Pl | (970) 818-8450 |
Garrett Callaway at State Farm Insurance serves the Thornton, Colorado area as a local boat insurance agent. The agency helps boat owners in this region with policies that cover physical damage to watercraft from common incidents like collisions or storms. The office also assists clients in securing liability protection for accidents on rivers, lakes, and reservoirs near Thornton. Additional services include arranging coverage for boat trailers and personal watercraft such as jet skis. The agency handles both standard policy details and personalized quotes for waterfront property in this area.
Horizons Insurance, Inc provides boat insurance agent services in the Thornton, Colorado area, covering a range of watercraft from fishing boats to personal watercraft. It offers tailored policies that address liability, physical damage, and towing needs. Maintenance plans can be discussed to ensure year-round coverage during active boating seasons and winter storage periods. The agency’s expertise extends to serving owners of single-family homes, apartments, retail, and restaurants.
Tim Sexton - State Farm Insurance Agent serves homeowners and individuals in Thornton, Colorado, offering boat insurance coverage for personal watercraft and fishing boats. The agency provides policies that protect against common risks on nearby lakes and reservoirs. Customized plans help local customers secure liability and physical damage coverage for their vessels. Their services also extend to residents in the greater Adams County area and neighboring communities such as Northglenn.
Seguros Insurance serves Thornton, Colorado, and the surrounding northern Denver metro communities. It handles boat insurance coverage for clients who own personal watercraft, sailboats, and powerboats navigating area reservoirs and the South Platte River. The agency works to match policy options with each vessel’s seasonal use and local storage requirements. To handle a typical job, it gathers basic details on boat value, usage season, and mooring location, then compares coverage options and deductibles to present a clear overview of available protection.
Offering comprehensive coverage for boats, personal watercraft, and yachts, Mahoney Insurance Agency serves Thornton, CO. It specializes in policies that protect against common liabilities and physical damage. The agency assists clients in understanding coverage options and customizing plans to match specific watercraft needs. It helps with concerns regarding dock-to-dock transitions and navigating regional lake regulations during peak boating months.
For boat owners, a one-time liability policy may suffice for occasional use, while recurring comprehensive coverage protects against theft, storms, and accidents throughout each navigation season. Paula Dubrow Studt Agency American Family Insurance in Thornton, CO, works with individuals to match watercraft needs with appropriate protection for local lakes and reservoirs. They help clarify hull valuation, towing, and mechanical breakdown options to keep vessels secure year-round. Service operates on a scheduled appointment basis for initial quotes, policy reviews, and as-needed adjustments when a boat is purchased or sold.
As spring runoff swells Colorado’s reservoirs and lakes, many Thornton boat owners begin preparing their vessels for the season. Colorado Hazard Insurance provides boat insurance agent services tailored to these local conditions, helping clients protect their watercraft against common regional risks such as hail damage and sudden storms. The agency guides each customer through available coverage options for both storage and active use. An initial assessment of the boat’s value and typical mooring location is performed before any policy discussion begins.
Coker Agency LLC provides boat insurance to clients in the Thornton, Colorado area, focusing on protecting recreational watercraft such as personal boats and jet skis. The agency can arrange specialized coverage add-ons, including liability protection and policies for damage or theft. Its commercial clientele may include various business types that require tailored insurance solutions, such as marine-related offices, storage warehouses, and food service operations located near local waterways.
Captain Insurance LLC in Thornton, CO serves residential boat owners with coverage tailored for personal watercraft. The agency also handles commercial policies for businesses operating charter or rental vessels throughout the surrounding region. Every policy is designed to address local waterway risks and storage needs common in Colorado. After a claim or policy adjustment, clients can expect clear follow-up from the same agent who handled their initial setup. This continuity of service ensures that routine questions are answered between regular seasonal visits.
Foundation Insurance Group in Thornton, Colorado, is known for arranging liability coverage for watercraft. The agency helps boat owners in the Denver metro area secure protection for fishing boats, pontoons, and ski craft against common perils like collision and theft. Policies from this firm are crafted to cover both inland and mountain lakes common to the region. For clients seeking comprehensive risk management, the company can also tailor a policy that includes on-water towing assistance coverage.
What Does a a Boat Insurance Agent in Thornton Cost?
Boat insurance costs in Colorado typically range from 300 to 800 dollars per year for a standard motorboat. Factors include boat value horsepower and your boating history. Premiums may be higher for high speed boats or those kept on trailers. This is general information and not insurance advice.
About boat insurance agents in Thornton
Boat insurance agents in Thornton Colorado help you protect your watercraft against damage theft and liability. Colorado requires all motorized boats to carry liability insurance if operated on public waters. Local agents can tailor a policy to cover your boat trailer and personal effects while on area lakes like Standley Lake or Barr Lake.
Frequently Asked Questions
What does boat insurance cover in Thornton Colorado?
Boat insurance typically covers physical damage to your boat liability for injuries or damage to others and medical payments. In Colorado you may also need coverage for uninsured boaters and wreckage removal.
Is boat insurance required by law in Colorado?
Colorado law requires liability insurance for all motorized watercraft operated on public waters. Non-motorized boats like kayaks and canoes do not require insurance but agents often recommend it for theft and liability protection.
How do I choose a boat insurance agent in Thornton?
Look for an agent who specializes in marine or recreational vehicle policies. Ask about coverage for Colorado specific risks such as sudden weather changes on the Front Range and storage options during winter months.
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