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Looking for a boat insurance agent in Wheat Ridge? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Wheat Ridge, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 10 boat insurance agents in Wheat Ridge, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
4891 Independence St ste 255, Wheat Ridge, CO 80033
(303) 282-7111
agents.allstate.com
Prince Insurance Group
4350 Wadsworth Blvd #201, Wheat Ridge, CO 80033
(720) 802-0759
prince-insurance.com
GIA Risk Management, LLC
9195 W 44th Ave, Wheat Ridge, CO 80033
(303) 423-0162
e-gia.com
Active Insurance Agency, Inc.
4175 N Harlan St #130, Wheat Ridge, CO 80033
(303) 422-1685
activeinsuranceoffice.com
Boat insurance agents in Wheat Ridge Colorado help you protect your watercraft against damage theft and liability. Colorado law requires all motorized boats to carry liability insurance if operated on public waters. Local agents can also advise on coverage for non-motorized vessels like kayaks and paddleboards.
What Does a Boat Insurance Agent in Wheat Ridge Cost?
Typical boat insurance costs in Colorado range from 200 to 600 dollars per year for basic liability on a small motorboat. A full coverage policy for a larger vessel can cost 800 to 1500 dollars annually. Factors like boat value storage location and your driving record affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Wheat Ridge?
Agents offer liability physical damage and comprehensive coverage. Liability is required for motorized boats on Colorado waters. Physical damage covers collision and theft while comprehensive covers weather and vandalism.
Do I need insurance for a non-motorized boat in Colorado?
Colorado does not require insurance for non-motorized boats like canoes or kayaks. However many agents recommend liability coverage if you use public waterways or launch ramps. Check with your agent for specific needs.
How does Colorado weather affect boat insurance rates?
Colorado hailstorms and sudden wind events can damage boats. Agents in Wheat Ridge often recommend comprehensive coverage to protect against these risks. Rates may increase if you store your boat outdoors during storm season.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.