The top-rated boat insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Senior Health and Retirement Services. This directory lists 11 boat insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Senior Health and Retirement Services | 71 Bradley Rd UNIT 11 | (860) 664-5596 |
| 5 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 6 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 7 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 8 | Northeastern Underwriters Ltd | 5 Linden Ln | (203) 245-7169 |
| 9 | MetLife Auto & Home , part of The Farmers Insurance Group | 60 Wildcat Springs Dr | (860) 665-1204 |
| 10 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut area and provides boat insurance agent services to local boat owners. The agency helps customers secure coverage for a range of watercraft, including small fishing boats and larger recreational vessels. Policies are designed to protect against common risks on nearby coastal and inland waters. The agency also assists with liability protection for potential accidents involving other boaters or property.
As a boat insurance agent in Madison, CT, Lauren LaTorre-Osterling at State Farm provides coverage for a range of watercraft against liability, physical damage, and theft. She assists clients with customizing policies to protect their boats and trailers. Maintenance and service plans help ensure that coverage adapts to changes in usage or vessel value. The agency primarily serves clients with single-family homes and apartments who own recreational watercraft for personal use.
Homeowners and other boat owners in the Madison, CT area turn to Carl Jeppesen: Allstate Insurance for marine coverage. Their agency specializes in helping clients protect watercraft against common risks such as storms, collisions, and theft. They also explain liability and towing options that are relevant for boaters on Long Island Sound. Vessel size and usage are considered when matching a policy. Their expertise extends to locals in the neighboring shoreline communities of Clinton and Guilford as well.
Serving Madison, CT, and the surrounding shoreline communities, Senior Health and Retirement Services provides boat insurance for a range of recreational watercraft. Its work typically covers insuring vessels used for personal enjoyment, such as runabouts and cruisers, while addressing the specific liability and damage risks common to Long Island Sound boating. To handle a typical job, it assesses each client’s vessel and usage patterns to align coverage with individual boating habits and local exposure.
Unlike one-time service, which typically provides a single policy review, scheduled options facilitate annual reassessments of coverage levels and deductible choices tailored to evolving boating needs. For boat owners in Madison, this agent assists clients in comparing hull insurance, liability protections, and specialized endorsements for equipment or towing. Policies can be structured for the specific vessel class, with conversations addressing common local concerns like seasonal mooring versus trailered storage. Service for new and existing policyholders runs primarily on an as-needed basis, with optional scheduled check-ins available for comprehensive annual reviews.
Specializing in comprehensive coverage for powerboats and sailboats, Kearney Insurance Agency LLC serves boat owners in Madison, CT. It works with local marinas and coastal clients to secure policies that address damage, liability, and personal property on board. The agency guides owners through the specific risks of operating on Long Island Sound. With the arrival of hurricane season or the spring launch period, it helps ensure that vessels are properly protected before they return to the water.
Madison's coastal boat owners must navigate seasonal storms and aging hulls, and McLaughlin Associates Insurance Agency helps them manage these risks with tailored protection for the local waterways. Their agents assess each vessel's value, typical usage patterns, and dockage situation to match coverage to specific needs. Common policies include liability protection, comprehensive physical damage coverage, and provisions for navigation within Long Island Sound. The process always begins with a detailed review of the boat's condition and an in-person inspection at its slip or mooring.
Northeastern Underwriters Ltd assists boat owners in Madison, CT, with policies that address their specific marine coverage needs and can often secure specialty add-ons for equipment, trailers, and liability on the water. They work to protect personal watercraft and larger vessels against common regional risks. Their boat insurance services help support local commercial sectors such as marinas, boat storage offices, and waterfront warehouses.
MetLife Auto & Home, part of The Farmers Insurance Group, provides residential boat insurance services in Madison, Connecticut, and the surrounding shoreline region. Their coverage also extends to commercial marine vessels for local businesses, serving clients across coastal communities. Policies are designed to protect against common risks such as storm damage and liability on the water. The agent can handle routine policy adjustments and claims processing, ensuring consistent support for boat owners between regular seasonal visits.
Karen E Buck - Aflac Insurance Agent in Madison, CT, is known for providing boat insurance coverage to local boat owners. The agency serves clients throughout the Madison area and surrounding shoreline communities, helping them protect watercraft from common risks like damage and liability. Policies are tailored to meet the specific needs of each vessel owner. A specialty service add on is coverage for personal watercraft, such as jet skis, ensuring complete protection on the water.
What Does a a Boat Insurance Agent in Madison Cost?
The cost of boat insurance in Connecticut varies by boat type value and usage. For a typical 20 foot runabout annual premiums range from 300 to 600 dollars. Larger vessels or yachts can cost 1000 to 3000 dollars per year or more. Factors like your boating experience safety equipment and storage location also affect the price. This is general information and not insurance advice.
About boat insurance agents in Madison
Boat insurance agents in Madison Connecticut help you protect your vessel against damage theft and liability. Connecticut law requires all motorized boats to carry liability insurance if operated on public waters. Local agents can guide you through state specific requirements and find a policy that fits your needs.
Frequently Asked Questions
What does boat insurance cover in Connecticut?
Boat insurance typically covers physical damage to your boat theft and liability for injuries or damage you cause to others. Connecticut requires liability coverage for motorized boats. Many policies also include coverage for towing fuel spill liability and uninsured boaters.
Do I need boat insurance in Connecticut?
Yes if your boat has a motor and you operate it on Connecticut public waters you must carry liability insurance. The minimum liability limit is 25000 per person for bodily injury 50000 per accident for bodily injury and 25000 for property damage. A local agent can help you meet these requirements.
How do I choose a boat insurance agent in Madison?
Look for an agent who specializes in marine insurance and knows Connecticut regulations. Ask about their experience with local waterways like Long Island Sound. Compare quotes from multiple agents to find coverage that matches your boat type and usage.
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