The top-rated boat insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Mark Otterson - State Farm Insurance Agent, Colleen Tighe - State Farm Insurance Agent, Edgar Almanzar - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Oluwatoyin Ogunbiyi | 303 Linwood Ave Ste 1f | (203) 884-6718 |
| 2 | Mark Otterson - State Farm Insurance Agent | 2452 Black Rock Tpke #1 | (203) 690-1330 |
| 3 | Colleen Tighe - State Farm Insurance Agent | 102 Kings Hwy E | (203) 953-3220 |
| 4 | Edgar Almanzar - State Farm Insurance Agent | 765 Post Rd | (203) 307-2001 |
| 5 | Cusmano Agency | 425 Kings Hwy E | (203) 394-6645 |
| 6 | Karen Fowler: Allstate Insurance | 1495 Black Rock Tpke | (203) 333-4413 |
| 7 | Morrison Insurance Agency | 580 Tunxis Hill Rd | (203) 336-9198 |
| 8 | Nationwide Insurance: Stephen F Boccarossa | 1828 Post Rd | (203) 256-8029 |
| 9 | Double Eagle Insurance Agency of CT | 35 Kings Hwy E Suite 205 | (203) 227-9229 |
| 10 | The SIG Insurance Agencies | 1515 Black Rock Tpke Suite 101 | (203) 292-3883 |
Farmers Insurance - Oluwatoyin Ogunbiyi serves the Fairfield County area of Connecticut and provides boat insurance agency services. The company assists local boat owners with securing liability coverage for their watercraft to protect against accidents and damages. They also help clients obtain physical damage policies that cover their vessels from perils such as storms, collisions, and theft. This agency handles comprehensive boat insurance for recreational watercraft in the Fairfield region.
Mark Otterson - State Farm Insurance Agent in Fairfield, CT, offers boat insurance policies designed to protect vessels against common risks like theft, collision, and damage from storms. Routine service and maintenance plans are available to help secure coverage and manage claim processes for both power and sailboats. The agency arranges policies based on individual boating needs and provides periodic policy reviews for existing clients. Its services are frequently used by owners of waterfront single-family homes, condominiums, and seasonal rental properties in the local area.
Homeowners in Fairfield, CT who enjoy recreational boating turn to Colleen Tighe - State Farm Insurance Agent for boat insurance policies. This local agency helps residential clients protect their watercraft with coverage tailored to individual needs, ensuring peace of mind on Long Island Sound. As a boat insurance agent, it assists with liability protection and physical damage coverage for various vessel types. The agency also serves nearby communities throughout Bridgeport and the greater Fairfield metro area.
Edgar Almanzar - State Farm Insurance Agent serves Fairfield, Connecticut, and the surrounding shoreline communities. The agency handles boat insurance, including coverage for various watercraft used for recreation in local waters. It manages policies that protect vessels against physical damage, theft, and liability. The typical approach involves reviewing a client’s specific boating activity and craft value before tailoring coverage. This method ensures each policy addresses individual risk exposure on Long Island Sound and nearby lakes.
Cusmano Agency in Fairfield, CT, assists clients in distinguishing between one-time policies for a single boating season and recurring annual policies that renew automatically for ongoing coverage. The agency offers boat insurance tailored to protect against common maritime risks, including collision, theft, liability, and weather-related damage in local waters. It serves a range of boat owners, from those with small fishing vessels to larger cabin cruisers. Service appointments are arranged entirely on an as-needed basis, allowing clients to request quotes or policy adjustments whenever their specific boating needs arise.
As a boat insurance agent, Karen Fowler: Allstate Insurance provides specialized coverage options for various watercraft, including sailboats, yachts, and personal watercraft. The agency also assists customers with broader insurance needs, such as auto and homeowners policies. Based in Fairfield, CT, the office helps clients protect vessels used on Long Island Sound and local lakes. It advises on liability and physical damage coverage for seasonal use, including protection during winter storage months.
Operating from Fairfield, CT, Morrison Insurance Agency focuses on core coverage for boat owners while also offering specialty add-ons such as liability protection and physical damage insurance. Policies are designed to support recreational vessels navigating Long Island Sound and nearby inland waterways. The agency additionally serves commercial sectors including corporate offices, storage warehouses, and food service establishments requiring tailored property and liability policies.
Fairfield boat owners know the shore’s weather can change fast, so having proper coverage for their watercraft is essential. Nationwide Insurance: Stephen F Boccarossa offers local boat insurance agent services designed to help protect vessels from common risks on Long Island Sound. The agent walks clients through the specifics of boat liability and physical damage policies, making sure each policy matches the owner’s boating activity. A final step typically involves scheduling a brief inspection or providing a current survey to complete the initial-assessment process.
Double Eagle Insurance Agency of CT serves residential boat owners in Fairfield, helping protect personal watercraft and yachts with tailored policies. They also advise commercial clients, such as marinas or charter operators, across the surrounding Connecticut shoreline. Their team works with local carriers familiar with Long Island Sound conditions and seasonal boating risks. After finding the right coverage for a vessel, they encourage policyholders to return for annual reviews or updates whenever a new boat is acquired between regular mooring visits.
What Does a a Boat Insurance Agent in Fairfield Cost?
Typical boat insurance costs in Connecticut range from 300 to 800 dollars per year for a small runabout and 1,000 to 3,000 dollars for a larger cabin cruiser. Factors include boat value horsepower and navigational area. This is general information not insurance advice.
About boat insurance agents in Fairfield
Boat insurance agents in Fairfield Connecticut help protect your vessel against damage theft and liability. Connecticut requires proof of financial responsibility for boats with motors over 25 horsepower. Local agents can guide you through state specific requirements and offer policies that cover Long Island Sound navigation.
Frequently Asked Questions
What does boat insurance cover in Connecticut?
Standard policies cover physical damage to your boat liability for injury to others and property damage. Connecticut law also requires uninsured boater coverage if your policy includes liability.
Do I need boat insurance in Fairfield Connecticut?
Connecticut does not require insurance for all boats but does require proof of financial responsibility for motorized vessels over 25 horsepower. Many marinas and lenders also require coverage.
How does Connecticut law affect boat insurance claims?
Connecticut has a two year statute of limitations for property damage claims from boat accidents. You must report a claim promptly to your agent to preserve your rights.
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